Pennant International GroupLSE:PEN 39 Interest Coverage is 0.27 as of Dec. 2025, which is 100% below its 10-year median of 211.67. GuruFocus rates LSE:PEN with a GF Score™ of 39/100 and a GF Value™ of £0.20 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,705 Software companies, Pennant International Group ranks worse than 58650.97% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Pennant International Group's
Operating Income
for the
six
months ended in Dec. 2025 was £0.04 Mil. Pennant International Group's Interest Expense for the
six
months ended in Dec. 2025 was £-0.15 Mil.
Pennant International Group's interest coverage for the quarter that ended in Dec. 2025 was 0.27.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Pennant International Group's Interest Coverage or its related term are showing as below:
LSE:PEN's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.78 * Ranked among companies with meaningful Interest Coverage only.
Pennant International Group (LSE:PEN) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Pennant International Group Interest Coverage Related Terms
Pennant International Group Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Pennant International Group Interest Coverage Chart
LSE:PEN vs UBER, SHOP, CRM: Interest Coverage Comparison
For the Software - Application subindustry, Pennant International Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pennant International Group Interest Coverage vs Software Industry
For the Software industry and Technology sector, Pennant International Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Pennant International Group's Interest Coverage falls into.
Pennant International Group Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pennant International Group (LSE:PEN) has a Interest Coverage of 0.27 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pennant International Group and its competitors. This is 100% below median its historical median of 211.67. According to the industry distribution chart, Pennant International Group ranks #999999 out of 1705 companies in the Software industry.
Is Pennant International Group's Interest Coverage too high?
Pennant International Group's current Interest Coverage of 0.27 is 100% below median its 10-year median of 211.67. The Software industry median Interest Coverage is 24.78. Pennant International Group's value of 0.27 is 98.9% below this industry median. Based on the distribution chart, Pennant International Group ranks #999999 out of 1705 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Pennant International Group has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pennant International Group's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, Pennant International Group ranks #999999 out of 1705 companies for Interest Coverage. This places Pennant International Group in the lower half of its industry. The industry median Interest Coverage is 24.78. Pennant International Group's value of 0.27 is 98.9% below this benchmark. While the company's 10-year median is 211.67 vs. the industry median of 24.78, Pennant International Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.78, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pennant International Group's current Interest Coverage of 0.27 is 98.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pennant International Group and its competitors. For the Software industry, the median Interest Coverage is 24.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pennant International Group's current Interest Coverage is 0.27, which is 100% below median its own 10-year median of 211.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pennant International Group stock overvalued right now?
Based on GuruFocus' analysis, Pennant International Group (LSE:PEN) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.20, compared to a current price of £0.27 — trading 32.5% above its estimated fair value. The current Interest Coverage is 0.27, which is 100% below median its 10-year median of 211.67 and 98.9% below the Software industry median of 24.78. Pennant International Group's overall GF Score™ is 39/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Pennant International Group (LSE:PEN), the current Interest Coverage is 0.27 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pennant International Group (LSE:PEN) Overvalued in 2026?
Based on GuruFocus' analysis, Pennant International Group stock appears to be overvalued.
The current stock price of £0.27 is trading 32.5% above its estimated GF Value™ of £0.20.
GuruFocus considers Pennant International Group to be Significantly Overvalued.
Key valuation signals for LSE:PEN:
Interest Coverage: 0.27 (100% below median its 10-year median of 211.67)
GF Value™: £0.20 vs. price of £0.27 (32.5% above fair value)
Industry Position: 98.9% below the Software median (#999999 of 1705)
No single metric tells the full story. See the LSE:PEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pennant International Group PLC is engaged in the delivery of integrated support solutions. The company has three operating segments: Systems Support Software; Technical Services; and, Training Systems delivered for financial reporting purposes presented as two cash generating units Software & Services and Training Systems. It offers a range of services that cover training equipment, hardware, and related support, including simulation, virtual reality, and computer-based training, technical documentation, media development, software development, and related consultancy. It operates in four geographical areas - the United Kingdom, USA, Canada, and Australia of which the United Kingdom contributes majority of the total revenue.
39GF Score
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