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Pennant International GroupLSE:PEN +1.72%32 Equity-to-Asset is 0.46 as of Jun. 2026, which is 16% below its 10-year median of 0.55. GuruFocus rates LSE:PEN with a GF Score™ of 32/100 and a GF Value™ of £0.21 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 2,885 Software companies, Pennant International Group ranks worse than 60.62% on this metric.
Pennant International Group (LSE:PEN) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Pennant International Group Equity-to-Asset Related Terms
Pennant International Group Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:PEN vs CRM, SHOP, UBER: Equity-to-Asset Comparison
For the Software - Application subindustry, Pennant International Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pennant International Group Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, Pennant International Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Pennant International Group's Equity-to-Asset falls into.
Pennant International Group Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Pennant International Group's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pennant International Group (LSE:PEN) has a Equity-to-Asset of 0.46 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Pennant International Group and its competitors. This is 16% below median its historical median of 0.55. Over the past decade, Pennant International Group's Equity-to-Asset has ranged from 0.46 to 0.80. According to the industry distribution chart, Pennant International Group ranks #1749 out of 2885 companies in the Software industry, placing it in the top 60.6%.
Is Pennant International Group's Equity-to-Asset too high?
Pennant International Group's current Equity-to-Asset of 0.46 is 16% below median its 10-year median of 0.55. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 0.80. The Software industry median Equity-to-Asset is 0.55. Pennant International Group's value of 0.46 is 16.4% below this industry median. Based on the distribution chart, Pennant International Group ranks #1749 out of 2885 companies in the Software industry, which is below the industry midpoint. Overall, Pennant International Group has a GF Score™ of 32/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pennant International Group's Equity-to-Asset compare to CRM and SHOP?
According to the Software industry distribution chart, Pennant International Group ranks #1749 out of 2885 companies for Equity-to-Asset. This places Pennant International Group in the lower half of its industry. The industry median Equity-to-Asset is 0.55. Pennant International Group's value of 0.46 is 16.4% below this benchmark. Historically, Pennant International Group's own Equity-to-Asset has ranged from 0.46 to 0.80 over the past decade. While the company's 10-year median is 0.55 vs. the industry median of 0.55, Pennant International Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.55, based on 2,885 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pennant International Group's current Equity-to-Asset of 0.46 is 16.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Pennant International Group and its competitors. For the Software industry, the median Equity-to-Asset is 0.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pennant International Group's current Equity-to-Asset is 0.46, which is 16% below median its own 10-year median of 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pennant International Group stock overvalued right now?
Based on GuruFocus' analysis, Pennant International Group (LSE:PEN) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.21, compared to a current price of £0.30 — trading 40.5% above its estimated fair value. The current Equity-to-Asset is 0.46, which is 16% below median its 10-year median of 0.55 and 16.4% below the Software industry median of 0.55. Pennant International Group's overall GF Score™ is 32/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Pennant International Group (LSE:PEN), the current Equity-to-Asset is 0.46 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pennant International Group (LSE:PEN) Overvalued in 2026?
Based on GuruFocus' analysis, Pennant International Group stock appears to be overvalued.
The current stock price of £0.30 is trading 40.5% above its estimated GF Value™ of £0.21.
GuruFocus considers Pennant International Group to be Significantly Overvalued.
Key valuation signals for LSE:PEN:
Equity-to-Asset: 0.46 (16% below median its 10-year median of 0.55)
GF Value™: £0.21 vs. price of £0.30 (40.5% above fair value)
Industry Position: 16.4% below the Software median (#1749 of 2885)
No single metric tells the full story. See the LSE:PEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pennant International Group PLC is engaged in the delivery of integrated support solutions. The company has three operating segments: Systems Support Software; Technical Services; and, Training Systems delivered for financial reporting purposes presented as two cash generating units Software & Services and Training Systems. It offers a range of services that cover training equipment, hardware, and related support, including simulation, virtual reality, and computer-based training, technical documentation, media development, software development, and related consultancy. It operates in four geographical areas - the United Kingdom, USA, Canada, and Australia of which the United Kingdom contributes majority of the total revenue.
32GF Score
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