Pennant International Group (LSE:PEN) ROE %: -0.27% (As of Dec. 2025)


LSE:PEN Pennant International Group PLC LSE:PEN
39 GF Score
Price £0.27
GF Value £0.20
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Pennant International Group ROE %?

Pennant International Group LSE:PEN 39 ROE % is -0.27% as of Dec. 2025. GuruFocus rates LSE:PEN with a GF Score™ of 39/100 and a GF Value™ of £0.20 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 2,682 Software companies, Pennant International Group ranks worse than 83.71% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Pennant International Group's annualized net income for the quarter that ended in Dec. 2025 was £-0.02 Mil. Pennant International Group's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was £6.58 Mil. Therefore, Pennant International Group's annualized ROE % for the quarter that ended in Dec. 2025 was -0.27%.

The historical rank and industry rank for Pennant International Group's ROE % or its related term are showing as below:

LSE:PEN' s ROE % Range Over the Past 10 Years
Min: -31.43   Med: -9.73   Max: 22.99
Current: -31.43

During the past 13 years, Pennant International Group's highest ROE % was 22.99%. The lowest was -31.43%. And the median was -9.73%.

LSE:PEN's ROE % is ranked worse than
83.71% of 2682 companies
in the Software industry
Industry Median: 4.72 vs LSE:PEN: -31.43

Pennant International Group  (LSE:PEN) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=-0.018/6.5845
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-0.018 / 10.338)*(10.338 / 12.4735)*(12.4735 / 6.5845)
=Net Margin %*Asset Turnover*Equity Multiplier
=-0.17 %*0.8288*1.8944
=ROA %*Equity Multiplier
=-0.14 %*1.8944
=-0.27 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=-0.018/6.5845
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (-0.018 / -0.718) * (-0.718 / 0.082) * (0.082 / 10.338) * (10.338 / 12.4735) * (12.4735 / 6.5845)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.0251 * -8.7561 * 0.79 % * 0.8288 * 1.8944
=-0.27 %

Note: The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Pennant International Group ROE % Related Terms


Pennant International Group ROE % Historical Data

* Premium members only.

The historical data trend for Pennant International Group's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pennant International Group ROE % Chart

Pennant International Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -13.63 -8.25 -9.10 -28.36 -29.55

Pennant International Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -11.13 -8.24 -45.68 -61.49 -0.27

LSE:PEN vs CRM, SHOP, UBER: ROE % Comparison

For the Software - Application subindustry, Pennant International Group's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pennant International Group ROE % vs Software Industry

For the Software industry and Technology sector, Pennant International Group's ROE % distribution charts can be found below:

* The bar in red indicates where Pennant International Group's ROE % falls into.


LSE:PEN
39GF Score
Pennant International Group PLC LSE:PEN
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pennant International Group ROE % Calculation

Pennant International Group's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=-2.254/( (8.344+6.909)/ 2 )
=-2.254/7.6265
=-29.55 %

Pennant International Group's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=-0.018/( (6.26+6.909)/ 2 )
=-0.018/6.5845
=-0.27 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of -0.27% mean?
Pennant International Group (LSE:PEN) has a ROE % of -0.27% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Pennant International Group and its competitors. According to the industry distribution chart, Pennant International Group ranks #2245 out of 2682 companies in the Software industry, placing it in the top 83.7%.
Is Pennant International Group's ROE % too high?
Pennant International Group's current ROE % is -0.27%. Based on the distribution chart, Pennant International Group ranks #2245 out of 2682 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Pennant International Group has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pennant International Group's ROE % compare to CRM and SHOP?
According to the Software industry distribution chart, Pennant International Group ranks #2245 out of 2682 companies for ROE %. This places Pennant International Group in the lower half of its industry. The industry median ROE % is 4.72. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Software company?
The median ROE % among Software companies is 4.72, based on 2,682 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Pennant International Group and its competitors. For the Software industry, the median ROE % is 4.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pennant International Group's current ROE % is -0.27%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pennant International Group stock overvalued right now?
Based on GuruFocus' analysis, Pennant International Group (LSE:PEN) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.20, compared to a current price of £0.27 — trading 32.5% above its estimated fair value. The current ROE % is -0.27%. Pennant International Group's overall GF Score™ is 39/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Pennant International Group (LSE:PEN), the current ROE % is -0.27% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pennant International Group (LSE:PEN) Overvalued in 2026?

Based on GuruFocus' analysis, Pennant International Group stock appears to be overvalued. The current stock price of £0.27 is trading 32.5% above its estimated GF Value™ of £0.20. GuruFocus considers Pennant International Group to be Significantly Overvalued.

Key valuation signals for LSE:PEN:

  • ROE %: -0.27%
  • GF Value™: £0.20 vs. price of £0.27 (32.5% above fair value)
  • GF Score™: 39/100 with 8 warning signs

No single metric tells the full story. See the LSE:PEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pennant International Group Business Description

Address Old Gloucester Road, Unit D1 Staverton Connection, Cheltenham, Gloucestershire, GBR, GL51 6TL
Pennant International Group PLC is engaged in the delivery of integrated support solutions. The company has three operating segments: Systems Support Software; Technical Services; and, Training Systems delivered for financial reporting purposes presented as two cash generating units Software & Services and Training Systems. It offers a range of services that cover training equipment, hardware, and related support, including simulation, virtual reality, and computer-based training, technical documentation, media development, software development, and related consultancy. It operates in four geographical areas - the United Kingdom, USA, Canada, and Australia of which the United Kingdom contributes majority of the total revenue.
39GF Score

Get the complete analysis for LSE:PEN

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.27
Price
£0.20
GF Value