Hoa Sen Group (STC:HSG) Debt-to-EBITDA : 4.19 (As of Mar. 2026) — 70% Above Median

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STC:HSG Hoa Sen Group STC:HSG
82 GF Score
Price ₫10,550.00
GF Value ₫13,790.92
Valuation Modestly Undervalued
! 7 Warning Signs
View Full Analysis

What is Hoa Sen Group Debt-to-EBITDA?

Hoa Sen Group STC:HSG -0.94% 82 Debt-to-EBITDA is 4.19 as of Mar. 2026, which is 70% above its 10-year median of 2.46. GuruFocus rates STC:HSG with a GF Score™ of 82/100 and a GF Value™ of ₫13,790.92 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 494 Steel companies, Hoa Sen Group ranks worse than 65.38% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Hoa Sen Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫8,267,544 Mil. Hoa Sen Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫0 Mil. Hoa Sen Group's annualized EBITDA for the quarter that ended in Mar. 2026 was ₫1,971,986 Mil. Hoa Sen Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 4.19.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Hoa Sen Group's Debt-to-EBITDA or its related term are showing as below:

STC:HSG' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.06   Med: 2.46   Max: 6.08
Current: 4.55

During the past 13 years, the highest Debt-to-EBITDA Ratio of Hoa Sen Group was 6.08. The lowest was 1.06. And the median was 2.46.

STC:HSG's Debt-to-EBITDA is ranked worse than
65.38% of 494 companies
in the Steel industry
Industry Median: 2.855 vs STC:HSG: 4.55

Hoa Sen Group  (STC:HSG) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Hoa Sen Group Debt-to-EBITDA Related Terms


Hoa Sen Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Hoa Sen Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hoa Sen Group Debt-to-EBITDA Chart

Hoa Sen Group Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.06 2.32 2.00 3.20 2.30

Hoa Sen Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.78 2.08 2.85 4.05 4.19

STC:HSG vs NUE, STLD, RS: Debt-to-EBITDA Comparison

For the Steel subindustry, Hoa Sen Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hoa Sen Group Debt-to-EBITDA vs Steel Industry

For the Steel industry and Basic Materials sector, Hoa Sen Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Hoa Sen Group's Debt-to-EBITDA falls into.


STC:HSG
82GF Score
Hoa Sen Group STC:HSG
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hoa Sen Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Hoa Sen Group's Debt-to-EBITDA for the fiscal year that ended in Sep. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4403865.722 + 0) / 1913448.893
=2.30

Hoa Sen Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(8267543.677 + 0) / 1971986.064
=4.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 4.19 mean?
Hoa Sen Group (STC:HSG) has a Debt-to-EBITDA of 4.19 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Hoa Sen Group. This is 70% above median its historical median of 2.46. Over the past decade, Hoa Sen Group's Debt-to-EBITDA has ranged from 1.06 to 6.08. According to the industry distribution chart, Hoa Sen Group ranks #323 out of 494 companies in the Steel industry, placing it in the top 65.4%.
Is Hoa Sen Group's Debt-to-EBITDA too high?
Hoa Sen Group's current Debt-to-EBITDA of 4.19 is 70% above median its 10-year median of 2.46. Over the past 10 years, this metric has ranged from a low of 1.06 to a high of 6.08. The Steel industry median Debt-to-EBITDA is 2.86. Hoa Sen Group's value of 4.19 is 46.8% above this industry median. Based on the distribution chart, Hoa Sen Group ranks #323 out of 494 companies in the Steel industry, which is below the industry midpoint. Overall, Hoa Sen Group has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hoa Sen Group's Debt-to-EBITDA compare to NUE and STLD?
According to the Steel industry distribution chart, Hoa Sen Group ranks #323 out of 494 companies for Debt-to-EBITDA. This places Hoa Sen Group in the lower half of its industry. The industry median Debt-to-EBITDA is 2.86. Hoa Sen Group's value of 4.19 is 46.8% above this benchmark. Historically, Hoa Sen Group's own Debt-to-EBITDA has ranged from 1.06 to 6.08 over the past decade. While the company's 10-year median is 2.46 vs. the industry median of 2.86, Hoa Sen Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Steel company?
The median Debt-to-EBITDA among Steel companies is 2.86, based on 494 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hoa Sen Group's current Debt-to-EBITDA of 4.19 is 46.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Hoa Sen Group. For the Steel industry, the median Debt-to-EBITDA is 2.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hoa Sen Group's current Debt-to-EBITDA is 4.19, which is 70% above median its own 10-year median of 2.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoa Sen Group stock overvalued right now?
Based on GuruFocus' analysis, Hoa Sen Group (STC:HSG) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫13,790.92, compared to a current price of ₫10,550.00 — trading 23.5% below its estimated fair value. The current Debt-to-EBITDA is 4.19, which is 70% above median its 10-year median of 2.46 and 46.8% above the Steel industry median of 2.86. Hoa Sen Group's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Hoa Sen Group (STC:HSG), the current Debt-to-EBITDA is 4.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hoa Sen Group (STC:HSG) Overvalued in 2026?

Based on GuruFocus' analysis, Hoa Sen Group stock appears to be undervalued. The current stock price of ₫10,550.00 is trading 23.5% below its estimated GF Value™ of ₫13,790.92. GuruFocus considers Hoa Sen Group to be Modestly Undervalued.

Key valuation signals for STC:HSG:

  • Debt-to-EBITDA: 4.19 (70% above median its 10-year median of 2.46)
  • GF Value™: ₫13,790.92 vs. price of ₫10,550.00 (23.5% below fair value)
  • GF Score™: 82/100 with 7 warning signs
  • Industry Position: 46.8% above the Steel median (#323 of 494)

No single metric tells the full story. See the STC:HSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hoa Sen Group Business Description

Address 183 Nguyen Van Troi Street, Ward 10, Phu Nhuan District, Ho Chi Minh, VNM
Hoa Sen Group is engaged in the production of roofing sheets made of galvanized steel, zinc-aluminum alloy, painted galvanized steel, and other alloy types; steel purlins and galvanized purlins; black steel pipes, galvanized steel pipes, alloy-coated steel pipes; galvanized steel mesh, galvanized steel wire, and other steel wire products; and cold rolled steel coils. The Group is also involved in the production and sale of construction materials, including plastic pipes and plastic pipe accessories, buying and selling construction materials, production materials, and consumer goods, warehouse leasing and cargo transportation services, industrial and civil construction, leasing of machinery, equipment, and other tangible items, and hotel business, catering services, and commercial centers.
82GF Score

Get the complete analysis for STC:HSG

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫10,550.00
Price
₫13,790.92
GF Value