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Creative RealitiesCREX -6.98%55 Debt-to-Equity is 1.71 as of Mar. 2026, which is 109% above its 10-year median of 0.82. GuruFocus rates CREX with a GF Score™ of 55/100 and a GF Value™ of $4.73 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 2,247 Software companies, Creative Realities ranks worse than 92.52% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Creative Realities's Debt-to-Equity or its related term are showing as below:
CREX'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.33 Med: 0.82 Max: 3.65
Current: 1.71
During the past 13 years, the highest Debt-to-Equity Ratio of Creative Realities was 3.65. The lowest was 0.33. And the median was 0.82.
CREX's Debt-to-Equity is ranked worse than 92.52% of 2247
companies
in the Software industry
Industry Median: 0.19
vs CREX: 1.71
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Creative Realities Debt-to-Equity Related Terms
Creative Realities Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Creative Realities's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CREX vs MAPS, VIDA, INVU: Debt-to-Equity Comparison
For the Software - Application subindustry, Creative Realities's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Creative Realities Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Creative Realities's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Creative Realities's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Creative Realities (CREX) has a Debt-to-Equity of 1.71 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Creative Realities and its competitors. This is 109% above median its historical median of 0.82. Over the past decade, Creative Realities' Debt-to-Equity has ranged from 0.33 to 3.65. According to the industry distribution chart, Creative Realities ranks #2079 out of 2247 companies in the Software industry, placing it in the top 92.5%.
Is Creative Realities' Debt-to-Equity too high?
Creative Realities' current Debt-to-Equity of 1.71 is 109% above median its 10-year median of 0.82. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 3.65. The Software industry median Debt-to-Equity is 0.19. Creative Realities' value of 1.71 is 800% above this industry median. Based on the distribution chart, Creative Realities ranks #2079 out of 2247 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Creative Realities has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Creative Realities' Debt-to-Equity compare to MAPS and VIDA?
According to the Software industry distribution chart, Creative Realities ranks #2079 out of 2247 companies for Debt-to-Equity. This places Creative Realities in the lower half of its industry. The industry median Debt-to-Equity is 0.19. Creative Realities' value of 1.71 is 800% above this benchmark. Historically, Creative Realities' own Debt-to-Equity has ranged from 0.33 to 3.65 over the past decade. While the company's 10-year median is 0.82 vs. the industry median of 0.19, Creative Realities has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,247 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Creative Realities's current Debt-to-Equity of 1.71 is 800% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Creative Realities and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creative Realities's current Debt-to-Equity is 1.71, which is 109% above median its own 10-year median of 0.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creative Realities stock overvalued right now?
Based on GuruFocus' analysis, Creative Realities (CREX) is currently considered Possible Value Trap. The stock's GF Value™ is $4.73, compared to a current price of $3.23 — trading 31.7% below its estimated fair value. The current Debt-to-Equity is 1.71, which is 109% above median its 10-year median of 0.82 and 800% above the Software industry median of 0.19. Creative Realities' overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Creative Realities (CREX), the current Debt-to-Equity is 1.71 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Creative Realities (CREX) Overvalued in 2026?
Based on GuruFocus' analysis, Creative Realities stock appears to be undervalued.
The current stock price of $3.23 is trading 31.7% below its estimated GF Value™ of $4.73.
GuruFocus considers Creative Realities to be Possible Value Trap.
Key valuation signals for CREX:
Debt-to-Equity: 1.71 (109% above median its 10-year median of 0.82)
GF Value™: $4.73 vs. price of $3.23 (31.7% below fair value)
Industry Position: 800% above the Software median (#2079 of 2247)
No single metric tells the full story. See the CREX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Creative Realities Inc, along with its subsidiaries, is engaged in providing digital marketing technology & solutions to world-wide retail companies, luxury and other individual retail brands, advertising networks, outdoor clients, enterprises, and other organizations. The company operates in one reportable segment, marketing technology solutions. It offers solutions related to digital merchandising systems, omnichannel customer engagement systems, interactive digital shopping assistants, advisors and kiosks, and high-end audio-visual networks, along with marketing technologies such as mobile, social media, point-of-sale transactions, beaconing, and web-based media. Geographically, the company generates maximum revenue from the United States, and the rest from Canada.
55GF Score
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