Popular Vehicles and Services (NSE:PVSL) Debt-to-EBITDA : 6.09 (As of Mar. 2026) — 34% Above Median

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NSE:PVSL Popular Vehicles and Services Ltd NSE:PVSL
35 GF Score
Price ₹108.11
! 2 Warning Signs
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What is Popular Vehicles and Services Debt-to-EBITDA?

Popular Vehicles and Services NSE:PVSL -1.17% 35 Debt-to-EBITDA is 6.09 as of Mar. 2026, which is 34% above its 10-year median of 4.53. GuruFocus rates NSE:PVSL with a GF Score™ of 35/100. The stock has 2 warning signs investors should review. Among 1,100 Vehicles & Parts companies, Popular Vehicles and Services ranks worse than 83.64% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Popular Vehicles and Services's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₹7,052 Mil. Popular Vehicles and Services's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₹7,003 Mil. Popular Vehicles and Services's annualized EBITDA for the quarter that ended in Mar. 2026 was ₹2,310 Mil. Popular Vehicles and Services's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 6.09.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Popular Vehicles and Services's Debt-to-EBITDA or its related term are showing as below:

NSE:PVSL' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.25   Med: 4.53   Max: 6.62
Current: 6.47

During the past 8 years, the highest Debt-to-EBITDA Ratio of Popular Vehicles and Services was 6.62. The lowest was 3.25. And the median was 4.53.

NSE:PVSL's Debt-to-EBITDA is ranked worse than
83.64% of 1100 companies
in the Vehicles & Parts industry
Industry Median: 2.26 vs NSE:PVSL: 6.47

Popular Vehicles and Services  (NSE:PVSL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Popular Vehicles and Services Debt-to-EBITDA Related Terms


Popular Vehicles and Services Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Popular Vehicles and Services's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Popular Vehicles and Services Debt-to-EBITDA Chart

Popular Vehicles and Services Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
Get a 7-Day Free Trial 4.28 4.03 3.25 5.56 6.62

Popular Vehicles and Services Quarterly Data
Mar19 Mar20 Mar21 Mar22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.76 0.00 4.29 0.00 6.09

NSE:PVSL vs CVNA, PAG, KMX: Debt-to-EBITDA Comparison

For the Auto & Truck Dealerships subindustry, Popular Vehicles and Services's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Popular Vehicles and Services Debt-to-EBITDA vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Popular Vehicles and Services's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Popular Vehicles and Services's Debt-to-EBITDA falls into.


NSE:PVSL
35GF Score
Popular Vehicles and Services Ltd NSE:PVSL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Popular Vehicles and Services Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Popular Vehicles and Services's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(7052.27 + 7002.81) / 2122.98
=6.62

Popular Vehicles and Services's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(7052.27 + 7002.81) / 2309.72
=6.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 6.09 mean?
Popular Vehicles and Services (NSE:PVSL) has a Debt-to-EBITDA of 6.09 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Popular Vehicles and Services. This is 34% above median its historical median of 4.53. Over the past decade, Popular Vehicles and Services' Debt-to-EBITDA has ranged from 3.25 to 6.62. According to the industry distribution chart, Popular Vehicles and Services ranks #920 out of 1100 companies in the Vehicles & Parts industry, placing it in the top 83.6%.
Is Popular Vehicles and Services' Debt-to-EBITDA too high?
Popular Vehicles and Services' current Debt-to-EBITDA of 6.09 is 34% above median its 10-year median of 4.53. Over the past 10 years, this metric has ranged from a low of 3.25 to a high of 6.62. The Vehicles & Parts industry median Debt-to-EBITDA is 2.26. Popular Vehicles and Services' value of 6.09 is 169.5% above this industry median. Based on the distribution chart, Popular Vehicles and Services ranks #920 out of 1100 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Popular Vehicles and Services has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does Popular Vehicles and Services' Debt-to-EBITDA compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Popular Vehicles and Services ranks #920 out of 1100 companies for Debt-to-EBITDA. This places Popular Vehicles and Services in the lower half of its industry. The industry median Debt-to-EBITDA is 2.26. Popular Vehicles and Services' value of 6.09 is 169.5% above this benchmark. Historically, Popular Vehicles and Services' own Debt-to-EBITDA has ranged from 3.25 to 6.62 over the past decade. While the company's 10-year median is 4.53 vs. the industry median of 2.26, Popular Vehicles and Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Vehicles & Parts company?
The median Debt-to-EBITDA among Vehicles & Parts companies is 2.26, based on 1,100 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Popular Vehicles and Services's current Debt-to-EBITDA of 6.09 is 169.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Popular Vehicles and Services. For the Vehicles & Parts industry, the median Debt-to-EBITDA is 2.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Popular Vehicles and Services's current Debt-to-EBITDA is 6.09, which is 34% above median its own 10-year median of 4.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Popular Vehicles and Services stock overvalued right now?
Popular Vehicles and Services (NSE:PVSL) has a current Debt-to-EBITDA of 6.09. The current Debt-to-EBITDA is 6.09, which is 34% above median its 10-year median of 4.53 and 169.5% above the Vehicles & Parts industry median of 2.26. Popular Vehicles and Services' overall GF Score™ is 35/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Popular Vehicles and Services (NSE:PVSL), the current Debt-to-EBITDA is 6.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Popular Vehicles and Services Business Description

Other Exchanges 544144:India
Address Kuttukaran Centre, Mamangalam, Cochin, Ernakulam, KL, IND, 682025
Popular Vehicles and Services Ltd is engaged in automobile dealerships in India. It caters to the complete life cycle of vehicle ownership, right from the sale of new vehicles, servicing and repairing vehicles, distributing spare parts and accessories, facilitating the sale and exchange of pre-owned vehicles, operating driving schools, and facilitating the sale of third-party financial and insurance products. The group has structured its business broadly into four verticals-Passenger cars (excluding luxury vehicles), Luxury vehicles, Commercial vehicles, and others. Others comprise spare parts retail sales - other than through the respective business segments and sale of electric vehicles - two-wheelers and three-wheelers. Key revenue is generated from the passenger cars segment.
35GF Score

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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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