Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) OCF Margin %: 14.34% (As of Mar. 2026) — 53% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DSMD:BEMA Damaan Islamic Insurance Co (QPSC) DSMD:BEMA
89 GF Score
Price ر.ق4.31
GF Value ر.ق6.84
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Damaan Islamic Insurance Co (QPSC) OCF Margin %?

Damaan Islamic Insurance Co (QPSC) DSMD:BEMA 89 OCF Margin % is 14.34% as of Mar. 2026, which is 53% below its 10-year median of 30.20. GuruFocus rates DSMD:BEMA with a GF Score™ of 89/100 and a GF Value™ of ر.ق6.84 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 502 Insurance companies, Damaan Islamic Insurance Co (QPSC) ranks better than 82.47% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Damaan Islamic Insurance Co (QPSC)'s Cash Flow from Operations for the three months ended in Mar. 2026 was ر.ق24.8 Mil. Damaan Islamic Insurance Co (QPSC)'s Revenue for the three months ended in Mar. 2026 was ر.ق172.7 Mil. Therefore, Damaan Islamic Insurance Co (QPSC)'s OCF Margin % for the quarter that ended in Mar. 2026 was 14.34%.

As of today, Damaan Islamic Insurance Co (QPSC)'s current OCF Yield % is 25.20%.

The historical rank and industry rank for Damaan Islamic Insurance Co (QPSC)'s OCF Margin % or its related term are showing as below:

DSMD:BEMA' s OCF Margin % Range Over the Past 10 Years
Min: -31.01   Med: 30.2   Max: 79.77
Current: 28.21


During the past 7 years, the highest OCF Margin % of Damaan Islamic Insurance Co (QPSC) was 79.77%. The lowest was -31.01%. And the median was 30.20%.

DSMD:BEMA's OCF Margin % is ranked better than
82.47% of 502 companies
in the Insurance industry
Industry Median: 10.855 vs DSMD:BEMA: 28.21


Damaan Islamic Insurance Co (QPSC) OCF Margin % Related Terms


Damaan Islamic Insurance Co (QPSC) OCF Margin % Historical Data

* Premium members only.

The historical data trend for Damaan Islamic Insurance Co (QPSC)'s OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Damaan Islamic Insurance Co (QPSC) OCF Margin % Chart

Damaan Islamic Insurance Co (QPSC) Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial 34.51 79.77 -31.01 27.34 33.05

Damaan Islamic Insurance Co (QPSC) Quarterly Data
Dec20 Mar21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 36.71 42.16 26.18 30.36 14.34

DSMD:BEMA vs BRK.A, AIG, HIG: OCF Margin % Comparison

For the Insurance - Diversified subindustry, Damaan Islamic Insurance Co (QPSC)'s OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Damaan Islamic Insurance Co (QPSC) OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Damaan Islamic Insurance Co (QPSC)'s OCF Margin % distribution charts can be found below:

* The bar in red indicates where Damaan Islamic Insurance Co (QPSC)'s OCF Margin % falls into.


DSMD:BEMA
89GF Score
Damaan Islamic Insurance Co (QPSC) DSMD:BEMA
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Damaan Islamic Insurance Co (QPSC) OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Damaan Islamic Insurance Co (QPSC)'s OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=242.009/732.228
=33.05 %

Damaan Islamic Insurance Co (QPSC)'s OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=24.771/172.701
=14.34 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 14.34% mean?
Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) has a OCF Margin % of 14.34% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Damaan Islamic Insurance Co (QPSC) and its competitors. This is 53% below median its historical median of 30.20. According to the industry distribution chart, Damaan Islamic Insurance Co (QPSC) ranks #88 out of 502 companies in the Insurance industry, placing it in the top 17.5%.
Is Damaan Islamic Insurance Co (QPSC)'s OCF Margin % too high?
Damaan Islamic Insurance Co (QPSC)'s current OCF Margin % of 14.34% is 53% below median its 10-year median of 30.20. The Insurance industry median OCF Margin % is 10.86. Damaan Islamic Insurance Co (QPSC)'s value of 14.34% is 32.1% above this industry median. Based on the distribution chart, Damaan Islamic Insurance Co (QPSC) ranks #88 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Damaan Islamic Insurance Co (QPSC) has a GF Score™ of 89/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Damaan Islamic Insurance Co (QPSC)'s OCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Damaan Islamic Insurance Co (QPSC) ranks #88 out of 502 companies for OCF Margin %. This places Damaan Islamic Insurance Co (QPSC) in the top 18% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 10.86. Damaan Islamic Insurance Co (QPSC)'s value of 14.34% is 32.1% above this benchmark. While the company's 10-year median is 30.20 vs. the industry median of 10.86, Damaan Islamic Insurance Co (QPSC) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.86, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Damaan Islamic Insurance Co (QPSC)'s current OCF Margin % of 14.34% is 32.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Damaan Islamic Insurance Co (QPSC) and its competitors. For the Insurance industry, the median OCF Margin % is 10.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Damaan Islamic Insurance Co (QPSC)'s current OCF Margin % is 14.34%, which is 53% below median its own 10-year median of 30.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Damaan Islamic Insurance Co (QPSC) stock overvalued right now?
Based on GuruFocus' analysis, Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) is currently considered Significantly Undervalued. The stock's GF Value™ is ر.ق6.84, compared to a current price of ر.ق4.31 — trading 37% below its estimated fair value. The current OCF Margin % is 14.34%, which is 53% below median its 10-year median of 30.20 and 32.1% above the Insurance industry median of 10.86. Damaan Islamic Insurance Co (QPSC)'s overall GF Score™ is 89/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA), the current OCF Margin % is 14.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) Overvalued in 2026?

Based on GuruFocus' analysis, Damaan Islamic Insurance Co (QPSC) stock appears to be undervalued. The current stock price of ر.ق4.31 is trading 37% below its estimated GF Value™ of ر.ق6.84. GuruFocus considers Damaan Islamic Insurance Co (QPSC) to be Significantly Undervalued.

Key valuation signals for DSMD:BEMA:

  • OCF Margin %: 14.34% (53% below median its 10-year median of 30.20)
  • GF Value™: ر.ق6.84 vs. price of ر.ق4.31 (37% below fair value)
  • GF Score™: 89/100 with 3 warning signs
  • Industry Position: 32.1% above the Insurance median (#88 of 502)

No single metric tells the full story. See the DSMD:BEMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Damaan Islamic Insurance Co (QPSC) Business Description

Address Street 134, Zone 69, P.O. Box 11068, Building 72, Near Energy City South Tram Station, Energy City Qatar, Lusail, QAT
Damaan Islamic Insurance Co (QPSC) is engaged in the business of underwriting Marine, Aviation, Motor, Fire, General Accident, Takaful and Medical in accordance with the provisions of Islamic Shari'a. Company's reportable segments are Marine and Aviation, Motor Insurance, Fire & General Accidents, Takaful and Medical Insurance and Investments. Majority of revenue is generated from Takaful and Medical. The Company operates in State of Qatar only.
89GF Score

Get the complete analysis for DSMD:BEMA

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق4.31
Price
ر.ق6.84
GF Value