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Al-Takaful Palestinian InsuranceXPAE:TIC 94 Pretax Margin % is 1.74% as of Mar. 2026, which is 71% below its 10-year median of 5.98. GuruFocus rates XPAE:TIC with a GF Score™ of 94/100 and a GF Value™ of $2.95 (Fairly Valued). The stock has 3 warning signs investors should review. Among 500 Insurance companies, Al-Takaful Palestinian Insurance ranks worse than 81.2% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Al-Takaful Palestinian Insurance Pretax Margin % Related Terms
Al-Takaful Palestinian Insurance Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XPAE:TIC vs BRK.A, AIG, HIG: Pretax Margin % Comparison
For the Insurance - Diversified subindustry, Al-Takaful Palestinian Insurance's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al-Takaful Palestinian Insurance Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Al-Takaful Palestinian Insurance's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Al-Takaful Palestinian Insurance's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al-Takaful Palestinian Insurance (XPAE:TIC) has a Pretax Margin % of 1.74% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Al-Takaful Palestinian Insurance and its competitors. This is 71% below median its historical median of 5.98. Over the past decade, Al-Takaful Palestinian Insurance's Pretax Margin % has ranged from 3.72 to 9.83. According to the industry distribution chart, Al-Takaful Palestinian Insurance ranks #406 out of 500 companies in the Insurance industry, placing it in the top 81.2%.
Is Al-Takaful Palestinian Insurance's Pretax Margin % too high?
Al-Takaful Palestinian Insurance's current Pretax Margin % of 1.74% is 71% below median its 10-year median of 5.98. Over the past 10 years, this metric has ranged from a low of 3.72 to a high of 9.83. The Insurance industry median Pretax Margin % is 11.83. Al-Takaful Palestinian Insurance's value of 1.74% is 85.3% below this industry median. Based on the distribution chart, Al-Takaful Palestinian Insurance ranks #406 out of 500 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Al-Takaful Palestinian Insurance has a GF Score™ of 94/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al-Takaful Palestinian Insurance's Pretax Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al-Takaful Palestinian Insurance ranks #406 out of 500 companies for Pretax Margin %. This places Al-Takaful Palestinian Insurance in the lower half of its industry. The industry median Pretax Margin % is 11.83. Al-Takaful Palestinian Insurance's value of 1.74% is 85.3% below this benchmark. Historically, Al-Takaful Palestinian Insurance's own Pretax Margin % has ranged from 3.72 to 9.83 over the past decade. While the company's 10-year median is 5.98 vs. the industry median of 11.83, Al-Takaful Palestinian Insurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.83, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Takaful Palestinian Insurance's current Pretax Margin % of 1.74% is 85.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Al-Takaful Palestinian Insurance and its competitors. For the Insurance industry, the median Pretax Margin % is 11.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Takaful Palestinian Insurance's current Pretax Margin % is 1.74%, which is 71% below median its own 10-year median of 5.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Takaful Palestinian Insurance stock overvalued right now?
Based on GuruFocus' analysis, Al-Takaful Palestinian Insurance (XPAE:TIC) is currently considered Fairly Valued. The stock's GF Value™ is $2.95, compared to a current price of $2.90 — trading 1.7% below its estimated fair value. The current Pretax Margin % is 1.74%, which is 71% below median its 10-year median of 5.98 and 85.3% below the Insurance industry median of 11.83. Al-Takaful Palestinian Insurance's overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Al-Takaful Palestinian Insurance (XPAE:TIC), the current Pretax Margin % is 1.74% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al-Takaful Palestinian Insurance (XPAE:TIC) Overvalued in 2026?
Based on GuruFocus' analysis, Al-Takaful Palestinian Insurance stock appears to be undervalued.
The current stock price of $2.90 is trading 1.7% below its estimated GF Value™ of $2.95.
GuruFocus considers Al-Takaful Palestinian Insurance to be Fairly Valued.
Key valuation signals for XPAE:TIC:
Pretax Margin %: 1.74% (71% below median its 10-year median of 5.98)
GF Value™: $2.95 vs. price of $2.90 (1.7% below fair value)
Industry Position: 85.3% below the Insurance median (#406 of 500)
No single metric tells the full story. See the XPAE:TIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al-Takaful Palestinian Insurance Business Description
Al-Takaful Palestinian Insurance is a Palestine-based company that is engaged in providing multiple insurance programs and services that is compliant with Shariah. The company provides Medical insurance, which provides insurance for general and physician doctors, pharmacies, laboratories, and X-rays; Motor insurance, which provides insurance for theft, collision, and fire; Family insurance, which provides insurance for natural death, accidental death, and other; and General insurance.
94GF Score
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