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What is National Bank of Umm Al-Qaiwain PSC Net Margin %?
National Bank of Umm Al-Qaiwain PSCADX:NBQ 56 Net Margin % is 67.25% as of Mar. 2026, which is 2% above its 10-year median of 65.73. GuruFocus rates ADX:NBQ with a GF Score™ of 56/100 and a GF Value™ of د.إ2.60 (Modestly Overvalued). Among 1,527 Banks companies, National Bank of Umm Al-Qaiwain PSC ranks better than 97.84% on this metric.
ADX:NBQ'
s Net Margin % Range Over the Past 10 Years
Min: 44.74 Med: 65.73 Max: 75.25
Current: 61.53
ADX:NBQ's Net Margin % is ranked better than 97.84% of 1527
companies
in the Banks industry
Industry Median: 26.88
vs ADX:NBQ: 61.53
National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
National Bank of Umm Al-Qaiwain PSC Net Margin % Related Terms
National Bank of Umm Al-Qaiwain PSC Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank of Umm Al-Qaiwain PSC Net Margin % Chart
National Bank of Umm Al-Qaiwain PSC Net Margin % Competitor Comparison
For the Banks - Regional subindustry, National Bank of Umm Al-Qaiwain PSC's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank of Umm Al-Qaiwain PSC Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, National Bank of Umm Al-Qaiwain PSC's Net Margin % distribution charts can be found below:
* The bar in red indicates where National Bank of Umm Al-Qaiwain PSC's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) has a Net Margin % of 67.25% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on National Bank of Umm Al-Qaiwain PSC and its competitors. This is near median its historical median of 65.73. Over the past decade, National Bank of Umm Al-Qaiwain PSC's Net Margin % has ranged from 44.74 to 75.25. According to the industry distribution chart, National Bank of Umm Al-Qaiwain PSC ranks #33 out of 1527 companies in the Banks industry, placing it in the top 2.2%.
Is National Bank of Umm Al-Qaiwain PSC's Net Margin % too high?
National Bank of Umm Al-Qaiwain PSC's current Net Margin % of 67.25% is near median its 10-year median of 65.73. Over the past 10 years, this metric has ranged from a low of 44.74 to a high of 75.25. The Banks industry median Net Margin % is 26.88. National Bank of Umm Al-Qaiwain PSC's value of 67.25% is 150.2% above this industry median. Based on the distribution chart, National Bank of Umm Al-Qaiwain PSC ranks #33 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, National Bank of Umm Al-Qaiwain PSC has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Umm Al-Qaiwain PSC's Net Margin % compare to competitors?
According to the Banks industry distribution chart, National Bank of Umm Al-Qaiwain PSC ranks #33 out of 1527 companies for Net Margin %. This places National Bank of Umm Al-Qaiwain PSC in the top 2% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.88. National Bank of Umm Al-Qaiwain PSC's value of 67.25% is 150.2% above this benchmark. Historically, National Bank of Umm Al-Qaiwain PSC's own Net Margin % has ranged from 44.74 to 75.25 over the past decade. While the company's 10-year median is 65.73 vs. the industry median of 26.88, National Bank of Umm Al-Qaiwain PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of Umm Al-Qaiwain PSC's current Net Margin % of 67.25% is 150.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on National Bank of Umm Al-Qaiwain PSC and its competitors. For the Banks industry, the median Net Margin % is 26.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of Umm Al-Qaiwain PSC's current Net Margin % is 67.25%, which is near median its own 10-year median of 65.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Umm Al-Qaiwain PSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ2.60, compared to a current price of د.إ2.93 — trading 12.7% above its estimated fair value. The current Net Margin % is 67.25%, which is near median its 10-year median of 65.73 and 150.2% above the Banks industry median of 26.88. National Bank of Umm Al-Qaiwain PSC's overall GF Score™ is 56/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For National Bank of Umm Al-Qaiwain PSC (ADX:NBQ), the current Net Margin % is 67.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank of Umm Al-Qaiwain PSC (ADX:NBQ) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank of Umm Al-Qaiwain PSC stock appears to be overvalued.
The current stock price of د.إ2.93 is trading 12.7% above its estimated GF Value™ of د.إ2.60.
GuruFocus considers National Bank of Umm Al-Qaiwain PSC to be Modestly Overvalued.
Key valuation signals for ADX:NBQ:
Net Margin %: 67.25% (near median its 10-year median of 65.73)
GF Value™: د.إ2.60 vs. price of د.إ2.93 (12.7% above fair value)
Industry Position: 150.2% above the Banks median (#33 of 1527)
No single metric tells the full story. See the ADX:NBQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank of Umm Al-Qaiwain PSC Business Description
National Bank of Umm Al-Qaiwain PSC provides banking services. The company operates in these segments: Retail and Corporate Banking, Treasury and Investments, and others. The majority of its revenue comes from the Treasury and Investments segment, which comprises dealing room-related money markets, and foreign exchange transactions with other banks and financial institutions.
56GF Score
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