Al-Takaful Palestinian Insurance (XPAE:TIC) FCF Margin %: -1.82% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPAE:TIC Al-Takaful Palestinian Insurance XPAE:TIC
94 GF Score
Price $2.90
GF Value $2.95
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Al-Takaful Palestinian Insurance FCF Margin %?

Al-Takaful Palestinian Insurance XPAE:TIC 94 FCF Margin % is -1.82% as of Mar. 2026. GuruFocus rates XPAE:TIC with a GF Score™ of 94/100 and a GF Value™ of $2.95 (Fairly Valued). The stock has 3 warning signs investors should review. Among 501 Insurance companies, Al-Takaful Palestinian Insurance ranks worse than 67.27% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Al-Takaful Palestinian Insurance's Free Cash Flow for the three months ended in Mar. 2026 was $-0.32 Mil. Al-Takaful Palestinian Insurance's Revenue for the three months ended in Mar. 2026 was $17.52 Mil. Therefore, Al-Takaful Palestinian Insurance's FCF Margin % for the quarter that ended in Mar. 2026 was -1.82%.

As of today, Al-Takaful Palestinian Insurance's current FCF Yield % is 6.76%.

The historical rank and industry rank for Al-Takaful Palestinian Insurance's FCF Margin % or its related term are showing as below:

XPAE:TIC' s FCF Margin % Range Over the Past 10 Years
Min: -2.09   Med: 5.87   Max: 17.74
Current: 3.94


During the past 13 years, the highest FCF Margin % of Al-Takaful Palestinian Insurance was 17.74%. The lowest was -2.09%. And the median was 5.87%.

XPAE:TIC's FCF Margin % is ranked worse than
67.27% of 501 companies
in the Insurance industry
Industry Median: 9.74 vs XPAE:TIC: 3.94


Al-Takaful Palestinian Insurance FCF Margin % Related Terms


Al-Takaful Palestinian Insurance FCF Margin % Historical Data

* Premium members only.

The historical data trend for Al-Takaful Palestinian Insurance's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Takaful Palestinian Insurance FCF Margin % Chart

Al-Takaful Palestinian Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.59 6.17 6.31 -0.20 4.90

Al-Takaful Palestinian Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.97 0.94 -0.46 110.38 -1.82

XPAE:TIC vs BRK.A, AIG, HIG: FCF Margin % Comparison

For the Insurance - Diversified subindustry, Al-Takaful Palestinian Insurance's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Takaful Palestinian Insurance FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Al-Takaful Palestinian Insurance's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Al-Takaful Palestinian Insurance's FCF Margin % falls into.


XPAE:TIC
94GF Score
Al-Takaful Palestinian Insurance XPAE:TIC
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al-Takaful Palestinian Insurance FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Al-Takaful Palestinian Insurance's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=2.638/53.854
=4.90 %

Al-Takaful Palestinian Insurance's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-0.318/17.516
=-1.82 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -1.82% mean?
Al-Takaful Palestinian Insurance (XPAE:TIC) has a FCF Margin % of -1.82% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Al-Takaful Palestinian Insurance and its competitors. According to the industry distribution chart, Al-Takaful Palestinian Insurance ranks #337 out of 501 companies in the Insurance industry, placing it in the top 67.3%.
Is Al-Takaful Palestinian Insurance's FCF Margin % too high?
Al-Takaful Palestinian Insurance's current FCF Margin % is -1.82%. Based on the distribution chart, Al-Takaful Palestinian Insurance ranks #337 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Al-Takaful Palestinian Insurance has a GF Score™ of 94/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al-Takaful Palestinian Insurance's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al-Takaful Palestinian Insurance ranks #337 out of 501 companies for FCF Margin %. This places Al-Takaful Palestinian Insurance in the lower half of its industry. The industry median FCF Margin % is 9.74. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.74, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Al-Takaful Palestinian Insurance and its competitors. For the Insurance industry, the median FCF Margin % is 9.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Takaful Palestinian Insurance's current FCF Margin % is -1.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Takaful Palestinian Insurance stock overvalued right now?
Based on GuruFocus' analysis, Al-Takaful Palestinian Insurance (XPAE:TIC) is currently considered Fairly Valued. The stock's GF Value™ is $2.95, compared to a current price of $2.90 — trading 1.7% below its estimated fair value. The current FCF Margin % is -1.82%. Al-Takaful Palestinian Insurance's overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Al-Takaful Palestinian Insurance (XPAE:TIC), the current FCF Margin % is -1.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Takaful Palestinian Insurance (XPAE:TIC) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Takaful Palestinian Insurance stock appears to be undervalued. The current stock price of $2.90 is trading 1.7% below its estimated GF Value™ of $2.95. GuruFocus considers Al-Takaful Palestinian Insurance to be Fairly Valued.

Key valuation signals for XPAE:TIC:

  • FCF Margin %: -1.82%
  • GF Value™: $2.95 vs. price of $2.90 (1.7% below fair value)
  • GF Score™: 94/100 with 3 warning signs

No single metric tells the full story. See the XPAE:TIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Takaful Palestinian Insurance Business Description

Address Abraj House, Box: 1444, Ein Munjed, 2nd Floor, Ramallah, PSE
Al-Takaful Palestinian Insurance is a Palestine-based company that is engaged in providing multiple insurance programs and services that is compliant with Shariah. The company provides Medical insurance, which provides insurance for general and physician doctors, pharmacies, laboratories, and X-rays; Motor insurance, which provides insurance for theft, collision, and fire; Family insurance, which provides insurance for natural death, accidental death, and other; and General insurance.
94GF Score

Get the complete analysis for XPAE:TIC

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.90
Price
$2.95
GF Value