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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
During the past 7 years, the highest Debt-to-Equity Ratio of Damaan Islamic Insurance Co (QPSC) was 0.78. The lowest was 0.00. And the median was 0.01.
DSMD:BEMA's Debt-to-Equity is not ranked *
in the Insurance industry.
Industry Median: 0.21 * Ranked among companies with meaningful Debt-to-Equity only.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Damaan Islamic Insurance Co (QPSC) Debt-to-Equity Related Terms
Damaan Islamic Insurance Co (QPSC) Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Damaan Islamic Insurance Co (QPSC) Debt-to-Equity Chart
DSMD:BEMA vs BRK.A, AIG, HIG: Debt-to-Equity Comparison
For the Insurance - Diversified subindustry, Damaan Islamic Insurance Co (QPSC)'s Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Damaan Islamic Insurance Co (QPSC) Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Damaan Islamic Insurance Co (QPSC)'s Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Damaan Islamic Insurance Co (QPSC)'s Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) has a Debt-to-Equity of 0.00 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Damaan Islamic Insurance Co (QPSC) and its competitors. According to the industry distribution chart, Damaan Islamic Insurance Co (QPSC) ranks #999999 out of 395 companies in the Insurance industry.
Is Damaan Islamic Insurance Co (QPSC)'s Debt-to-Equity too high?
Damaan Islamic Insurance Co (QPSC)'s current Debt-to-Equity is 0.00. Based on the distribution chart, Damaan Islamic Insurance Co (QPSC) ranks #999999 out of 395 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Damaan Islamic Insurance Co (QPSC) has a GF Score™ of 91/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Damaan Islamic Insurance Co (QPSC)'s Debt-to-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Damaan Islamic Insurance Co (QPSC) ranks #999999 out of 395 companies for Debt-to-Equity. This places Damaan Islamic Insurance Co (QPSC) in the lower half of its industry. The industry median Debt-to-Equity is 0.21. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Damaan Islamic Insurance Co (QPSC) and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Damaan Islamic Insurance Co (QPSC)'s current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Damaan Islamic Insurance Co (QPSC) stock overvalued right now?
Based on GuruFocus' analysis, Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) is currently considered Significantly Undervalued. The stock's GF Value™ is ر.ق7.01, compared to a current price of ر.ق4.86 — trading 30.7% below its estimated fair value. The current Debt-to-Equity is 0.00. Damaan Islamic Insurance Co (QPSC)'s overall GF Score™ is 91/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA), the current Debt-to-Equity is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) Overvalued in 2026?
Based on GuruFocus' analysis, Damaan Islamic Insurance Co (QPSC) stock appears to be undervalued.
The current stock price of ر.ق4.86 is trading 30.7% below its estimated GF Value™ of ر.ق7.01.
GuruFocus considers Damaan Islamic Insurance Co (QPSC) to be Significantly Undervalued.
Key valuation signals for DSMD:BEMA:
Debt-to-Equity: 0.00
GF Value™: ر.ق7.01 vs. price of ر.ق4.86 (30.7% below fair value)
No single metric tells the full story. See the DSMD:BEMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Damaan Islamic Insurance Co (QPSC) is engaged in the business of underwriting Marine, Aviation, Motor, Fire, General Accident, Takaful and Medical in accordance with the provisions of Islamic Shari'a. Company's reportable segments are Marine and Aviation, Motor Insurance, Fire & General Accidents, Takaful and Medical Insurance and Investments. Majority of revenue is generated from Takaful and Medical. The Company operates in State of Qatar only.
91GF Score
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