Trust Bank (DHA:TRUSTBANK) Liabilities-to-Assets : 0.96 (As of Jun. 2026)

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DHA:TRUSTBANK Trust Bank PLC DHA:TRUSTBANK
71 GF Score
Price BDT14.80
GF Value BDT19.58
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Trust Bank Liabilities-to-Assets?

Trust Bank DHA:TRUSTBANK 71 Liabilities-to-Assets is 0.96 as of Jun. 2026. GuruFocus rates DHA:TRUSTBANK with a GF Score™ of 71/100 and a GF Value™ of BDT19.58 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Trust Bank's Total Liabilities for the quarter that ended in Jun. 2026 was BDT640,376 Mil. Trust Bank's Total Assets for the quarter that ended in Jun. 2026 was BDT670,256 Mil. Therefore, Trust Bank's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.96.


Trust Bank  (DHA:TRUSTBANK) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Trust Bank Liabilities-to-Assets Related Terms


Trust Bank Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Trust Bank's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trust Bank Liabilities-to-Assets Chart

Trust Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.95 0.95 0.95 0.95 0.96

Trust Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.95 0.96 0.96 0.96 0.96

Trust Bank Liabilities-to-Assets Competitor Comparison

For the Banks - Regional subindustry, Trust Bank's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trust Bank Liabilities-to-Assets vs Banks Industry

For the Banks industry and Financial Services sector, Trust Bank's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Trust Bank's Liabilities-to-Assets falls into.


DHA:TRUSTBANK
71GF Score
Trust Bank PLC DHA:TRUSTBANK
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Trust Bank Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Trust Bank's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=595375.825/623726.428
=0.95

Trust Bank's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 is calculated as

Liabilities-to-Assets (Q: Jun. 2026 )=Total Liabilities/Total Assets
=640376.207/670256.081
=0.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.96 mean?
Trust Bank (DHA:TRUSTBANK) has a Liabilities-to-Assets of 0.96 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Trust Bank and its competitors.
Is Trust Bank's Liabilities-to-Assets too high?
Trust Bank's current Liabilities-to-Assets is 0.96. Overall, Trust Bank has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Trust Bank's Liabilities-to-Assets compare to competitors?
Trust Bank's Liabilities-to-Assets of 0.96 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Trust Bank and its competitors. Trust Bank's current Liabilities-to-Assets is 0.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Trust Bank (DHA:TRUSTBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT19.58, compared to a current price of BDT14.80 — trading 24.4% below its estimated fair value. The current Liabilities-to-Assets is 0.96. Trust Bank's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Trust Bank (DHA:TRUSTBANK), the current Liabilities-to-Assets is 0.96 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trust Bank (DHA:TRUSTBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Trust Bank stock appears to be undervalued. The current stock price of BDT14.80 is trading 24.4% below its estimated GF Value™ of BDT19.58. GuruFocus considers Trust Bank to be Modestly Undervalued.

Key valuation signals for DHA:TRUSTBANK:

  • Liabilities-to-Assets: 0.96
  • GF Value™: BDT19.58 vs. price of BDT14.80 (24.4% below fair value)
  • GF Score™: 71/100 with 1 warning sign

No single metric tells the full story. See the DHA:TRUSTBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trust Bank Business Description

Address Shadhinata Tower, Bir Srestha Shaheed Jahangir Gate, Dhaka Cantonment, Dhaka, BGD, 1206
Trust Bank PLC is a full-service commercial bank. The Bank offers a wide range of banking products and services, such as Retail banking, SME banking, Islamic banking, corporate banking, and international banking, among others. The bank provides a range of banking services that include deposit banking, loans & advances, export-import financing, and national & international remittance facilities, issuing debit and credit cards, SMS banking, internet banking, call center, dealing in government securities, etc.
71GF Score

Get the complete analysis for DHA:TRUSTBANK

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT14.80
Price
BDT19.58
GF Value