Hoa Sen GroupSTC:HSG 82 Interest Coverage is 2.18 as of Mar. 2026, which is 35% below its 10-year median of 3.33. GuruFocus rates STC:HSG with a GF Score™ of 82/100 and a GF Value™ of ₫13,645.00 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 458 Steel companies, Hoa Sen Group ranks worse than 64.19% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Hoa Sen Group's
Operating Income
for the
three
months ended in Mar. 2026 was ₫236,265 Mil. Hoa Sen Group's Interest Expense for the
three
months ended in Mar. 2026 was ₫-108,216 Mil.
Hoa Sen Group's interest coverage for the quarter that ended in Mar. 2026 was 2.18.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Hoa Sen Group's Interest Coverage or its related term are showing as below:
STC:HSG'
s Interest Coverage Range Over the Past 10 Years
Min: 0.9 Med: 3.33 Max: 14.37
Current: 2.82
STC:HSG's Interest Coverage is ranked worse than 64.19% of 458
companies
in the Steel industry
Industry Median: 4.445
vs STC:HSG: 2.82
Hoa Sen Group (STC:HSG) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Hoa Sen Group Interest Coverage Related Terms
Hoa Sen Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Hoa Sen Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
STC:HSG vs NUE, STLD, RS: Interest Coverage Comparison
For the Steel subindustry, Hoa Sen Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hoa Sen Group Interest Coverage vs Steel Industry
For the Steel industry and Basic Materials sector, Hoa Sen Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Hoa Sen Group's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hoa Sen Group (STC:HSG) has a Interest Coverage of 2.18 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hoa Sen Group and its competitors. This is 35% below median its historical median of 3.33. Over the past decade, Hoa Sen Group's Interest Coverage has ranged from 0.90 to 14.37. According to the industry distribution chart, Hoa Sen Group ranks #294 out of 458 companies in the Steel industry, placing it in the top 64.2%.
Is Hoa Sen Group's Interest Coverage too high?
Hoa Sen Group's current Interest Coverage of 2.18 is 35% below median its 10-year median of 3.33. Over the past 10 years, this metric has ranged from a low of 0.90 to a high of 14.37. The Steel industry median Interest Coverage is 4.45. Hoa Sen Group's value of 2.18 is 51% below this industry median. Based on the distribution chart, Hoa Sen Group ranks #294 out of 458 companies in the Steel industry, which is below the industry midpoint. Overall, Hoa Sen Group has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hoa Sen Group's Interest Coverage compare to NUE and STLD?
According to the Steel industry distribution chart, Hoa Sen Group ranks #294 out of 458 companies for Interest Coverage. This places Hoa Sen Group in the lower half of its industry. The industry median Interest Coverage is 4.45. Hoa Sen Group's value of 2.18 is 51% below this benchmark. Historically, Hoa Sen Group's own Interest Coverage has ranged from 0.90 to 14.37 over the past decade. While the company's 10-year median is 3.33 vs. the industry median of 4.45, Hoa Sen Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Steel company?
The median Interest Coverage among Steel companies is 4.45, based on 458 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hoa Sen Group's current Interest Coverage of 2.18 is 51% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hoa Sen Group and its competitors. For the Steel industry, the median Interest Coverage is 4.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hoa Sen Group's current Interest Coverage is 2.18, which is 35% below median its own 10-year median of 3.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoa Sen Group stock overvalued right now?
Based on GuruFocus' analysis, Hoa Sen Group (STC:HSG) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫13,645.00, compared to a current price of ₫11,700.00 — trading 14.3% below its estimated fair value. The current Interest Coverage is 2.18, which is 35% below median its 10-year median of 3.33 and 51% below the Steel industry median of 4.45. Hoa Sen Group's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Hoa Sen Group (STC:HSG), the current Interest Coverage is 2.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hoa Sen Group (STC:HSG) Overvalued in 2026?
Based on GuruFocus' analysis, Hoa Sen Group stock appears to be undervalued.
The current stock price of ₫11,700.00 is trading 14.3% below its estimated GF Value™ of ₫13,645.00.
GuruFocus considers Hoa Sen Group to be Modestly Undervalued.
Key valuation signals for STC:HSG:
Interest Coverage: 2.18 (35% below median its 10-year median of 3.33)
GF Value™: ₫13,645.00 vs. price of ₫11,700.00 (14.3% below fair value)
Industry Position: 51% below the Steel median (#294 of 458)
No single metric tells the full story. See the STC:HSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hoa Sen Group is engaged in the production of roofing sheets made of galvanized steel, zinc-aluminum alloy, painted galvanized steel, and other alloy types; steel purlins and galvanized purlins; black steel pipes, galvanized steel pipes, alloy-coated steel pipes; galvanized steel mesh, galvanized steel wire, and other steel wire products; and cold rolled steel coils. The Group is also involved in the production and sale of construction materials, including plastic pipes and plastic pipe accessories, buying and selling construction materials, production materials, and consumer goods, warehouse leasing and cargo transportation services, industrial and civil construction, leasing of machinery, equipment, and other tangible items, and hotel business, catering services, and commercial centers.
82GF Score
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