Camelot Ghana (XGHA:CMLT) ROE %: 59.96% (As of Dec. 2025) — 679% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XGHA:CMLT Camelot Ghana Ltd XGHA:CMLT
49 GF Score
Price GHS0.14
GF Value GHS0.27
! 4 Warning Signs
View Full Analysis

What is Camelot Ghana ROE %?

Camelot Ghana XGHA:CMLT 49 ROE % is 59.96% as of Dec. 2025, which is 679% above its 10-year median of 7.70. GuruFocus rates XGHA:CMLT with a GF Score™ of 49/100 and a GF Value™ of GHS0.27. The stock has 4 warning signs investors should review.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Camelot Ghana's annualized net income for the quarter that ended in Dec. 2025 was GHS3.26 Mil. Camelot Ghana's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was GHS5.43 Mil. Therefore, Camelot Ghana's annualized ROE % for the quarter that ended in Dec. 2025 was 59.96%.

The historical rank and industry rank for Camelot Ghana's ROE % or its related term are showing as below:

XGHA:CMLT' s ROE % Range Over the Past 10 Years
Min: -172.38   Med: 7.7   Max: 235.92
Current: 59.96

During the past 13 years, Camelot Ghana's highest ROE % was 235.92%. The lowest was -172.38%. And the median was 7.70%.

XGHA:CMLT's ROE % is not ranked
in the Business Services industry.
Industry Median: 8.1 vs XGHA:CMLT: 59.96

Camelot Ghana  (XGHA:CMLT) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=3.256/5.4305
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(3.256 / 36.972)*(36.972 / 26.259)*(26.259 / 5.4305)
=Net Margin %*Asset Turnover*Equity Multiplier
=8.81 %*1.408*4.8355
=ROA %*Equity Multiplier
=12.4 %*4.8355
=59.96 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=3.256/5.4305
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (3.256 / 4.489) * (4.489 / 5.34) * (5.34 / 36.972) * (36.972 / 26.259) * (26.259 / 5.4305)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.7253 * 0.8406 * 14.44 % * 1.408 * 4.8355
=59.96 %

Note: The net income data used here is one times the annual (Dec. 2025) net income data. The Revenue data used here is one times the annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Camelot Ghana ROE % Related Terms


Camelot Ghana ROE % Historical Data

* Premium members only.

The historical data trend for Camelot Ghana's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Camelot Ghana ROE % Chart

Camelot Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -24.76 -172.38 235.92 87.00 59.96

Camelot Ghana Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -24.76 -172.38 235.92 87.00 59.96

XGHA:CMLT vs CTAS, CPRT, GPN: ROE % Comparison

For the Specialty Business Services subindustry, Camelot Ghana's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Camelot Ghana ROE % vs Business Services Industry

For the Business Services industry and Industrials sector, Camelot Ghana's ROE % distribution charts can be found below:

* The bar in red indicates where Camelot Ghana's ROE % falls into.


XGHA:CMLT
49GF Score
Camelot Ghana Ltd XGHA:CMLT
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Camelot Ghana ROE % Calculation

Camelot Ghana's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=3.256/( (4.033+6.828)/ 2 )
=3.256/5.4305
=59.96 %

Camelot Ghana's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Dec. 2024 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=3.256/( (4.033+6.828)/ 2 )
=3.256/5.4305
=59.96 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is one times the annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 59.96% mean?
Camelot Ghana (XGHA:CMLT) has a ROE % of 59.96% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Camelot Ghana and its competitors. This is 679% above median its historical median of 7.70.
Is Camelot Ghana's ROE % too high?
Camelot Ghana's current ROE % of 59.96% is 679% above median its 10-year median of 7.70. The Business Services industry median ROE % is 8.10. Camelot Ghana's value of 59.96% is 640.2% above this industry median. Overall, Camelot Ghana has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Camelot Ghana's ROE % compare to CTAS and CPRT?
Camelot Ghana's ROE % of 59.96% can be compared against companies in the Business Services industry. The industry median ROE % is 8.10. Camelot Ghana's value of 59.96% is 640.2% above this benchmark. While the company's 10-year median is 7.70 vs. the industry median of 8.10, Camelot Ghana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Business Services company?
The median ROE % among Business Services companies is 8.10, based on 1,055 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Camelot Ghana's current ROE % of 59.96% is 640.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Camelot Ghana and its competitors. For the Business Services industry, the median ROE % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Camelot Ghana's current ROE % is 59.96%, which is 679% above median its own 10-year median of 7.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Camelot Ghana stock overvalued right now?
Camelot Ghana (XGHA:CMLT) has a current ROE % of 59.96%. The stock's GF Value™ is GHS0.27, compared to a current price of GHS0.14 — trading 48.1% below its estimated fair value. The current ROE % is 59.96%, which is 679% above median its 10-year median of 7.70 and 640.2% above the Business Services industry median of 8.10. Camelot Ghana's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Camelot Ghana (XGHA:CMLT), the current ROE % is 59.96% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Camelot Ghana (XGHA:CMLT) Overvalued in 2026?

Based on GuruFocus' analysis, Camelot Ghana stock appears to be undervalued. The current stock price of GHS0.14 is trading 48.1% below its estimated GF Value™ of GHS0.27.

Key valuation signals for XGHA:CMLT:

  • ROE %: 59.96% (679% above median its 10-year median of 7.70)
  • GF Value™: GHS0.27 vs. price of GHS0.14 (48.1% below fair value)
  • GF Score™: 49/100 with 4 warning signs
  • Industry Position: 640.2% above the Business Services median

No single metric tells the full story. See the XGHA:CMLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Camelot Ghana Business Description

Address Osu - La Road, A970 H/No. F.378/3, Osu, P.O. Box M191, Opposite Ghana Commercial Bank Osu Branch, Accra, GHA
Camelot Ghana Ltd engages in the printing of security documents and business forms. It is involved in security printing, business forms manufacture, and design facility. The company focuses on three production lines: security stationery, continuous and cut sheet stationery, and Local Government. Under the security stationary, the company offers cheque printing, voucher printing, ticket printing, etc. Under the continuous and cut sheet stationery the company offers Insurance Company Forms, Optical Character Recognition (OCR) Forms, Bankers Drafts, Listing Paper - standard and special size, and Airline Board Passes. Under the Local Government stationary, the company offers council tax forms, poll cards, electoral ballot papers, revenue collection tickets, receipts, payroll stationery, etc.
49GF Score

Get the complete analysis for XGHA:CMLT

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS0.14
Price
GHS0.27
GF Value