National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) OCF Margin %: 663.38% (As of Mar. 2026) — 1379% Above Median

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ADX:NBQ National Bank of Umm Al-Qaiwain PSC ADX:NBQ
56 GF Score
Price د.إ2.93
GF Value د.إ2.60
Valuation Modestly Overvalued
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What is National Bank of Umm Al-Qaiwain PSC OCF Margin %?

National Bank of Umm Al-Qaiwain PSC ADX:NBQ 56 OCF Margin % is 663.38% as of Mar. 2026, which is 1379% above its 10-year median of 44.86. GuruFocus rates ADX:NBQ with a GF Score™ of 56/100 and a GF Value™ of د.إ2.60 (Modestly Overvalued). Among 1,500 Banks companies, National Bank of Umm Al-Qaiwain PSC ranks better than 90.6% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. National Bank of Umm Al-Qaiwain PSC's Cash Flow from Operations for the three months ended in Mar. 2026 was د.إ1,496.9 Mil. National Bank of Umm Al-Qaiwain PSC's Revenue for the three months ended in Mar. 2026 was د.إ225.6 Mil. Therefore, National Bank of Umm Al-Qaiwain PSC's OCF Margin % for the quarter that ended in Mar. 2026 was 663.38%.

As of today, National Bank of Umm Al-Qaiwain PSC's current OCF Yield % is 23.35%.

The historical rank and industry rank for National Bank of Umm Al-Qaiwain PSC's OCF Margin % or its related term are showing as below:

ADX:NBQ' s OCF Margin % Range Over the Past 10 Years
Min: -119.37   Med: 44.86   Max: 246.01
Current: 152.41


During the past 13 years, the highest OCF Margin % of National Bank of Umm Al-Qaiwain PSC was 246.01%. The lowest was -119.37%. And the median was 44.86%.

ADX:NBQ's OCF Margin % is ranked better than
90.6% of 1500 companies
in the Banks industry
Industry Median: 29.45 vs ADX:NBQ: 152.41


National Bank of Umm Al-Qaiwain PSC OCF Margin % Related Terms


National Bank of Umm Al-Qaiwain PSC OCF Margin % Historical Data

* Premium members only.

The historical data trend for National Bank of Umm Al-Qaiwain PSC's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of Umm Al-Qaiwain PSC OCF Margin % Chart

National Bank of Umm Al-Qaiwain PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 64.22 117.32 25.50 233.64 -119.37

National Bank of Umm Al-Qaiwain PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -357.26 513.93 115.51 -886.46 663.38

National Bank of Umm Al-Qaiwain PSC OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, National Bank of Umm Al-Qaiwain PSC's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank of Umm Al-Qaiwain PSC OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, National Bank of Umm Al-Qaiwain PSC's OCF Margin % distribution charts can be found below:

* The bar in red indicates where National Bank of Umm Al-Qaiwain PSC's OCF Margin % falls into.


ADX:NBQ
56GF Score
National Bank of Umm Al-Qaiwain PSC ADX:NBQ
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank of Umm Al-Qaiwain PSC OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

National Bank of Umm Al-Qaiwain PSC's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-921.263/771.758
=-119.37 %

National Bank of Umm Al-Qaiwain PSC's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=1496.888/225.647
=663.38 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 663.38% mean?
National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) has a OCF Margin % of 663.38% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on National Bank of Umm Al-Qaiwain PSC and its competitors. This is 1379% above median its historical median of 44.86. According to the industry distribution chart, National Bank of Umm Al-Qaiwain PSC ranks #141 out of 1500 companies in the Banks industry, placing it in the top 9.4%.
Is National Bank of Umm Al-Qaiwain PSC's OCF Margin % too high?
National Bank of Umm Al-Qaiwain PSC's current OCF Margin % of 663.38% is 1379% above median its 10-year median of 44.86. The Banks industry median OCF Margin % is 29.45. National Bank of Umm Al-Qaiwain PSC's value of 663.38% is 2152.6% above this industry median. Based on the distribution chart, National Bank of Umm Al-Qaiwain PSC ranks #141 out of 1500 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, National Bank of Umm Al-Qaiwain PSC has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Umm Al-Qaiwain PSC's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, National Bank of Umm Al-Qaiwain PSC ranks #141 out of 1500 companies for OCF Margin %. This places National Bank of Umm Al-Qaiwain PSC in the top 9% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.45. National Bank of Umm Al-Qaiwain PSC's value of 663.38% is 2152.6% above this benchmark. While the company's 10-year median is 44.86 vs. the industry median of 29.45, National Bank of Umm Al-Qaiwain PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.45, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of Umm Al-Qaiwain PSC's current OCF Margin % of 663.38% is 2152.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on National Bank of Umm Al-Qaiwain PSC and its competitors. For the Banks industry, the median OCF Margin % is 29.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of Umm Al-Qaiwain PSC's current OCF Margin % is 663.38%, which is 1379% above median its own 10-year median of 44.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Umm Al-Qaiwain PSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ2.60, compared to a current price of د.إ2.93 — trading 12.7% above its estimated fair value. The current OCF Margin % is 663.38%, which is 1379% above median its 10-year median of 44.86 and 2152.6% above the Banks industry median of 29.45. National Bank of Umm Al-Qaiwain PSC's overall GF Score™ is 56/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For National Bank of Umm Al-Qaiwain PSC (ADX:NBQ), the current OCF Margin % is 663.38% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Umm Al-Qaiwain PSC stock appears to be overvalued. The current stock price of د.إ2.93 is trading 12.7% above its estimated GF Value™ of د.إ2.60. GuruFocus considers National Bank of Umm Al-Qaiwain PSC to be Modestly Overvalued.

Key valuation signals for ADX:NBQ:

  • OCF Margin %: 663.38% (1379% above median its 10-year median of 44.86)
  • GF Value™: د.إ2.60 vs. price of د.إ2.93 (12.7% above fair value)
  • GF Score™: 56/100
  • Industry Position: 2152.6% above the Banks median (#141 of 1500)

No single metric tells the full story. See the ADX:NBQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank of Umm Al-Qaiwain PSC Business Description

Address King Faisal Street, NBQ Building, P.O. Box 800, Umm Al Qaiwain, ARE
National Bank of Umm Al-Qaiwain PSC provides banking services. The company operates in these segments: Retail and Corporate Banking, Treasury and Investments, and others. The majority of its revenue comes from the Treasury and Investments segment, which comprises dealing room-related money markets, and foreign exchange transactions with other banks and financial institutions.
56GF Score

Get the complete analysis for ADX:NBQ

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.93
Price
د.إ2.60
GF Value