Camelot Ghana (XGHA:CMLT) Debt-to-EBITDA : 0.91 (As of Dec. 2025) — 61% Below Median

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XGHA:CMLT Camelot Ghana Ltd XGHA:CMLT
49 GF Score
Price GHS0.14
GF Value GHS0.27
! 4 Warning Signs
View Full Analysis

What is Camelot Ghana Debt-to-EBITDA?

Camelot Ghana XGHA:CMLT 49 Debt-to-EBITDA is 0.91 as of Dec. 2025, which is 61% below its 10-year median of 2.35. GuruFocus rates XGHA:CMLT with a GF Score™ of 49/100 and a GF Value™ of GHS0.27. The stock has 4 warning signs investors should review.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Camelot Ghana's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was GHS3.62 Mil. Camelot Ghana's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was GHS2.82 Mil. Camelot Ghana's annualized EBITDA for the quarter that ended in Dec. 2025 was GHS7.05 Mil. Camelot Ghana's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 0.91.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Camelot Ghana's Debt-to-EBITDA or its related term are showing as below:

XGHA:CMLT' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.22   Med: 2.35   Max: 11.8
Current: 0.91

During the past 13 years, the highest Debt-to-EBITDA Ratio of Camelot Ghana was 11.80. The lowest was 0.22. And the median was 2.35.

XGHA:CMLT's Debt-to-EBITDA is not ranked
in the Business Services industry.
Industry Median: 1.66 vs XGHA:CMLT: 0.91

Camelot Ghana  (XGHA:CMLT) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Camelot Ghana Debt-to-EBITDA Related Terms


Camelot Ghana Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Camelot Ghana's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Camelot Ghana Debt-to-EBITDA Chart

Camelot Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.05 5.84 2.35 1.57 0.91

Camelot Ghana Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.05 5.84 2.35 1.57 0.91

XGHA:CMLT vs CTAS, CPRT, GPN: Debt-to-EBITDA Comparison

For the Specialty Business Services subindustry, Camelot Ghana's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Camelot Ghana Debt-to-EBITDA vs Business Services Industry

For the Business Services industry and Industrials sector, Camelot Ghana's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Camelot Ghana's Debt-to-EBITDA falls into.


XGHA:CMLT
49GF Score
Camelot Ghana Ltd XGHA:CMLT
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Camelot Ghana Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Camelot Ghana's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3.618 + 2.817) / 7.05
=0.91

Camelot Ghana's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3.618 + 2.817) / 7.05
=0.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is one times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.91 mean?
Camelot Ghana (XGHA:CMLT) has a Debt-to-EBITDA of 0.91 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Camelot Ghana. This is 61% below median its historical median of 2.35. Over the past decade, Camelot Ghana's Debt-to-EBITDA has ranged from 0.22 to 11.80.
Is Camelot Ghana's Debt-to-EBITDA too high?
Camelot Ghana's current Debt-to-EBITDA of 0.91 is 61% below median its 10-year median of 2.35. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 11.80. The Business Services industry median Debt-to-EBITDA is 1.66. Camelot Ghana's value of 0.91 is 45.2% below this industry median. Overall, Camelot Ghana has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Camelot Ghana's Debt-to-EBITDA compare to CTAS and CPRT?
Camelot Ghana's Debt-to-EBITDA of 0.91 can be compared against companies in the Business Services industry. The industry median Debt-to-EBITDA is 1.66. Camelot Ghana's value of 0.91 is 45.2% below this benchmark. Historically, Camelot Ghana's own Debt-to-EBITDA has ranged from 0.22 to 11.80 over the past decade. While the company's 10-year median is 2.35 vs. the industry median of 1.66, Camelot Ghana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.66, based on 834 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Camelot Ghana's current Debt-to-EBITDA of 0.91 is 45.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Camelot Ghana. For the Business Services industry, the median Debt-to-EBITDA is 1.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Camelot Ghana's current Debt-to-EBITDA is 0.91, which is 61% below median its own 10-year median of 2.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Camelot Ghana stock overvalued right now?
Camelot Ghana (XGHA:CMLT) has a current Debt-to-EBITDA of 0.91. The stock's GF Value™ is GHS0.27, compared to a current price of GHS0.14 — trading 48.1% below its estimated fair value. The current Debt-to-EBITDA is 0.91, which is 61% below median its 10-year median of 2.35 and 45.2% below the Business Services industry median of 1.66. Camelot Ghana's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Camelot Ghana (XGHA:CMLT), the current Debt-to-EBITDA is 0.91 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Camelot Ghana (XGHA:CMLT) Overvalued in 2026?

Based on GuruFocus' analysis, Camelot Ghana stock appears to be undervalued. The current stock price of GHS0.14 is trading 48.1% below its estimated GF Value™ of GHS0.27.

Key valuation signals for XGHA:CMLT:

  • Debt-to-EBITDA: 0.91 (61% below median its 10-year median of 2.35)
  • GF Value™: GHS0.27 vs. price of GHS0.14 (48.1% below fair value)
  • GF Score™: 49/100 with 4 warning signs
  • Industry Position: 45.2% below the Business Services median

No single metric tells the full story. See the XGHA:CMLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Camelot Ghana Business Description

Address Osu - La Road, A970 H/No. F.378/3, Osu, P.O. Box M191, Opposite Ghana Commercial Bank Osu Branch, Accra, GHA
Camelot Ghana Ltd engages in the printing of security documents and business forms. It is involved in security printing, business forms manufacture, and design facility. The company focuses on three production lines: security stationery, continuous and cut sheet stationery, and Local Government. Under the security stationary, the company offers cheque printing, voucher printing, ticket printing, etc. Under the continuous and cut sheet stationery the company offers Insurance Company Forms, Optical Character Recognition (OCR) Forms, Bankers Drafts, Listing Paper - standard and special size, and Airline Board Passes. Under the Local Government stationary, the company offers council tax forms, poll cards, electoral ballot papers, revenue collection tickets, receipts, payroll stationery, etc.
49GF Score

Get the complete analysis for XGHA:CMLT

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS0.14
Price
GHS0.27
GF Value