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Trust BankDHA:TRUSTBANK -0.66%70 Debt-to-Equity is 1.51 as of Jun. 2026, which is 6% above its 10-year median of 1.42. GuruFocus rates DHA:TRUSTBANK with a GF Score™ of 70/100 and a GF Value™ of BDT19.52 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,416 Banks companies, Trust Bank ranks worse than 78.46% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Trust Bank's Debt-to-Equity or its related term are showing as below:
DHA:TRUSTBANK'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.5 Med: 1.42 Max: 2.25
Current: 1.51
During the past 11 years, the highest Debt-to-Equity Ratio of Trust Bank was 2.25. The lowest was 0.50. And the median was 1.42.
DHA:TRUSTBANK's Debt-to-Equity is ranked worse than 78.46% of 1416
companies
in the Banks industry
Industry Median: 0.58
vs DHA:TRUSTBANK: 1.51
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Trust Bank Debt-to-Equity Related Terms
Trust Bank Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Trust Bank's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Trust Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Trust Bank Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Trust Bank's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Trust Bank's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Trust Bank (DHA:TRUSTBANK) has a Debt-to-Equity of 1.51 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Trust Bank and its competitors. This is near median its historical median of 1.42. Over the past decade, Trust Bank's Debt-to-Equity has ranged from 0.50 to 2.25. According to the industry distribution chart, Trust Bank ranks #1111 out of 1416 companies in the Banks industry, placing it in the top 78.5%.
Is Trust Bank's Debt-to-Equity too high?
Trust Bank's current Debt-to-Equity of 1.51 is near median its 10-year median of 1.42. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 2.25. The Banks industry median Debt-to-Equity is 0.58. Trust Bank's value of 1.51 is 160.3% above this industry median. Based on the distribution chart, Trust Bank ranks #1111 out of 1416 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Trust Bank has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Trust Bank's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Trust Bank ranks #1111 out of 1416 companies for Debt-to-Equity. This places Trust Bank in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Trust Bank's value of 1.51 is 160.3% above this benchmark. Historically, Trust Bank's own Debt-to-Equity has ranged from 0.50 to 2.25 over the past decade. While the company's 10-year median is 1.42 vs. the industry median of 0.58, Trust Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,416 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trust Bank's current Debt-to-Equity of 1.51 is 160.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Trust Bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trust Bank's current Debt-to-Equity is 1.51, which is near median its own 10-year median of 1.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Trust Bank (DHA:TRUSTBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT19.52, compared to a current price of BDT15.10 — trading 22.6% below its estimated fair value. The current Debt-to-Equity is 1.51, which is near median its 10-year median of 1.42 and 160.3% above the Banks industry median of 0.58. Trust Bank's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Trust Bank (DHA:TRUSTBANK), the current Debt-to-Equity is 1.51 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Trust Bank (DHA:TRUSTBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Trust Bank stock appears to be undervalued.
The current stock price of BDT15.10 is trading 22.6% below its estimated GF Value™ of BDT19.52.
GuruFocus considers Trust Bank to be Modestly Undervalued.
Key valuation signals for DHA:TRUSTBANK:
Debt-to-Equity: 1.51 (near median its 10-year median of 1.42)
GF Value™: BDT19.52 vs. price of BDT15.10 (22.6% below fair value)
Industry Position: 160.3% above the Banks median (#1111 of 1416)
No single metric tells the full story. See the DHA:TRUSTBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Trust Bank PLC is a full-service commercial bank. The Bank offers a wide range of banking products and services, such as Retail banking, SME banking, Islamic banking, corporate banking, and international banking, among others. The bank provides a range of banking services that include deposit banking, loans & advances, export-import financing, and national & international remittance facilities, issuing debit and credit cards, SMS banking, internet banking, call center, dealing in government securities, etc.
70GF Score
Get the complete analysis for DHA:TRUSTBANK
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