Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
National Bank of Umm Al-Qaiwain PSCADX:NBQ 58 5-Year Yield-on-Cost % is 14.47 as of Sep. 06, 2026, which is 30% above its 10-year median of 11.14. GuruFocus rates ADX:NBQ with a GF Score™ of 58/100 and a GF Value™ of د.إ2.47 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,246 Banks companies, National Bank of Umm Al-Qaiwain PSC ranks better than 92.46% on this metric.
National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
National Bank of Umm Al-Qaiwain PSC 5-Year Yield-on-Cost % Related Terms
National Bank of Umm Al-Qaiwain PSC 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, National Bank of Umm Al-Qaiwain PSC's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank of Umm Al-Qaiwain PSC 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, National Bank of Umm Al-Qaiwain PSC's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where National Bank of Umm Al-Qaiwain PSC's 5-Year Yield-on-Cost % falls into.
National Bank of Umm Al-Qaiwain PSC 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) has a 5-Year Yield-on-Cost % of 14.47 as of Sep. 06, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on National Bank of Umm Al-Qaiwain PSC and its competitors. This is 30% above median its historical median of 11.14. Over the past decade, National Bank of Umm Al-Qaiwain PSC's 5-Year Yield-on-Cost % has ranged from 6.80 to 31.16. According to the industry distribution chart, National Bank of Umm Al-Qaiwain PSC ranks #94 out of 1246 companies in the Banks industry, placing it in the top 7.5%.
Is National Bank of Umm Al-Qaiwain PSC's 5-Year Yield-on-Cost % too high?
National Bank of Umm Al-Qaiwain PSC's current 5-Year Yield-on-Cost % of 14.47 is 30% above median its 10-year median of 11.14. Over the past 10 years, this metric has ranged from a low of 6.80 to a high of 31.16. The Banks industry median 5-Year Yield-on-Cost % is 3.78. National Bank of Umm Al-Qaiwain PSC's value of 14.47 is 282.8% above this industry median. Based on the distribution chart, National Bank of Umm Al-Qaiwain PSC ranks #94 out of 1246 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, National Bank of Umm Al-Qaiwain PSC has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Umm Al-Qaiwain PSC's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, National Bank of Umm Al-Qaiwain PSC ranks #94 out of 1246 companies for 5-Year Yield-on-Cost %. This places National Bank of Umm Al-Qaiwain PSC in the top 8% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.78. National Bank of Umm Al-Qaiwain PSC's value of 14.47 is 282.8% above this benchmark. Historically, National Bank of Umm Al-Qaiwain PSC's own 5-Year Yield-on-Cost % has ranged from 6.80 to 31.16 over the past decade. While the company's 10-year median is 11.14 vs. the industry median of 3.78, National Bank of Umm Al-Qaiwain PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.78, based on 1,246 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of Umm Al-Qaiwain PSC's current 5-Year Yield-on-Cost % of 14.47 is 282.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on National Bank of Umm Al-Qaiwain PSC and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of Umm Al-Qaiwain PSC's current 5-Year Yield-on-Cost % is 14.47, which is 30% above median its own 10-year median of 11.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Umm Al-Qaiwain PSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ2.47, compared to a current price of د.إ2.93 — trading 18.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 14.47, which is 30% above median its 10-year median of 11.14 and 282.8% above the Banks industry median of 3.78. National Bank of Umm Al-Qaiwain PSC's overall GF Score™ is 58/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For National Bank of Umm Al-Qaiwain PSC (ADX:NBQ), the current 5-Year Yield-on-Cost % is 14.47 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank of Umm Al-Qaiwain PSC stock appears to be overvalued.
The current stock price of د.إ2.93 is trading 18.6% above its estimated GF Value™ of د.إ2.47.
GuruFocus considers National Bank of Umm Al-Qaiwain PSC to be Modestly Overvalued.
Key valuation signals for ADX:NBQ:
5-Year Yield-on-Cost %: 14.47 (30% above median its 10-year median of 11.14)
GF Value™: د.إ2.47 vs. price of د.إ2.93 (18.6% above fair value)
Industry Position: 282.8% above the Banks median (#94 of 1246)
No single metric tells the full story. See the ADX:NBQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank of Umm Al-Qaiwain PSC provides banking services. The company operates in these segments: Retail and Corporate Banking, Treasury and Investments, and others. The majority of its revenue comes from the Treasury and Investments segment, which comprises dealing room-related money markets, and foreign exchange transactions with other banks and financial institutions.
58GF Score
Get the complete analysis for ADX:NBQ
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ADX:NBQ has been successfully added to your 
