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What is Al-Takaful Palestinian Insurance Debt-to-EBITDA?
Al-Takaful Palestinian InsuranceXPAE:TIC 90 Debt-to-EBITDA is 41.24 as of Mar. 2026, which is 15762% above its 10-year median of 0.26. GuruFocus rates XPAE:TIC with a GF Score™ of 90/100 and a GF Value™ of $2.95 (Fairly Valued). Among 313 Insurance companies, Al-Takaful Palestinian Insurance ranks worse than 319488.5% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Al-Takaful Palestinian Insurance's Debt-to-EBITDA or its related term are showing as below:
During the past 13 years, the highest Debt-to-EBITDA Ratio of Al-Takaful Palestinian Insurance was 0.43. The lowest was 0.01. And the median was 0.26.
XPAE:TIC's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.24 * Ranked among companies with meaningful Debt-to-EBITDA only.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Al-Takaful Palestinian Insurance Debt-to-EBITDA Related Terms
Al-Takaful Palestinian Insurance Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XPAE:TIC vs BRK.A, AIG, HIG: Debt-to-EBITDA Comparison
For the Insurance - Diversified subindustry, Al-Takaful Palestinian Insurance's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al-Takaful Palestinian Insurance Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Al-Takaful Palestinian Insurance's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Al-Takaful Palestinian Insurance's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Al-Takaful Palestinian Insurance (XPAE:TIC) has a Debt-to-EBITDA of 41.24 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Al-Takaful Palestinian Insurance. This is 15762% above median its historical median of 0.26. Over the past decade, Al-Takaful Palestinian Insurance's Debt-to-EBITDA has ranged from 0.01 to 0.43. According to the industry distribution chart, Al-Takaful Palestinian Insurance ranks #999999 out of 313 companies in the Insurance industry.
Is Al-Takaful Palestinian Insurance's Debt-to-EBITDA too high?
Al-Takaful Palestinian Insurance's current Debt-to-EBITDA of 41.24 is 15762% above median its 10-year median of 0.26. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.43. The Insurance industry median Debt-to-EBITDA is 1.24. Al-Takaful Palestinian Insurance's value of 41.24 is 3225.8% above this industry median. Based on the distribution chart, Al-Takaful Palestinian Insurance ranks #999999 out of 313 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Al-Takaful Palestinian Insurance has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al-Takaful Palestinian Insurance's Debt-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al-Takaful Palestinian Insurance ranks #999999 out of 313 companies for Debt-to-EBITDA. This places Al-Takaful Palestinian Insurance in the lower half of its industry. The industry median Debt-to-EBITDA is 1.24. Al-Takaful Palestinian Insurance's value of 41.24 is 3225.8% above this benchmark. Historically, Al-Takaful Palestinian Insurance's own Debt-to-EBITDA has ranged from 0.01 to 0.43 over the past decade. While the company's 10-year median is 0.26 vs. the industry median of 1.24, Al-Takaful Palestinian Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.24, based on 313 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Takaful Palestinian Insurance's current Debt-to-EBITDA of 41.24 is 3225.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Al-Takaful Palestinian Insurance. For the Insurance industry, the median Debt-to-EBITDA is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Takaful Palestinian Insurance's current Debt-to-EBITDA is 41.24, which is 15762% above median its own 10-year median of 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Takaful Palestinian Insurance stock overvalued right now?
Based on GuruFocus' analysis, Al-Takaful Palestinian Insurance (XPAE:TIC) is currently considered Fairly Valued. The stock's GF Value™ is $2.95, compared to a current price of $2.80 — trading 5.1% below its estimated fair value. The current Debt-to-EBITDA is 41.24, which is 15762% above median its 10-year median of 0.26 and 3225.8% above the Insurance industry median of 1.24. Al-Takaful Palestinian Insurance's overall GF Score™ is 90/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Al-Takaful Palestinian Insurance (XPAE:TIC), the current Debt-to-EBITDA is 41.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al-Takaful Palestinian Insurance (XPAE:TIC) Overvalued in 2026?
Based on GuruFocus' analysis, Al-Takaful Palestinian Insurance stock appears to be undervalued.
The current stock price of $2.80 is trading 5.1% below its estimated GF Value™ of $2.95.
GuruFocus considers Al-Takaful Palestinian Insurance to be Fairly Valued.
Key valuation signals for XPAE:TIC:
Debt-to-EBITDA: 41.24 (15762% above median its 10-year median of 0.26)
GF Value™: $2.95 vs. price of $2.80 (5.1% below fair value)
Industry Position: 3225.8% above the Insurance median (#999999 of 313)
No single metric tells the full story. See the XPAE:TIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al-Takaful Palestinian Insurance is a Palestine-based company that is engaged in providing multiple insurance programs and services that is compliant with Shariah. The company provides Medical insurance, which provides insurance for general and physician doctors, pharmacies, laboratories, and X-rays; Motor insurance, which provides insurance for theft, collision, and fire; Family insurance, which provides insurance for natural death, accidental death, and other; and General insurance.
90GF Score
Get the complete analysis for XPAE:TIC
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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