National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) ROE % Adjusted to Book Value: 10.65% (As of Mar. 2026)

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ADX:NBQ National Bank of Umm Al-Qaiwain PSC ADX:NBQ
56 GF Score
Price د.إ2.93
GF Value د.إ2.60
Valuation Modestly Overvalued
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What is National Bank of Umm Al-Qaiwain PSC ROE % Adjusted to Book Value?

National Bank of Umm Al-Qaiwain PSC ADX:NBQ 56 ROE % Adjusted to Book Value is 10.65% as of Mar. 2026. GuruFocus rates ADX:NBQ with a GF Score™ of 56/100 and a GF Value™ of د.إ2.60 (Modestly Overvalued).

National Bank of Umm Al-Qaiwain PSC's ROE % for the quarter that ended in Mar. 2026 was 9.48%. National Bank of Umm Al-Qaiwain PSC's PB Ratio for the quarter that ended in Mar. 2026 was 0.89. National Bank of Umm Al-Qaiwain PSC's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 10.65%.


National Bank of Umm Al-Qaiwain PSC ROE % Adjusted to Book Value Related Terms


National Bank of Umm Al-Qaiwain PSC ROE % Adjusted to Book Value Historical Data

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The historical data trend for National Bank of Umm Al-Qaiwain PSC's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of Umm Al-Qaiwain PSC ROE % Adjusted to Book Value Chart

National Bank of Umm Al-Qaiwain PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.97 10.48 14.77 11.76 10.19

National Bank of Umm Al-Qaiwain PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.65 11.58 11.63 7.89 10.65

National Bank of Umm Al-Qaiwain PSC ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, National Bank of Umm Al-Qaiwain PSC's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank of Umm Al-Qaiwain PSC ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, National Bank of Umm Al-Qaiwain PSC's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where National Bank of Umm Al-Qaiwain PSC's ROE % Adjusted to Book Value falls into.


ADX:NBQ
56GF Score
National Bank of Umm Al-Qaiwain PSC ADX:NBQ
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank of Umm Al-Qaiwain PSC ROE % Adjusted to Book Value Calculation

National Bank of Umm Al-Qaiwain PSC's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.27% / 0.91
=10.19%

National Bank of Umm Al-Qaiwain PSC's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.48% / 0.89
=10.65%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 10.65% mean?
National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) has a ROE % Adjusted to Book Value of 10.65% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on National Bank of Umm Al-Qaiwain PSC and its competitors.
Is National Bank of Umm Al-Qaiwain PSC's ROE % Adjusted to Book Value too high?
National Bank of Umm Al-Qaiwain PSC's current ROE % Adjusted to Book Value is 10.65%. Overall, National Bank of Umm Al-Qaiwain PSC has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Umm Al-Qaiwain PSC's ROE % Adjusted to Book Value compare to competitors?
National Bank of Umm Al-Qaiwain PSC's ROE % Adjusted to Book Value of 10.65% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on National Bank of Umm Al-Qaiwain PSC and its competitors. National Bank of Umm Al-Qaiwain PSC's current ROE % Adjusted to Book Value is 10.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Umm Al-Qaiwain PSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ2.60, compared to a current price of د.إ2.93 — trading 12.7% above its estimated fair value. The current ROE % Adjusted to Book Value is 10.65%. National Bank of Umm Al-Qaiwain PSC's overall GF Score™ is 56/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For National Bank of Umm Al-Qaiwain PSC (ADX:NBQ), the current ROE % Adjusted to Book Value is 10.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Umm Al-Qaiwain PSC stock appears to be overvalued. The current stock price of د.إ2.93 is trading 12.7% above its estimated GF Value™ of د.إ2.60. GuruFocus considers National Bank of Umm Al-Qaiwain PSC to be Modestly Overvalued.

Key valuation signals for ADX:NBQ:

  • ROE % Adjusted to Book Value: 10.65%
  • GF Value™: د.إ2.60 vs. price of د.إ2.93 (12.7% above fair value)
  • GF Score™: 56/100

No single metric tells the full story. See the ADX:NBQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank of Umm Al-Qaiwain PSC Business Description

Address King Faisal Street, NBQ Building, P.O. Box 800, Umm Al Qaiwain, ARE
National Bank of Umm Al-Qaiwain PSC provides banking services. The company operates in these segments: Retail and Corporate Banking, Treasury and Investments, and others. The majority of its revenue comes from the Treasury and Investments segment, which comprises dealing room-related money markets, and foreign exchange transactions with other banks and financial institutions.
56GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.93
Price
د.إ2.60
GF Value