Camelot Ghana (XGHA:CMLT) Effective Interest Rate on Debt %: 19.18% (As of Dec. 2025)

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XGHA:CMLT Camelot Ghana Ltd XGHA:CMLT
49 GF Score
Price GHS0.14
GF Value GHS0.27
! 4 Warning Signs
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What is Camelot Ghana Effective Interest Rate on Debt %?

Camelot Ghana XGHA:CMLT 49 Effective Interest Rate on Debt % is 19.18% as of Dec. 2025. GuruFocus rates XGHA:CMLT with a GF Score™ of 49/100 and a GF Value™ of GHS0.27. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Camelot Ghana's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was GHS1.56 Mil. Camelot Ghana's average total debt for the quarter that ended in Dec. 2025 was GHS8.16 Mil. Therefore, Camelot Ghana's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 19.18%.


Camelot Ghana  (XGHA:CMLT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Camelot Ghana Effective Interest Rate on Debt % Related Terms


Camelot Ghana Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Camelot Ghana's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Camelot Ghana Effective Interest Rate on Debt % Chart

Camelot Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.09 17.84 12.92 15.18 19.18

Camelot Ghana Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.09 17.84 12.92 15.18 19.18

XGHA:CMLT vs CTAS, CPRT, GPN: Effective Interest Rate on Debt % Comparison

For the Specialty Business Services subindustry, Camelot Ghana's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Camelot Ghana Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, Camelot Ghana's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Camelot Ghana's Effective Interest Rate on Debt % falls into.


XGHA:CMLT
49GF Score
Camelot Ghana Ltd XGHA:CMLT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Camelot Ghana Effective Interest Rate on Debt % Calculation

Camelot Ghana's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1.564/( (9.877+6.435)/ 2 )
=-1  *  -1.564/8.156
=19.18 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.792 + 3.085
=9.877

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.817 + 3.618
=6.435

Camelot Ghana's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -1.564/( (9.877+6.435)/ 2 )
=-1  *  -1.564/8.156
=19.18 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.792 + 3.085
=9.877

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.817 + 3.618
=6.435

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 19.18% mean?
Camelot Ghana (XGHA:CMLT) has a Effective Interest Rate on Debt % of 19.18% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Camelot Ghana and its competitors.
Is Camelot Ghana's Effective Interest Rate on Debt % too high?
Camelot Ghana's current Effective Interest Rate on Debt % is 19.18%. Overall, Camelot Ghana has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Camelot Ghana's Effective Interest Rate on Debt % compare to CTAS and CPRT?
Camelot Ghana's Effective Interest Rate on Debt % of 19.18% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Camelot Ghana and its competitors. Camelot Ghana's current Effective Interest Rate on Debt % is 19.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Camelot Ghana stock overvalued right now?
Camelot Ghana (XGHA:CMLT) has a current Effective Interest Rate on Debt % of 19.18%. The stock's GF Value™ is GHS0.27, compared to a current price of GHS0.14 — trading 48.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 19.18%. Camelot Ghana's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Camelot Ghana (XGHA:CMLT), the current Effective Interest Rate on Debt % is 19.18% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Camelot Ghana (XGHA:CMLT) Overvalued in 2026?

Based on GuruFocus' analysis, Camelot Ghana stock appears to be undervalued. The current stock price of GHS0.14 is trading 48.1% below its estimated GF Value™ of GHS0.27.

Key valuation signals for XGHA:CMLT:

  • Effective Interest Rate on Debt %: 19.18%
  • GF Value™: GHS0.27 vs. price of GHS0.14 (48.1% below fair value)
  • GF Score™: 49/100 with 4 warning signs

No single metric tells the full story. See the XGHA:CMLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Camelot Ghana Business Description

Address Osu - La Road, A970 H/No. F.378/3, Osu, P.O. Box M191, Opposite Ghana Commercial Bank Osu Branch, Accra, GHA
Camelot Ghana Ltd engages in the printing of security documents and business forms. It is involved in security printing, business forms manufacture, and design facility. The company focuses on three production lines: security stationery, continuous and cut sheet stationery, and Local Government. Under the security stationary, the company offers cheque printing, voucher printing, ticket printing, etc. Under the continuous and cut sheet stationery the company offers Insurance Company Forms, Optical Character Recognition (OCR) Forms, Bankers Drafts, Listing Paper - standard and special size, and Airline Board Passes. Under the Local Government stationary, the company offers council tax forms, poll cards, electoral ballot papers, revenue collection tickets, receipts, payroll stationery, etc.
49GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS0.14
Price
GHS0.27
GF Value