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Trust BankDHA:TRUSTBANK +0.64%73 Pretax Margin % is 22.59% as of Mar. 2026, which is 44% below its 10-year median of 40.26. GuruFocus rates DHA:TRUSTBANK with a GF Score™ of 73/100 and a GF Value™ of BDT21.77 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,530 Banks companies, Trust Bank ranks worse than 82.03% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Trust Bank's Pre-Tax Income for the
three
months ended in Mar. 2026 was BDT1,129 Mil. Trust Bank's Revenue for the
three
months ended in Mar. 2026 was BDT4,999 Mil. Therefore, Trust Bank's pretax margin for the quarter that ended in Mar. 2026 was 22.59%.
The historical rank and industry rank for Trust Bank's Pretax Margin % or its related term are showing as below:
DHA:TRUSTBANK'
s Pretax Margin % Range Over the Past 10 Years
Min: 19.18 Med: 40.26 Max: 42.34
Current: 19.18
DHA:TRUSTBANK's Pretax Margin % is ranked worse than 82.03% of 1530
companies
in the Banks industry
Industry Median: 34.655
vs DHA:TRUSTBANK: 19.18
Trust Bank (DHA:TRUSTBANK) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Trust Bank Pretax Margin % Related Terms
Trust Bank Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Trust Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Trust Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Trust Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Trust Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Trust Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Trust Bank (DHA:TRUSTBANK) has a Pretax Margin % of 22.59% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Trust Bank and its competitors. This is 44% below median its historical median of 40.26. Over the past decade, Trust Bank's Pretax Margin % has ranged from 19.18 to 42.34. According to the industry distribution chart, Trust Bank ranks #1255 out of 1530 companies in the Banks industry, placing it in the top 82%.
Is Trust Bank's Pretax Margin % too high?
Trust Bank's current Pretax Margin % of 22.59% is 44% below median its 10-year median of 40.26. Over the past 10 years, this metric has ranged from a low of 19.18 to a high of 42.34. The Banks industry median Pretax Margin % is 34.66. Trust Bank's value of 22.59% is 34.8% below this industry median. Based on the distribution chart, Trust Bank ranks #1255 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Trust Bank has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Trust Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Trust Bank ranks #1255 out of 1530 companies for Pretax Margin %. This places Trust Bank in the lower half of its industry. The industry median Pretax Margin % is 34.66. Trust Bank's value of 22.59% is 34.8% below this benchmark. Historically, Trust Bank's own Pretax Margin % has ranged from 19.18 to 42.34 over the past decade. While the company's 10-year median is 40.26 vs. the industry median of 34.66, Trust Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.66, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trust Bank's current Pretax Margin % of 22.59% is 34.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Trust Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trust Bank's current Pretax Margin % is 22.59%, which is 44% below median its own 10-year median of 40.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Trust Bank (DHA:TRUSTBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT21.77, compared to a current price of BDT15.80 — trading 27.4% below its estimated fair value. The current Pretax Margin % is 22.59%, which is 44% below median its 10-year median of 40.26 and 34.8% below the Banks industry median of 34.66. Trust Bank's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Trust Bank (DHA:TRUSTBANK), the current Pretax Margin % is 22.59% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Trust Bank (DHA:TRUSTBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Trust Bank stock appears to be undervalued.
The current stock price of BDT15.80 is trading 27.4% below its estimated GF Value™ of BDT21.77.
GuruFocus considers Trust Bank to be Modestly Undervalued.
Key valuation signals for DHA:TRUSTBANK:
Pretax Margin %: 22.59% (44% below median its 10-year median of 40.26)
GF Value™: BDT21.77 vs. price of BDT15.80 (27.4% below fair value)
Industry Position: 34.8% below the Banks median (#1255 of 1530)
No single metric tells the full story. See the DHA:TRUSTBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Trust Bank PLC is a full-service commercial bank. The Bank offers a wide range of banking products and services, such as Retail banking, SME banking, Islamic banking, corporate banking, and international banking, among others. The bank provides a range of banking services that include deposit banking, loans & advances, export-import financing, and national & international remittance facilities, issuing debit and credit cards, SMS banking, internet banking, call center, dealing in government securities, etc.
73GF Score
Get the complete analysis for DHA:TRUSTBANK
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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