Al-Takaful Palestinian Insurance (XPAE:TIC) Net Margin %: 1.35% (As of Mar. 2026) — 68% Below Median

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XPAE:TIC Al-Takaful Palestinian Insurance XPAE:TIC
94 GF Score
Price $2.90
GF Value $2.95
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Al-Takaful Palestinian Insurance Net Margin %?

Al-Takaful Palestinian Insurance XPAE:TIC 94 Net Margin % is 1.35% as of Mar. 2026, which is 68% below its 10-year median of 4.26. GuruFocus rates XPAE:TIC with a GF Score™ of 94/100 and a GF Value™ of $2.95 (Fairly Valued). The stock has 3 warning signs investors should review. Among 500 Insurance companies, Al-Takaful Palestinian Insurance ranks worse than 78.2% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Al-Takaful Palestinian Insurance's Net Income for the three months ended in Mar. 2026 was $0.24 Mil. Al-Takaful Palestinian Insurance's Revenue for the three months ended in Mar. 2026 was $17.52 Mil. Therefore, Al-Takaful Palestinian Insurance's net margin for the quarter that ended in Mar. 2026 was 1.35%.

The historical rank and industry rank for Al-Takaful Palestinian Insurance's Net Margin % or its related term are showing as below:

XPAE:TIC' s Net Margin % Range Over the Past 10 Years
Min: 2.9   Med: 4.26   Max: 6.62
Current: 3.07


XPAE:TIC's Net Margin % is ranked worse than
78.2% of 500 companies
in the Insurance industry
Industry Median: 9.145 vs XPAE:TIC: 3.07

Al-Takaful Palestinian Insurance  (XPAE:TIC) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Al-Takaful Palestinian Insurance Net Margin % Related Terms


Al-Takaful Palestinian Insurance Net Margin % Historical Data

* Premium members only.

The historical data trend for Al-Takaful Palestinian Insurance's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Takaful Palestinian Insurance Net Margin % Chart

Al-Takaful Palestinian Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.36 4.15 3.36 3.50 3.24

Al-Takaful Palestinian Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.79 2.61 2.31 26.80 1.35

XPAE:TIC vs BRK.A, AIG, HIG: Net Margin % Comparison

For the Insurance - Diversified subindustry, Al-Takaful Palestinian Insurance's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Takaful Palestinian Insurance Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Al-Takaful Palestinian Insurance's Net Margin % distribution charts can be found below:

* The bar in red indicates where Al-Takaful Palestinian Insurance's Net Margin % falls into.


XPAE:TIC
94GF Score
Al-Takaful Palestinian Insurance XPAE:TIC
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al-Takaful Palestinian Insurance Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Al-Takaful Palestinian Insurance's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1.747/53.854
=3.24 %

Al-Takaful Palestinian Insurance's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0.236/17.516
=1.35 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 1.35% mean?
Al-Takaful Palestinian Insurance (XPAE:TIC) has a Net Margin % of 1.35% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Al-Takaful Palestinian Insurance and its competitors. This is 68% below median its historical median of 4.26. Over the past decade, Al-Takaful Palestinian Insurance's Net Margin % has ranged from 2.90 to 6.62. According to the industry distribution chart, Al-Takaful Palestinian Insurance ranks #391 out of 500 companies in the Insurance industry, placing it in the top 78.2%.
Is Al-Takaful Palestinian Insurance's Net Margin % too high?
Al-Takaful Palestinian Insurance's current Net Margin % of 1.35% is 68% below median its 10-year median of 4.26. Over the past 10 years, this metric has ranged from a low of 2.90 to a high of 6.62. The Insurance industry median Net Margin % is 9.15. Al-Takaful Palestinian Insurance's value of 1.35% is 85.2% below this industry median. Based on the distribution chart, Al-Takaful Palestinian Insurance ranks #391 out of 500 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Al-Takaful Palestinian Insurance has a GF Score™ of 94/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al-Takaful Palestinian Insurance's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al-Takaful Palestinian Insurance ranks #391 out of 500 companies for Net Margin %. This places Al-Takaful Palestinian Insurance in the lower half of its industry. The industry median Net Margin % is 9.15. Al-Takaful Palestinian Insurance's value of 1.35% is 85.2% below this benchmark. Historically, Al-Takaful Palestinian Insurance's own Net Margin % has ranged from 2.90 to 6.62 over the past decade. While the company's 10-year median is 4.26 vs. the industry median of 9.15, Al-Takaful Palestinian Insurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.15, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Takaful Palestinian Insurance's current Net Margin % of 1.35% is 85.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Al-Takaful Palestinian Insurance and its competitors. For the Insurance industry, the median Net Margin % is 9.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Takaful Palestinian Insurance's current Net Margin % is 1.35%, which is 68% below median its own 10-year median of 4.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Takaful Palestinian Insurance stock overvalued right now?
Based on GuruFocus' analysis, Al-Takaful Palestinian Insurance (XPAE:TIC) is currently considered Fairly Valued. The stock's GF Value™ is $2.95, compared to a current price of $2.90 — trading 1.7% below its estimated fair value. The current Net Margin % is 1.35%, which is 68% below median its 10-year median of 4.26 and 85.2% below the Insurance industry median of 9.15. Al-Takaful Palestinian Insurance's overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Al-Takaful Palestinian Insurance (XPAE:TIC), the current Net Margin % is 1.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Takaful Palestinian Insurance (XPAE:TIC) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Takaful Palestinian Insurance stock appears to be undervalued. The current stock price of $2.90 is trading 1.7% below its estimated GF Value™ of $2.95. GuruFocus considers Al-Takaful Palestinian Insurance to be Fairly Valued.

Key valuation signals for XPAE:TIC:

  • Net Margin %: 1.35% (68% below median its 10-year median of 4.26)
  • GF Value™: $2.95 vs. price of $2.90 (1.7% below fair value)
  • GF Score™: 94/100 with 3 warning signs
  • Industry Position: 85.2% below the Insurance median (#391 of 500)

No single metric tells the full story. See the XPAE:TIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Takaful Palestinian Insurance Business Description

Address Abraj House, Box: 1444, Ein Munjed, 2nd Floor, Ramallah, PSE
Al-Takaful Palestinian Insurance is a Palestine-based company that is engaged in providing multiple insurance programs and services that is compliant with Shariah. The company provides Medical insurance, which provides insurance for general and physician doctors, pharmacies, laboratories, and X-rays; Motor insurance, which provides insurance for theft, collision, and fire; Family insurance, which provides insurance for natural death, accidental death, and other; and General insurance.
94GF Score

Get the complete analysis for XPAE:TIC

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.90
Price
$2.95
GF Value