Al-Takaful Palestinian Insurance (XPAE:TIC) Retained Earnings: $4.33 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPAE:TIC Al-Takaful Palestinian Insurance XPAE:TIC
82 GF Score
Price $2.80
GF Value $2.95
Valuation Fairly Valued
View Full Analysis

What is Al-Takaful Palestinian Insurance Retained Earnings?

Al-Takaful Palestinian Insurance XPAE:TIC 82 Retained Earnings is $4.33 Mil as of Mar. 2026. GuruFocus rates XPAE:TIC with a GF Score™ of 82/100 and a GF Value™ of $2.95 (Fairly Valued).

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Al-Takaful Palestinian Insurance's retained earnings for the quarter that ended in Mar. 2026 was $4.33 Mil.

Al-Takaful Palestinian Insurance's quarterly retained earnings increased from Sep. 2025 ($3.87 Mil) to Dec. 2025 ($4.10 Mil) and increased from Dec. 2025 ($4.10 Mil) to Mar. 2026 ($4.33 Mil).

Al-Takaful Palestinian Insurance's annual retained earnings declined from Dec. 2023 ($4.61 Mil) to Dec. 2024 ($4.35 Mil) and declined from Dec. 2024 ($4.35 Mil) to Dec. 2025 ($4.10 Mil).


Al-Takaful Palestinian Insurance  (XPAE:TIC) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Al-Takaful Palestinian Insurance Retained Earnings Historical Data

* Premium members only.

The historical data trend for Al-Takaful Palestinian Insurance's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Takaful Palestinian Insurance Retained Earnings Chart

Al-Takaful Palestinian Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.14 5.49 4.61 4.35 4.10

Al-Takaful Palestinian Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.65 3.48 3.87 4.10 4.33
XPAE:TIC
82GF Score
Al-Takaful Palestinian Insurance XPAE:TIC
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al-Takaful Palestinian Insurance Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $4.33 Mil mean?
Al-Takaful Palestinian Insurance (XPAE:TIC) has a Retained Earnings of $4.33 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Al-Takaful Palestinian Insurance and its competitors.
Is Al-Takaful Palestinian Insurance's Retained Earnings too high?
Al-Takaful Palestinian Insurance's current Retained Earnings is $4.33 Mil. Overall, Al-Takaful Palestinian Insurance has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al-Takaful Palestinian Insurance's Retained Earnings compare to BRK.A and AIG?
Al-Takaful Palestinian Insurance's Retained Earnings of $4.33 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Al-Takaful Palestinian Insurance and its competitors. Al-Takaful Palestinian Insurance's current Retained Earnings is $4.33 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Takaful Palestinian Insurance stock overvalued right now?
Based on GuruFocus' analysis, Al-Takaful Palestinian Insurance (XPAE:TIC) is currently considered Fairly Valued. The stock's GF Value™ is $2.95, compared to a current price of $2.80 — trading 5.1% below its estimated fair value. The current Retained Earnings is $4.33 Mil. Al-Takaful Palestinian Insurance's overall GF Score™ is 82/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Al-Takaful Palestinian Insurance (XPAE:TIC), the current Retained Earnings is $4.33 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Takaful Palestinian Insurance (XPAE:TIC) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Takaful Palestinian Insurance stock appears to be undervalued. The current stock price of $2.80 is trading 5.1% below its estimated GF Value™ of $2.95. GuruFocus considers Al-Takaful Palestinian Insurance to be Fairly Valued.

Key valuation signals for XPAE:TIC:

  • Retained Earnings: $4.33 Mil
  • GF Value™: $2.95 vs. price of $2.80 (5.1% below fair value)
  • GF Score™: 82/100

No single metric tells the full story. See the XPAE:TIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Takaful Palestinian Insurance Business Description

Address Abraj House, Box: 1444, Ein Munjed, 2nd Floor, Ramallah, PSE
Al-Takaful Palestinian Insurance is a Palestine-based company that is engaged in providing multiple insurance programs and services that is compliant with Shariah. The company provides Medical insurance, which provides insurance for general and physician doctors, pharmacies, laboratories, and X-rays; Motor insurance, which provides insurance for theft, collision, and fire; Family insurance, which provides insurance for natural death, accidental death, and other; and General insurance.
82GF Score

Get the complete analysis for XPAE:TIC

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.80
Price
$2.95
GF Value