National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) Selling, General, & Admin. Expense: د.إ0.0 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:NBQ National Bank of Umm Al-Qaiwain PSC ADX:NBQ
58 GF Score
Price د.إ2.93
GF Value د.إ2.47
Valuation Modestly Overvalued
! 1 Warning Sign
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What is National Bank of Umm Al-Qaiwain PSC Selling, General, & Admin. Expense?

National Bank of Umm Al-Qaiwain PSC ADX:NBQ 58 Selling, General, & Admin. Expense is د.إ0.0 Mil as of Jun. 2026. GuruFocus rates ADX:NBQ with a GF Score™ of 58/100 and a GF Value™ of د.إ2.47 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. National Bank of Umm Al-Qaiwain PSC's selling, general, & admin. expense for the three months ended in Jun. 2026 was د.إ0.0 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ0.0 Mil.


National Bank of Umm Al-Qaiwain PSC  (ADX:NBQ) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


National Bank of Umm Al-Qaiwain PSC Selling, General, & Admin. Expense Related Terms


National Bank of Umm Al-Qaiwain PSC Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for National Bank of Umm Al-Qaiwain PSC's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of Umm Al-Qaiwain PSC Selling, General, & Admin. Expense Chart

National Bank of Umm Al-Qaiwain PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 3.87 6.73 7.94

National Bank of Umm Al-Qaiwain PSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

National Bank of Umm Al-Qaiwain PSC Selling, General, & Admin. Expense Competitor Comparison

For the Banks - Regional subindustry, National Bank of Umm Al-Qaiwain PSC's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank of Umm Al-Qaiwain PSC Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, National Bank of Umm Al-Qaiwain PSC's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where National Bank of Umm Al-Qaiwain PSC's Selling, General, & Admin. Expense falls into.


ADX:NBQ
58GF Score
National Bank of Umm Al-Qaiwain PSC ADX:NBQ
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank of Umm Al-Qaiwain PSC Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of د.إ0.0 Mil mean?
National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) has a Selling, General, & Admin. Expense of د.إ0.0 Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on National Bank of Umm Al-Qaiwain PSC and its competitors.
Is National Bank of Umm Al-Qaiwain PSC's Selling, General, & Admin. Expense too high?
National Bank of Umm Al-Qaiwain PSC's current Selling, General, & Admin. Expense is د.إ0.0 Mil. Overall, National Bank of Umm Al-Qaiwain PSC has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Umm Al-Qaiwain PSC's Selling, General, & Admin. Expense compare to competitors?
National Bank of Umm Al-Qaiwain PSC's Selling, General, & Admin. Expense of د.إ0.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on National Bank of Umm Al-Qaiwain PSC and its competitors. National Bank of Umm Al-Qaiwain PSC's current Selling, General, & Admin. Expense is د.إ0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Umm Al-Qaiwain PSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ2.47, compared to a current price of د.إ2.93 — trading 18.6% above its estimated fair value. The current Selling, General, & Admin. Expense is د.إ0.0 Mil. National Bank of Umm Al-Qaiwain PSC's overall GF Score™ is 58/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For National Bank of Umm Al-Qaiwain PSC (ADX:NBQ), the current Selling, General, & Admin. Expense is د.إ0.0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Umm Al-Qaiwain PSC stock appears to be overvalued. The current stock price of د.إ2.93 is trading 18.6% above its estimated GF Value™ of د.إ2.47. GuruFocus considers National Bank of Umm Al-Qaiwain PSC to be Modestly Overvalued.

Key valuation signals for ADX:NBQ:

  • Selling, General, & Admin. Expense: د.إ0.0 Mil
  • GF Value™: د.إ2.47 vs. price of د.إ2.93 (18.6% above fair value)
  • GF Score™: 58/100 with 1 warning sign

No single metric tells the full story. See the ADX:NBQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank of Umm Al-Qaiwain PSC Business Description

Address King Faisal Street, NBQ Building, P.O. Box 800, Umm Al Qaiwain, ARE
National Bank of Umm Al-Qaiwain PSC provides banking services. The company operates in these segments: Retail and Corporate Banking, Treasury and Investments, and others. The majority of its revenue comes from the Treasury and Investments segment, which comprises dealing room-related money markets, and foreign exchange transactions with other banks and financial institutions.
58GF Score

Get the complete analysis for ADX:NBQ

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.93
Price
د.إ2.47
GF Value