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TIDLOR Holdings PCLBKK:TIDLOR +1.56%11 EV-to-FCF is 131.38 as of Jul. 18, 2026, which is 13% above its 10-year median of 116.15. GuruFocus rates BKK:TIDLOR with a GF Score™ of 11/100. The stock has 2 warning signs investors should review. Among 263 Credit Services companies, TIDLOR Holdings PCL ranks worse than 87.83% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, TIDLOR Holdings PCL's Enterprise Value is ฿126,472 Mil.
TIDLOR Holdings PCL's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ฿963 Mil. Therefore, TIDLOR Holdings PCL's EV-to-FCF for today is 131.38.
The historical rank and industry rank for TIDLOR Holdings PCL's EV-to-FCF or its related term are showing as below:
BKK:TIDLOR'
s EV-to-FCF Range Over the Past 10 Years
Min: 13.34 Med: 116.15 Max: 372.15
Current: 130.48
During the past 2 years, the highest EV-to-FCF of TIDLOR Holdings PCL was 372.15. The lowest was 13.34. And the median was 116.15.
BKK:TIDLOR's EV-to-FCF is ranked worse than 87.83% of 263
companies
in the Credit Services industry
Industry Median: 13.68
vs BKK:TIDLOR: 130.48
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
TIDLOR Holdings PCL's PE Ratio (TTM) for today is calculated as:
TIDLOR Holdings PCL's share price for today is ฿19.50.
TIDLOR Holdings PCL's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿1.846.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
TIDLOR Holdings PCL EV-to-FCF Related Terms
TIDLOR Holdings PCL EV-to-FCF Historical Data
* Premium members only.
The historical data trend for TIDLOR Holdings PCL's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, TIDLOR Holdings PCL's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TIDLOR Holdings PCL EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, TIDLOR Holdings PCL's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where TIDLOR Holdings PCL's EV-to-FCF falls into.
TIDLOR Holdings PCL's current Enterprise Value is ฿126,472 Mil.
TIDLOR Holdings PCL's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿963 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TIDLOR Holdings PCL (BKK:TIDLOR) has a EV-to-FCF of 131.38 as of Jul. 18, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on TIDLOR Holdings PCL and its competitors. This is 13% above median its historical median of 116.15. Over the past decade, TIDLOR Holdings PCL's EV-to-FCF has ranged from 13.34 to 372.15. According to the industry distribution chart, TIDLOR Holdings PCL ranks #231 out of 263 companies in the Credit Services industry, placing it in the top 87.8%.
Is TIDLOR Holdings PCL's EV-to-FCF too high?
TIDLOR Holdings PCL's current EV-to-FCF of 131.38 is 13% above median its 10-year median of 116.15. Over the past 10 years, this metric has ranged from a low of 13.34 to a high of 372.15. The Credit Services industry median EV-to-FCF is 13.68. TIDLOR Holdings PCL's value of 131.38 is 860.4% above this industry median. Based on the distribution chart, TIDLOR Holdings PCL ranks #231 out of 263 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, TIDLOR Holdings PCL has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.
How does TIDLOR Holdings PCL's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, TIDLOR Holdings PCL ranks #231 out of 263 companies for EV-to-FCF. This places TIDLOR Holdings PCL in the lower half of its industry. The industry median EV-to-FCF is 13.68. TIDLOR Holdings PCL's value of 131.38 is 860.4% above this benchmark. Historically, TIDLOR Holdings PCL's own EV-to-FCF has ranged from 13.34 to 372.15 over the past decade. While the company's 10-year median is 116.15 vs. the industry median of 13.68, TIDLOR Holdings PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.68, based on 263 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TIDLOR Holdings PCL's current EV-to-FCF of 131.38 is 860.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on TIDLOR Holdings PCL and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TIDLOR Holdings PCL's current EV-to-FCF is 131.38, which is 13% above median its own 10-year median of 116.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TIDLOR Holdings PCL stock overvalued right now?
TIDLOR Holdings PCL (BKK:TIDLOR) has a current EV-to-FCF of 131.38. The current EV-to-FCF is 131.38, which is 13% above median its 10-year median of 116.15 and 860.4% above the Credit Services industry median of 13.68. TIDLOR Holdings PCL's overall GF Score™ is 11/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For TIDLOR Holdings PCL (BKK:TIDLOR), the current EV-to-FCF is 131.38 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
TIDLOR Holdings PCL operates in the lending and insurance brokerage business. The principal business of the company is to provide loans and hire-purchase for all types of vehicles, as well as non-life insurance brokerage and life insurance brokerage. The operating segments of the company are:: Non-life insurance broker; and Hire-purchase and lending service. It derives maximum revenue from Hire-purchase and lending service segment. The company operates only in Thailand.
11GF Score
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