Allied GroupALEDY 64 ROA % is 0.96% as of Dec. 2025, which is 66% below its 10-year median of 2.81. GuruFocus rates ALEDY with a GF Score™ of 64/100 and a GF Value™ of $8.34. The stock has 3 warning signs investors should review. Among 546 Credit Services companies, Allied Group ranks better than 51.1% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Allied Group's annualizedNet Income for the quarter that ended in Dec. 2025 was $137 Mil.
Allied Group's average Total Assets over the quarter that ended in Dec. 2025 was $14,349 Mil. Therefore, Allied Group's annualized ROA % for the quarter that ended in Dec. 2025 was 0.96%.
The historical rank and industry rank for Allied Group's ROA % or its related term are showing as below:
ALEDY'
s ROA % Range Over the Past 10 Years
Min: -1.05 Med: 2.81 Max: 7.02
Current: 1.97
During the past 13 years, Allied Group's highest ROA % was 7.02%. The lowest was -1.05%. And the median was 2.81%.
ALEDY's ROA % is ranked better than 51.1% of 546
companies
in the Credit Services industry
Industry Median: 1.915
vs ALEDY: 1.97
Allied Group (OTCPK:ALEDY) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Allied Group ROA % Related Terms
Allied Group ROA % Historical Data
* Premium members only.
The historical data trend for Allied Group's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Allied Group's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allied Group ROA % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Allied Group's ROA % distribution charts can be found below:
* The bar in red indicates where Allied Group's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Allied Group (ALEDY) has a ROA % of 0.96% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Allied Group and its competitors. This is 66% below median its historical median of 2.81. According to the industry distribution chart, Allied Group ranks #267 out of 546 companies in the Credit Services industry, placing it in the top 48.9%.
Is Allied Group's ROA % too high?
Allied Group's current ROA % of 0.96% is 66% below median its 10-year median of 2.81. The Credit Services industry median ROA % is 1.92. Allied Group's value of 0.96% is 49.9% below this industry median. Based on the distribution chart, Allied Group ranks #267 out of 546 companies in the Credit Services industry, which is above the industry midpoint. Overall, Allied Group has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Allied Group's ROA % compare to V and MA?
According to the Credit Services industry distribution chart, Allied Group ranks #267 out of 546 companies for ROA %. This puts Allied Group in the upper half of its industry. The industry median ROA % is 1.92. Allied Group's value of 0.96% is 49.9% below this benchmark. While the company's 10-year median is 2.81 vs. the industry median of 1.92, Allied Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Credit Services company?
The median ROA % among Credit Services companies is 1.92, based on 546 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allied Group's current ROA % of 0.96% is 49.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Allied Group and its competitors. For the Credit Services industry, the median ROA % is 1.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allied Group's current ROA % is 0.96%, which is 66% below median its own 10-year median of 2.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allied Group stock overvalued right now?
Allied Group (ALEDY) has a current ROA % of 0.96%. The stock's GF Value™ is $8.34, compared to a current price of $5.00 — trading 40% below its estimated fair value. The current ROA % is 0.96%, which is 66% below median its 10-year median of 2.81 and 49.9% below the Credit Services industry median of 1.92. Allied Group's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Allied Group (ALEDY), the current ROA % is 0.96% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allied Group (ALEDY) Overvalued in 2026?
Based on GuruFocus' analysis, Allied Group stock appears to be undervalued.
The current stock price of $5.00 is trading 40% below its estimated GF Value™ of $8.34.
Key valuation signals for ALEDY:
ROA %: 0.96% (66% below median its 10-year median of 2.81)
GF Value™: $8.34 vs. price of $5.00 (40% below fair value)
Industry Position: 49.9% below the Credit Services median (#267 of 546)
No single metric tells the full story. See the ALEDY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allied Group Ltd is a Hong Kong-based investment holding company. Its operating segments are Investment and finance which includes investment and provision of mortgage loan and term loan financing; the Consumer finance segment includes the provision of consumer, SME, and other financing; Property development includes the business of development of properties; Property investment includes property rental and hotel operations managed by third parties; Property management includes the provision of property management, cleaning and security guarding services; Elderly care services include the provision of elderly care services; Healthcare services consists of operation of hospitals; and the Corporate and other operations segment. Key revenue for the company is derived from PRC.
64GF Score
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