Trust Bank (DHA:TRUSTBANK) Retained Earnings: BDT6,033 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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DHA:TRUSTBANK Trust Bank PLC DHA:TRUSTBANK
68 GF Score
Price BDT15.60
GF Value BDT21.85
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Trust Bank Retained Earnings?

Trust Bank DHA:TRUSTBANK -0.64% 68 Retained Earnings is BDT6,033 Mil as of Mar. 2026. GuruFocus rates DHA:TRUSTBANK with a GF Score™ of 68/100 and a GF Value™ of BDT21.85 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Trust Bank's retained earnings for the quarter that ended in Mar. 2026 was BDT6,033 Mil.

Trust Bank's quarterly retained earnings declined from Sep. 2025 (BDT6,216 Mil) to Dec. 2025 (BDT5,862 Mil) but then increased from Dec. 2025 (BDT5,862 Mil) to Mar. 2026 (BDT6,033 Mil).

Trust Bank's annual retained earnings increased from Dec. 2023 (BDT4,606 Mil) to Dec. 2024 (BDT5,051 Mil) and increased from Dec. 2024 (BDT5,051 Mil) to Dec. 2025 (BDT5,862 Mil).


Trust Bank  (DHA:TRUSTBANK) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Trust Bank Retained Earnings Historical Data

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The historical data trend for Trust Bank's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trust Bank Retained Earnings Chart

Trust Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,667.43 3,493.45 4,605.57 5,051.08 5,862.16

Trust Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5,443.49 6,400.06 6,216.17 5,862.16 6,033.02
DHA:TRUSTBANK
68GF Score
Trust Bank PLC DHA:TRUSTBANK
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Trust Bank Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of BDT6,033 Mil mean?
Trust Bank (DHA:TRUSTBANK) has a Retained Earnings of BDT6,033 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Trust Bank and its competitors.
Is Trust Bank's Retained Earnings too high?
Trust Bank's current Retained Earnings is BDT6,033 Mil. Overall, Trust Bank has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Trust Bank's Retained Earnings compare to competitors?
Trust Bank's Retained Earnings of BDT6,033 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Trust Bank and its competitors. Trust Bank's current Retained Earnings is BDT6,033 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Trust Bank (DHA:TRUSTBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT21.85, compared to a current price of BDT15.60 — trading 28.6% below its estimated fair value. The current Retained Earnings is BDT6,033 Mil. Trust Bank's overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Trust Bank (DHA:TRUSTBANK), the current Retained Earnings is BDT6,033 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trust Bank (DHA:TRUSTBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Trust Bank stock appears to be undervalued. The current stock price of BDT15.60 is trading 28.6% below its estimated GF Value™ of BDT21.85. GuruFocus considers Trust Bank to be Modestly Undervalued.

Key valuation signals for DHA:TRUSTBANK:

  • Retained Earnings: BDT6,033 Mil
  • GF Value™: BDT21.85 vs. price of BDT15.60 (28.6% below fair value)
  • GF Score™: 68/100 with 1 warning sign

No single metric tells the full story. See the DHA:TRUSTBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trust Bank Business Description

Address Shadhinata Tower, Bir Srestha Shaheed Jahangir Gate, Dhaka Cantonment, Dhaka, BGD, 1206
Trust Bank PLC is a full-service commercial bank. The Bank offers a wide range of banking products and services, such as Retail banking, SME banking, Islamic banking, corporate banking, and international banking, among others. The bank provides a range of banking services that include deposit banking, loans & advances, export-import financing, and national & international remittance facilities, issuing debit and credit cards, SMS banking, internet banking, call center, dealing in government securities, etc.
68GF Score

Get the complete analysis for DHA:TRUSTBANK

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT15.60
Price
BDT21.85
GF Value