National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) Debt-to-Equity: 0.00 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:NBQ National Bank of Umm Al-Qaiwain PSC ADX:NBQ
58 GF Score
Price د.إ2.93
GF Value د.إ2.47
Valuation Modestly Overvalued
! 1 Warning Sign
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What is National Bank of Umm Al-Qaiwain PSC Debt-to-Equity?

National Bank of Umm Al-Qaiwain PSC ADX:NBQ 58 Debt-to-Equity is 0.00 as of Jun. 2026. GuruFocus rates ADX:NBQ with a GF Score™ of 58/100 and a GF Value™ of د.إ2.47 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,416 Banks companies, National Bank of Umm Al-Qaiwain PSC ranks worse than 70621.4% on this metric.

National Bank of Umm Al-Qaiwain PSC's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was د.إ0.0 Mil. National Bank of Umm Al-Qaiwain PSC's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was د.إ1.5 Mil. National Bank of Umm Al-Qaiwain PSC's Total Stockholders Equity for the quarter that ended in Jun. 2026 was د.إ6,426.5 Mil. National Bank of Umm Al-Qaiwain PSC's debt to equity for the quarter that ended in Jun. 2026 was 0.00.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for National Bank of Umm Al-Qaiwain PSC's Debt-to-Equity or its related term are showing as below:

During the past 13 years, the highest Debt-to-Equity Ratio of National Bank of Umm Al-Qaiwain PSC was 0.05. The lowest was 0.00. And the median was 0.00.

ADX:NBQ's Debt-to-Equity is not ranked *
in the Banks industry.
Industry Median: 0.58
* Ranked among companies with meaningful Debt-to-Equity only.

National Bank of Umm Al-Qaiwain PSC  (ADX:NBQ) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


National Bank of Umm Al-Qaiwain PSC Debt-to-Equity Related Terms


National Bank of Umm Al-Qaiwain PSC Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for National Bank of Umm Al-Qaiwain PSC's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of Umm Al-Qaiwain PSC Debt-to-Equity Chart

National Bank of Umm Al-Qaiwain PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

National Bank of Umm Al-Qaiwain PSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

National Bank of Umm Al-Qaiwain PSC Debt-to-Equity Competitor Comparison

For the Banks - Regional subindustry, National Bank of Umm Al-Qaiwain PSC's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank of Umm Al-Qaiwain PSC Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, National Bank of Umm Al-Qaiwain PSC's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where National Bank of Umm Al-Qaiwain PSC's Debt-to-Equity falls into.


ADX:NBQ
58GF Score
National Bank of Umm Al-Qaiwain PSC ADX:NBQ
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Bank of Umm Al-Qaiwain PSC Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

National Bank of Umm Al-Qaiwain PSC's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

National Bank of Umm Al-Qaiwain PSC's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.00 mean?
National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) has a Debt-to-Equity of 0.00 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on National Bank of Umm Al-Qaiwain PSC and its competitors. According to the industry distribution chart, National Bank of Umm Al-Qaiwain PSC ranks #999999 out of 1416 companies in the Banks industry.
Is National Bank of Umm Al-Qaiwain PSC's Debt-to-Equity too high?
National Bank of Umm Al-Qaiwain PSC's current Debt-to-Equity is 0.00. Based on the distribution chart, National Bank of Umm Al-Qaiwain PSC ranks #999999 out of 1416 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, National Bank of Umm Al-Qaiwain PSC has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Umm Al-Qaiwain PSC's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, National Bank of Umm Al-Qaiwain PSC ranks #999999 out of 1416 companies for Debt-to-Equity. This places National Bank of Umm Al-Qaiwain PSC in the lower half of its industry. The industry median Debt-to-Equity is 0.58. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,416 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on National Bank of Umm Al-Qaiwain PSC and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of Umm Al-Qaiwain PSC's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Umm Al-Qaiwain PSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ2.47, compared to a current price of د.إ2.93 — trading 18.6% above its estimated fair value. The current Debt-to-Equity is 0.00. National Bank of Umm Al-Qaiwain PSC's overall GF Score™ is 58/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For National Bank of Umm Al-Qaiwain PSC (ADX:NBQ), the current Debt-to-Equity is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Umm Al-Qaiwain PSC stock appears to be overvalued. The current stock price of د.إ2.93 is trading 18.6% above its estimated GF Value™ of د.إ2.47. GuruFocus considers National Bank of Umm Al-Qaiwain PSC to be Modestly Overvalued.

Key valuation signals for ADX:NBQ:

  • Debt-to-Equity: 0.00
  • GF Value™: د.إ2.47 vs. price of د.إ2.93 (18.6% above fair value)
  • GF Score™: 58/100 with 1 warning sign

No single metric tells the full story. See the ADX:NBQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank of Umm Al-Qaiwain PSC Business Description

Address King Faisal Street, NBQ Building, P.O. Box 800, Umm Al Qaiwain, ARE
National Bank of Umm Al-Qaiwain PSC provides banking services. The company operates in these segments: Retail and Corporate Banking, Treasury and Investments, and others. The majority of its revenue comes from the Treasury and Investments segment, which comprises dealing room-related money markets, and foreign exchange transactions with other banks and financial institutions.
58GF Score

Get the complete analysis for ADX:NBQ

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.93
Price
د.إ2.47
GF Value