Camelot Ghana (XGHA:CMLT) ROA %: 12.40% (As of Dec. 2025) — 388% Above Median

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XGHA:CMLT Camelot Ghana Ltd XGHA:CMLT
49 GF Score
Price GHS0.14
GF Value GHS0.27
! 4 Warning Signs
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What is Camelot Ghana ROA %?

Camelot Ghana XGHA:CMLT 49 ROA % is 12.40% as of Dec. 2025, which is 388% above its 10-year median of 2.54. GuruFocus rates XGHA:CMLT with a GF Score™ of 49/100 and a GF Value™ of GHS0.27. The stock has 4 warning signs investors should review.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Camelot Ghana's annualized Net Income for the quarter that ended in Dec. 2025 was GHS3.26 Mil. Camelot Ghana's average Total Assets over the quarter that ended in Dec. 2025 was GHS26.26 Mil. Therefore, Camelot Ghana's annualized ROA % for the quarter that ended in Dec. 2025 was 12.40%.

The historical rank and industry rank for Camelot Ghana's ROA % or its related term are showing as below:

XGHA:CMLT' s ROA % Range Over the Past 10 Years
Min: -7.58   Med: 2.54   Max: 12.4
Current: 12.4

During the past 13 years, Camelot Ghana's highest ROA % was 12.40%. The lowest was -7.58%. And the median was 2.54%.

XGHA:CMLT's ROA % is not ranked
in the Business Services industry.
Industry Median: 3.48 vs XGHA:CMLT: 12.40

Camelot Ghana  (XGHA:CMLT) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=3.256/26.259
=(Net Income / Revenue)*(Revenue / Total Assets)
=(3.256 / 36.972)*(36.972 / 26.259)
=Net Margin %*Asset Turnover
=8.81 %*1.408
=12.40 %

Note: The Net Income data used here is one times the annual (Dec. 2025) net income data. The Revenue data used here is one times the annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Camelot Ghana ROA % Related Terms


Camelot Ghana ROA % Historical Data

* Premium members only.

The historical data trend for Camelot Ghana's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Camelot Ghana ROA % Chart

Camelot Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.71 -7.58 10.70 11.12 12.40

Camelot Ghana Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.71 -7.58 10.70 11.12 12.40

XGHA:CMLT vs CTAS, CPRT, GPN: ROA % Comparison

For the Specialty Business Services subindustry, Camelot Ghana's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Camelot Ghana ROA % vs Business Services Industry

For the Business Services industry and Industrials sector, Camelot Ghana's ROA % distribution charts can be found below:

* The bar in red indicates where Camelot Ghana's ROA % falls into.


XGHA:CMLT
49GF Score
Camelot Ghana Ltd XGHA:CMLT
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Camelot Ghana ROA % Calculation

Camelot Ghana's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=3.256/( (24.813+27.705)/ 2 )
=3.256/26.259
=12.40 %

Camelot Ghana's annualized ROA % for the quarter that ended in Dec. 2025 is calculated as:

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=3.256/( (24.813+27.705)/ 2 )
=3.256/26.259
=12.40 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is one times the annual (Dec. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 12.40% mean?
Camelot Ghana (XGHA:CMLT) has a ROA % of 12.40% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Camelot Ghana and its competitors. This is 388% above median its historical median of 2.54.
Is Camelot Ghana's ROA % too high?
Camelot Ghana's current ROA % of 12.40% is 388% above median its 10-year median of 2.54. The Business Services industry median ROA % is 3.48. Camelot Ghana's value of 12.40% is 256.3% above this industry median. Overall, Camelot Ghana has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Camelot Ghana's ROA % compare to CTAS and CPRT?
Camelot Ghana's ROA % of 12.40% can be compared against companies in the Business Services industry. The industry median ROA % is 3.48. Camelot Ghana's value of 12.40% is 256.3% above this benchmark. While the company's 10-year median is 2.54 vs. the industry median of 3.48, Camelot Ghana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Business Services company?
The median ROA % among Business Services companies is 3.48, based on 1,093 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Camelot Ghana's current ROA % of 12.40% is 256.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Camelot Ghana and its competitors. For the Business Services industry, the median ROA % is 3.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Camelot Ghana's current ROA % is 12.40%, which is 388% above median its own 10-year median of 2.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Camelot Ghana stock overvalued right now?
Camelot Ghana (XGHA:CMLT) has a current ROA % of 12.40%. The stock's GF Value™ is GHS0.27, compared to a current price of GHS0.14 — trading 48.1% below its estimated fair value. The current ROA % is 12.40%, which is 388% above median its 10-year median of 2.54 and 256.3% above the Business Services industry median of 3.48. Camelot Ghana's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Camelot Ghana (XGHA:CMLT), the current ROA % is 12.40% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Camelot Ghana (XGHA:CMLT) Overvalued in 2026?

Based on GuruFocus' analysis, Camelot Ghana stock appears to be undervalued. The current stock price of GHS0.14 is trading 48.1% below its estimated GF Value™ of GHS0.27.

Key valuation signals for XGHA:CMLT:

  • ROA %: 12.40% (388% above median its 10-year median of 2.54)
  • GF Value™: GHS0.27 vs. price of GHS0.14 (48.1% below fair value)
  • GF Score™: 49/100 with 4 warning signs
  • Industry Position: 256.3% above the Business Services median

No single metric tells the full story. See the XGHA:CMLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Camelot Ghana Business Description

Address Osu - La Road, A970 H/No. F.378/3, Osu, P.O. Box M191, Opposite Ghana Commercial Bank Osu Branch, Accra, GHA
Camelot Ghana Ltd engages in the printing of security documents and business forms. It is involved in security printing, business forms manufacture, and design facility. The company focuses on three production lines: security stationery, continuous and cut sheet stationery, and Local Government. Under the security stationary, the company offers cheque printing, voucher printing, ticket printing, etc. Under the continuous and cut sheet stationery the company offers Insurance Company Forms, Optical Character Recognition (OCR) Forms, Bankers Drafts, Listing Paper - standard and special size, and Airline Board Passes. Under the Local Government stationary, the company offers council tax forms, poll cards, electoral ballot papers, revenue collection tickets, receipts, payroll stationery, etc.
49GF Score

Get the complete analysis for XGHA:CMLT

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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Price
GHS0.27
GF Value