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ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Al-Takaful Palestinian Insurance's annualizedNet Income for the quarter that ended in Mar. 2026 was $0.94 Mil.
Al-Takaful Palestinian Insurance's average Total Assets over the quarter that ended in Mar. 2026 was $59.86 Mil. Therefore, Al-Takaful Palestinian Insurance's annualized ROA % for the quarter that ended in Mar. 2026 was 1.58%.
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Al-Takaful Palestinian Insurance ROA % Related Terms
Al-Takaful Palestinian Insurance ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Al-Takaful Palestinian Insurance's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al-Takaful Palestinian Insurance ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Al-Takaful Palestinian Insurance's ROA % distribution charts can be found below:
* The bar in red indicates where Al-Takaful Palestinian Insurance's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Al-Takaful Palestinian Insurance (XPAE:TIC) has a ROA % of 1.58% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Al-Takaful Palestinian Insurance and its competitors. This is 50% below median its historical median of 3.17. Over the past decade, Al-Takaful Palestinian Insurance's ROA % has ranged from 2.14 to 4.40. According to the industry distribution chart, Al-Takaful Palestinian Insurance ranks #246 out of 506 companies in the Insurance industry, placing it in the top 48.6%.
Is Al-Takaful Palestinian Insurance's ROA % too high?
Al-Takaful Palestinian Insurance's current ROA % of 1.58% is 50% below median its 10-year median of 3.17. Over the past 10 years, this metric has ranged from a low of 2.14 to a high of 4.40. The Insurance industry median ROA % is 2.62. Al-Takaful Palestinian Insurance's value of 1.58% is 39.7% below this industry median. Based on the distribution chart, Al-Takaful Palestinian Insurance ranks #246 out of 506 companies in the Insurance industry, which is above the industry midpoint. Overall, Al-Takaful Palestinian Insurance has a GF Score™ of 94/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al-Takaful Palestinian Insurance's ROA % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al-Takaful Palestinian Insurance ranks #246 out of 506 companies for ROA %. This puts Al-Takaful Palestinian Insurance in the upper half of its industry. The industry median ROA % is 2.62. Al-Takaful Palestinian Insurance's value of 1.58% is 39.7% below this benchmark. Historically, Al-Takaful Palestinian Insurance's own ROA % has ranged from 2.14 to 4.40 over the past decade. While the company's 10-year median is 3.17 vs. the industry median of 2.62, Al-Takaful Palestinian Insurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.62, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Takaful Palestinian Insurance's current ROA % of 1.58% is 39.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Al-Takaful Palestinian Insurance and its competitors. For the Insurance industry, the median ROA % is 2.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Takaful Palestinian Insurance's current ROA % is 1.58%, which is 50% below median its own 10-year median of 3.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Takaful Palestinian Insurance stock overvalued right now?
Based on GuruFocus' analysis, Al-Takaful Palestinian Insurance (XPAE:TIC) is currently considered Fairly Valued. The stock's GF Value™ is $2.95, compared to a current price of $2.90 — trading 1.7% below its estimated fair value. The current ROA % is 1.58%, which is 50% below median its 10-year median of 3.17 and 39.7% below the Insurance industry median of 2.62. Al-Takaful Palestinian Insurance's overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Al-Takaful Palestinian Insurance (XPAE:TIC), the current ROA % is 1.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al-Takaful Palestinian Insurance (XPAE:TIC) Overvalued in 2026?
Based on GuruFocus' analysis, Al-Takaful Palestinian Insurance stock appears to be undervalued.
The current stock price of $2.90 is trading 1.7% below its estimated GF Value™ of $2.95.
GuruFocus considers Al-Takaful Palestinian Insurance to be Fairly Valued.
Key valuation signals for XPAE:TIC:
ROA %: 1.58% (50% below median its 10-year median of 3.17)
GF Value™: $2.95 vs. price of $2.90 (1.7% below fair value)
Industry Position: 39.7% below the Insurance median (#246 of 506)
No single metric tells the full story. See the XPAE:TIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al-Takaful Palestinian Insurance Business Description
Al-Takaful Palestinian Insurance is a Palestine-based company that is engaged in providing multiple insurance programs and services that is compliant with Shariah. The company provides Medical insurance, which provides insurance for general and physician doctors, pharmacies, laboratories, and X-rays; Motor insurance, which provides insurance for theft, collision, and fire; Family insurance, which provides insurance for natural death, accidental death, and other; and General insurance.
94GF Score
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