Allied GroupALEDY 64 Return-on-Tangible-Equity is 2.39% as of Dec. 2025, which is 63% below its 10-year median of 6.48. GuruFocus rates ALEDY with a GF Score™ of 64/100 and a GF Value™ of $8.46. The stock has 3 warning signs investors should review. Among 523 Credit Services companies, Allied Group ranks worse than 57.17% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Allied Group's annualized net income for the quarter that ended in Dec. 2025 was $137 Mil. Allied Group's average shareholder tangible equity for the quarter that ended in Dec. 2025 was $5,738 Mil. Therefore, Allied Group's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 2.39%.
The historical rank and industry rank for Allied Group's Return-on-Tangible-Equity or its related term are showing as below:
ALEDY'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -2.75 Med: 6.48 Max: 16.15
Current: 5.06
During the past 13 years, Allied Group's highest Return-on-Tangible-Equity was 16.15%. The lowest was -2.75%. And the median was 6.48%.
ALEDY's Return-on-Tangible-Equity is ranked worse than 57.17% of 523
companies
in the Credit Services industry
Industry Median: 7.05
vs ALEDY: 5.06
Allied Group (OTCPK:ALEDY) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Allied Group Return-on-Tangible-Equity Related Terms
Allied Group Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Allied Group's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ALEDY vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, Allied Group's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allied Group Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Allied Group's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Allied Group's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 2.39% mean?
Allied Group (ALEDY) has a Return-on-Tangible-Equity of 2.39% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Allied Group and its competitors. This is 63% below median its historical median of 6.48. According to the industry distribution chart, Allied Group ranks #299 out of 523 companies in the Credit Services industry, placing it in the top 57.2%.
Is Allied Group's Return-on-Tangible-Equity too high?
Allied Group's current Return-on-Tangible-Equity of 2.39% is 63% below median its 10-year median of 6.48. The Credit Services industry median Return-on-Tangible-Equity is 7.05. Allied Group's value of 2.39% is 66.1% below this industry median. Based on the distribution chart, Allied Group ranks #299 out of 523 companies in the Credit Services industry, which is below the industry midpoint. Overall, Allied Group has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Allied Group's Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Allied Group ranks #299 out of 523 companies for Return-on-Tangible-Equity. This places Allied Group in the lower half of its industry. The industry median Return-on-Tangible-Equity is 7.05. Allied Group's value of 2.39% is 66.1% below this benchmark. While the company's 10-year median is 6.48 vs. the industry median of 7.05, Allied Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.05, based on 523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allied Group's current Return-on-Tangible-Equity of 2.39% is 66.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Allied Group and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allied Group's current Return-on-Tangible-Equity is 2.39%, which is 63% below median its own 10-year median of 6.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allied Group stock overvalued right now?
Allied Group (ALEDY) has a current Return-on-Tangible-Equity of 2.39%. The stock's GF Value™ is $8.46, compared to a current price of $5.00 — trading 40.9% below its estimated fair value. The current Return-on-Tangible-Equity is 2.39%, which is 63% below median its 10-year median of 6.48 and 66.1% below the Credit Services industry median of 7.05. Allied Group's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Allied Group (ALEDY), the current Return-on-Tangible-Equity is 2.39% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allied Group (ALEDY) Overvalued in 2026?
Based on GuruFocus' analysis, Allied Group stock appears to be undervalued.
The current stock price of $5.00 is trading 40.9% below its estimated GF Value™ of $8.46.
Key valuation signals for ALEDY:
Return-on-Tangible-Equity: 2.39% (63% below median its 10-year median of 6.48)
GF Value™: $8.46 vs. price of $5.00 (40.9% below fair value)
Industry Position: 66.1% below the Credit Services median (#299 of 523)
No single metric tells the full story. See the ALEDY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allied Group Ltd is a Hong Kong-based investment holding company. Its operating segments are Investment and finance which includes investment and provision of mortgage loan and term loan financing; the Consumer finance segment includes the provision of consumer, SME, and other financing; Property development includes the business of development of properties; Property investment includes property rental and hotel operations managed by third parties; Property management includes the provision of property management, cleaning and security guarding services; Elderly care services include the provision of elderly care services; Healthcare services consists of operation of hospitals; and the Corporate and other operations segment. Key revenue for the company is derived from PRC.
64GF Score
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