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Allied GroupALEDY 66 Debt-to-Equity is 0.40 as of Dec. 2025, which is 27% below its 10-year median of 0.55. GuruFocus rates ALEDY with a GF Score™ of 66/100 and a GF Value™ of $8.41. The stock has 3 warning signs investors should review. Among 454 Credit Services companies, Allied Group ranks better than 73.35% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Allied Group's Debt-to-Equity or its related term are showing as below:
ALEDY'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.4 Med: 0.55 Max: 0.65
Current: 0.4
During the past 13 years, the highest Debt-to-Equity Ratio of Allied Group was 0.65. The lowest was 0.40. And the median was 0.55.
ALEDY's Debt-to-Equity is ranked better than 73.35% of 454
companies
in the Credit Services industry
Industry Median: 1.19
vs ALEDY: 0.40
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Allied Group Debt-to-Equity Related Terms
Allied Group Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Allied Group's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Allied Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allied Group Debt-to-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Allied Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Allied Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allied Group (ALEDY) has a Debt-to-Equity of 0.40 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Allied Group and its competitors. This is 27% below median its historical median of 0.55. Over the past decade, Allied Group's Debt-to-Equity has ranged from 0.40 to 0.65. According to the industry distribution chart, Allied Group ranks #121 out of 454 companies in the Credit Services industry, placing it in the top 26.7%.
Is Allied Group's Debt-to-Equity too high?
Allied Group's current Debt-to-Equity of 0.40 is 27% below median its 10-year median of 0.55. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 0.65. The Credit Services industry median Debt-to-Equity is 1.19. Allied Group's value of 0.40 is 66.4% below this industry median. Based on the distribution chart, Allied Group ranks #121 out of 454 companies in the Credit Services industry, which is above the industry midpoint. Overall, Allied Group has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Allied Group's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Allied Group ranks #121 out of 454 companies for Debt-to-Equity. This puts Allied Group in the upper half of its industry. The industry median Debt-to-Equity is 1.19. Allied Group's value of 0.40 is 66.4% below this benchmark. Historically, Allied Group's own Debt-to-Equity has ranged from 0.40 to 0.65 over the past decade. While the company's 10-year median is 0.55 vs. the industry median of 1.19, Allied Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.19, based on 454 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allied Group's current Debt-to-Equity of 0.40 is 66.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Allied Group and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allied Group's current Debt-to-Equity is 0.40, which is 27% below median its own 10-year median of 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allied Group stock overvalued right now?
Allied Group (ALEDY) has a current Debt-to-Equity of 0.40. The stock's GF Value™ is $8.41, compared to a current price of $5.00 — trading 40.5% below its estimated fair value. The current Debt-to-Equity is 0.40, which is 27% below median its 10-year median of 0.55 and 66.4% below the Credit Services industry median of 1.19. Allied Group's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Allied Group (ALEDY), the current Debt-to-Equity is 0.40 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allied Group (ALEDY) Overvalued in 2026?
Based on GuruFocus' analysis, Allied Group stock appears to be undervalued.
The current stock price of $5.00 is trading 40.5% below its estimated GF Value™ of $8.41.
Key valuation signals for ALEDY:
Debt-to-Equity: 0.40 (27% below median its 10-year median of 0.55)
GF Value™: $8.41 vs. price of $5.00 (40.5% below fair value)
Industry Position: 66.4% below the Credit Services median (#121 of 454)
No single metric tells the full story. See the ALEDY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allied Group Ltd is a Hong Kong-based investment holding company. Its operating segments are Investment and finance which includes investment and provision of mortgage loan and term loan financing; the Consumer finance segment includes the provision of consumer, SME, and other financing; Property development includes the business of development of properties; Property investment includes property rental and hotel operations managed by third parties; Property management includes the provision of property management, cleaning and security guarding services; Elderly care services include the provision of elderly care services; Healthcare services consists of operation of hospitals; and the Corporate and other operations segment. Key revenue for the company is derived from PRC.
66GF Score
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