Hoa Sen Group (STC:HSG) Effective Interest Rate on Debt %: 6.01% (As of Mar. 2026)


STC:HSG Hoa Sen Group STC:HSG
82 GF Score
Price ₫11,350.00
GF Value ₫13,729.19
Valuation Modestly Undervalued
! 7 Warning Signs
View Full Analysis

What is Hoa Sen Group Effective Interest Rate on Debt %?

Hoa Sen Group STC:HSG -1.30% 82 Effective Interest Rate on Debt % is 6.01% as of Mar. 2026. GuruFocus rates STC:HSG with a GF Score™ of 82/100 and a GF Value™ of ₫13,729.19 (Modestly Undervalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Hoa Sen Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₫432,863 Mil. Hoa Sen Group's average total debt for the quarter that ended in Mar. 2026 was ₫7,205,375 Mil. Therefore, Hoa Sen Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.01%.


Hoa Sen Group  (STC:HSG) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Hoa Sen Group Effective Interest Rate on Debt % Related Terms


Hoa Sen Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Hoa Sen Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hoa Sen Group Effective Interest Rate on Debt % Chart

Hoa Sen Group Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.73 4.72 5.49 3.21 3.79

Hoa Sen Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.64 4.18 4.17 3.96 6.01

STC:HSG vs NUE, STLD, RS: Effective Interest Rate on Debt % Comparison

For the Steel subindustry, Hoa Sen Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hoa Sen Group Effective Interest Rate on Debt % vs Steel Industry

For the Steel industry and Basic Materials sector, Hoa Sen Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Hoa Sen Group's Effective Interest Rate on Debt % falls into.


STC:HSG
82GF Score
Hoa Sen Group STC:HSG
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hoa Sen Group Effective Interest Rate on Debt % Calculation

Hoa Sen Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Sep. 2024 )+Total Debt  (A: Sep. 2025 ))/ count )
=-1  *  -185092.843/( (5364084.453+4403865.722)/ 2 )
=-1  *  -185092.843/4883975.0875
=3.79 %

where

Total Debt  (A: Sep. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 5364084.453
=5364084.453

Total Debt  (A: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 4403865.722
=4403865.722

Hoa Sen Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -432862.86/( (6143207.254+8267543.677)/ 2 )
=-1  *  -432862.86/7205375.4655
=6.01 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 6143207.254
=6143207.254

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 8267543.677
=8267543.677

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.01% mean?
Hoa Sen Group (STC:HSG) has a Effective Interest Rate on Debt % of 6.01% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hoa Sen Group and its competitors.
Is Hoa Sen Group's Effective Interest Rate on Debt % too high?
Hoa Sen Group's current Effective Interest Rate on Debt % is 6.01%. Overall, Hoa Sen Group has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hoa Sen Group's Effective Interest Rate on Debt % compare to NUE and STLD?
Hoa Sen Group's Effective Interest Rate on Debt % of 6.01% can be compared against companies in the Steel industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Steel company?
A good Effective Interest Rate on Debt % depends on the Steel industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hoa Sen Group and its competitors. Hoa Sen Group's current Effective Interest Rate on Debt % is 6.01%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoa Sen Group stock overvalued right now?
Based on GuruFocus' analysis, Hoa Sen Group (STC:HSG) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫13,729.19, compared to a current price of ₫11,350.00 — trading 17.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.01%. Hoa Sen Group's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Hoa Sen Group (STC:HSG), the current Effective Interest Rate on Debt % is 6.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hoa Sen Group (STC:HSG) Overvalued in 2026?

Based on GuruFocus' analysis, Hoa Sen Group stock appears to be undervalued. The current stock price of ₫11,350.00 is trading 17.3% below its estimated GF Value™ of ₫13,729.19. GuruFocus considers Hoa Sen Group to be Modestly Undervalued.

Key valuation signals for STC:HSG:

  • Effective Interest Rate on Debt %: 6.01%
  • GF Value™: ₫13,729.19 vs. price of ₫11,350.00 (17.3% below fair value)
  • GF Score™: 82/100 with 7 warning signs

No single metric tells the full story. See the STC:HSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hoa Sen Group Business Description

Address 183 Nguyen Van Troi Street, Ward 10, Phu Nhuan District, Ho Chi Minh, VNM
Hoa Sen Group is engaged in the production of roofing sheets made of galvanized steel, zinc-aluminum alloy, painted galvanized steel, and other alloy types; steel purlins and galvanized purlins; black steel pipes, galvanized steel pipes, alloy-coated steel pipes; galvanized steel mesh, galvanized steel wire, and other steel wire products; and cold rolled steel coils. The Group is also involved in the production and sale of construction materials, including plastic pipes and plastic pipe accessories, buying and selling construction materials, production materials, and consumer goods, warehouse leasing and cargo transportation services, industrial and civil construction, leasing of machinery, equipment, and other tangible items, and hotel business, catering services, and commercial centers.
82GF Score

Get the complete analysis for STC:HSG

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫11,350.00
Price
₫13,729.19
GF Value