Pennant International Group (LSE:PEN) LT-Debt-to-Total-Asset: 0.06 (As of Dec. 2025)

What is Pennant International Group LT-Debt-to-Total-Asset?

Pennant International Group LSE:PEN 41 LT-Debt-to-Total-Asset is 0.06 as of Dec. 2025. GuruFocus rates LSE:PEN with a GF Score™ of 41/100 and a GF Value™ of £0.21 (Significantly Overvalued). The stock has 9 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Pennant International Group's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.06.

Pennant International Group's long-term debt to total assets ratio increased from Dec. 2024 (0.03) to Dec. 2025 (0.06). It may suggest that Pennant International Group is progressively becoming more dependent on debt to grow their business.

Pennant International Group (LSE:PEN) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Pennant International Group LT-Debt-to-Total-Asset Related Terms

Pennant International Group LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Pennant International Group's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pennant International Group LT-Debt-to-Total-Asset Chart

Pennant International Group Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

Get a 7-Day Free Trial

0.02

0.03

0.06

Pennant International Group Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.03	0.03	0.03	0.03	0.06

41GF Score

Pennant International Group PLC LSE:PEN

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

Pennant International Group LT-Debt-to-Total-Asset Calculation

Pennant International Group's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	0.675	/	12.16
	=	0.06

Pennant International Group's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	0.675	/	12.16
	=	0.06

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.06 mean?

Pennant International Group (LSE:PEN) has a LT-Debt-to-Total-Asset of 0.06 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Pennant International Group and its competitors.

Is Pennant International Group's LT-Debt-to-Total-Asset too high?

Pennant International Group's current LT-Debt-to-Total-Asset is 0.06. Overall, Pennant International Group has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Pennant International Group's LT-Debt-to-Total-Asset compare to UBER and SHOP?

Pennant International Group's LT-Debt-to-Total-Asset of 0.06 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Software company?

A good LT-Debt-to-Total-Asset depends on the Software industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Pennant International Group and its competitors. Pennant International Group's current LT-Debt-to-Total-Asset is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Pennant International Group stock overvalued right now?

Based on GuruFocus' analysis, Pennant International Group (LSE:PEN) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.21, compared to a current price of £0.28 — trading 33.3% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.06. Pennant International Group's overall GF Score™ is 41/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Pennant International Group (LSE:PEN), the current LT-Debt-to-Total-Asset is 0.06 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pennant International Group (LSE:PEN) Overvalued in 2026?

Based on GuruFocus' analysis, Pennant International Group stock appears to be overvalued. The current stock price of £0.28 is trading 33.3% above its estimated GF Value™ of £0.21. GuruFocus considers Pennant International Group to be Significantly Overvalued.

Key valuation signals for LSE:PEN:

LT-Debt-to-Total-Asset: 0.06
GF Value™: £0.21 vs. price of £0.28 (33.3% above fair value)
GF Score™: 41/100 with 9 warning signs

No single metric tells the full story. See the LSE:PEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pennant International Group Business Description

Industry Technology Software

Comparable Companies LSE:ZOO LSE:ARC LSE:TAP AQSE:INT LSE:ING LSE:BIRD LSE:ITIM LSE:ALT LSE:SBAR LSE:TIDE XTER:SAP UBER SHOP CRM CDNS NOW ADP SNOW DDOG ADBE

Address Old Gloucester Road, Unit D1 Staverton Connection, Cheltenham, Gloucestershire, GBR, GL51 6TL

Website https://www.pennantplc.co.uk

Pennant International Group PLC is engaged in the delivery of integrated support solutions. The company has three operating segments: Systems Support Software; Technical Services; and, Training Systems delivered for financial reporting purposes presented as two cash generating units Software & Services and Training Systems. It offers a range of services that cover training equipment, hardware, and related support, including simulation, virtual reality, and computer-based training, technical documentation, media development, software development, and related consultancy. It operates in four geographical areas - the United Kingdom, USA, Canada, and Australia of which the United Kingdom contributes majority of the total revenue.

41GF Score

Get the complete analysis for LSE:PEN

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.28

Price

£0.21

GF Value

View LSE:PEN Analysis

See LT-Debt-to-Total-Asset data for all stocks →