Allied GroupALEDY 64 ROE % is 2.38% as of Dec. 2025, which is 63% below its 10-year median of 6.44. GuruFocus rates ALEDY with a GF Score™ of 64/100 and a GF Value™ of $8.30. The stock has 3 warning signs investors should review. Among 529 Credit Services companies, Allied Group ranks worse than 55.77% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Allied Group's annualized net income for the quarter that ended in Dec. 2025 was $137 Mil. Allied Group's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was $5,763 Mil. Therefore, Allied Group's annualized ROE % for the quarter that ended in Dec. 2025 was 2.38%.
The historical rank and industry rank for Allied Group's ROE % or its related term are showing as below:
ALEDY'
s ROE % Range Over the Past 10 Years
Min: -2.73 Med: 6.44 Max: 16.07
Current: 5.03
During the past 13 years, Allied Group's highest ROE % was 16.07%. The lowest was -2.73%. And the median was 6.44%.
ALEDY's ROE % is ranked worse than 55.77% of 529
companies
in the Credit Services industry
Industry Median: 6.61
vs ALEDY: 5.03
Allied Group (OTCPK:ALEDY) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Allied Group ROE % Related Terms
Allied Group ROE % Historical Data
* Premium members only.
The historical data trend for Allied Group's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Allied Group's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allied Group ROE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Allied Group's ROE % distribution charts can be found below:
* The bar in red indicates where Allied Group's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Allied Group (ALEDY) has a ROE % of 2.38% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Allied Group and its competitors. This is 63% below median its historical median of 6.44. According to the industry distribution chart, Allied Group ranks #295 out of 529 companies in the Credit Services industry, placing it in the top 55.8%.
Is Allied Group's ROE % too high?
Allied Group's current ROE % of 2.38% is 63% below median its 10-year median of 6.44. The Credit Services industry median ROE % is 6.61. Allied Group's value of 2.38% is 64% below this industry median. Based on the distribution chart, Allied Group ranks #295 out of 529 companies in the Credit Services industry, which is below the industry midpoint. Overall, Allied Group has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Allied Group's ROE % compare to V and MA?
According to the Credit Services industry distribution chart, Allied Group ranks #295 out of 529 companies for ROE %. This places Allied Group in the lower half of its industry. The industry median ROE % is 6.61. Allied Group's value of 2.38% is 64% below this benchmark. While the company's 10-year median is 6.44 vs. the industry median of 6.61, Allied Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Credit Services company?
The median ROE % among Credit Services companies is 6.61, based on 529 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allied Group's current ROE % of 2.38% is 64% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Allied Group and its competitors. For the Credit Services industry, the median ROE % is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allied Group's current ROE % is 2.38%, which is 63% below median its own 10-year median of 6.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allied Group stock overvalued right now?
Allied Group (ALEDY) has a current ROE % of 2.38%. The stock's GF Value™ is $8.30, compared to a current price of $5.00 — trading 39.8% below its estimated fair value. The current ROE % is 2.38%, which is 63% below median its 10-year median of 6.44 and 64% below the Credit Services industry median of 6.61. Allied Group's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Allied Group (ALEDY), the current ROE % is 2.38% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allied Group (ALEDY) Overvalued in 2026?
Based on GuruFocus' analysis, Allied Group stock appears to be undervalued.
The current stock price of $5.00 is trading 39.8% below its estimated GF Value™ of $8.30.
Key valuation signals for ALEDY:
ROE %: 2.38% (63% below median its 10-year median of 6.44)
GF Value™: $8.30 vs. price of $5.00 (39.8% below fair value)
Industry Position: 64% below the Credit Services median (#295 of 529)
No single metric tells the full story. See the ALEDY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allied Group Ltd is a Hong Kong-based investment holding company. Its operating segments are Investment and finance which includes investment and provision of mortgage loan and term loan financing; the Consumer finance segment includes the provision of consumer, SME, and other financing; Property development includes the business of development of properties; Property investment includes property rental and hotel operations managed by third parties; Property management includes the provision of property management, cleaning and security guarding services; Elderly care services include the provision of elderly care services; Healthcare services consists of operation of hospitals; and the Corporate and other operations segment. Key revenue for the company is derived from PRC.
64GF Score
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