Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) Earnings Yield (Joel Greenblatt) %: 12.08% (As of Jun. 2026) — 12% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DSMD:BEMA Damaan Islamic Insurance Co (QPSC) DSMD:BEMA
91 GF Score
Price ر.ق4.70
GF Value ر.ق7.02
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Damaan Islamic Insurance Co (QPSC) Earnings Yield (Joel Greenblatt) %?

Damaan Islamic Insurance Co (QPSC) DSMD:BEMA -3.21% 91 Earnings Yield (Joel Greenblatt) % is 12.08% as of Jun. 2026, which is 12% below its 10-year median of 13.67. GuruFocus rates DSMD:BEMA with a GF Score™ of 91/100 and a GF Value™ of ر.ق7.02 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 507 Insurance companies, Damaan Islamic Insurance Co (QPSC) ranks better than 83.83% on this metric.

Damaan Islamic Insurance Co (QPSC)'s Enterprise Value for the quarter that ended in Jun. 2026 was ر.ق882.6 Mil. Damaan Islamic Insurance Co (QPSC)'s EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was ر.ق104.5 Mil. Damaan Islamic Insurance Co (QPSC)'s Earnings Yield (Joel Greenblatt) for the quarter that ended in Jun. 2026 was 12.08%.

The historical rank and industry rank for Damaan Islamic Insurance Co (QPSC)'s Earnings Yield (Joel Greenblatt) % or its related term are showing as below:

DSMD:BEMA' s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: 6.61   Med: 13.67   Max: 22.03
Current: 18.89

During the past 6 years, the highest Earnings Yield (Joel Greenblatt) of Damaan Islamic Insurance Co (QPSC) was 22.03%. The lowest was 6.61%. And the median was 13.67%.

DSMD:BEMA's Earnings Yield (Joel Greenblatt) % is ranked better than
83.83% of 507 companies
in the Insurance industry
Industry Median: 7.49 vs DSMD:BEMA: 18.89

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Damaan Islamic Insurance Co (QPSC)'s Forward Rate of Return (Yacktman) % for the quarter that ended in Jun. 2026 was 0.00%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


Damaan Islamic Insurance Co (QPSC)  (DSMD:BEMA) Earnings Yield (Joel Greenblatt) % Explanation

Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.

Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.


Be Aware

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

Forward Rate of Return (Yacktman) % based on Don Yacktman's definition is a better measure of the expected rate of return for a stock.


Damaan Islamic Insurance Co (QPSC) Earnings Yield (Joel Greenblatt) % Related Terms


Damaan Islamic Insurance Co (QPSC) Earnings Yield (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for Damaan Islamic Insurance Co (QPSC)'s Earnings Yield (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Damaan Islamic Insurance Co (QPSC) Earnings Yield (Joel Greenblatt) % Chart

Damaan Islamic Insurance Co (QPSC) Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Earnings Yield (Joel Greenblatt) %
Get a 7-Day Free Trial 0.00 12.60 13.32 12.62 17.48

Damaan Islamic Insurance Co (QPSC) Quarterly Data
Mar21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Earnings Yield (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.11 15.32 12.62 11.36 12.08

DSMD:BEMA vs BRK.A, AIG, HIG: Earnings Yield (Joel Greenblatt) % Comparison

For the Insurance - Diversified subindustry, Damaan Islamic Insurance Co (QPSC)'s Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Damaan Islamic Insurance Co (QPSC) Earnings Yield (Joel Greenblatt) % vs Insurance Industry

For the Insurance industry and Financial Services sector, Damaan Islamic Insurance Co (QPSC)'s Earnings Yield (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where Damaan Islamic Insurance Co (QPSC)'s Earnings Yield (Joel Greenblatt) % falls into.


DSMD:BEMA
91GF Score
Damaan Islamic Insurance Co (QPSC) DSMD:BEMA
Earnings Yield (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Damaan Islamic Insurance Co (QPSC) Earnings Yield (Joel Greenblatt) % Calculation

In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.

Damaan Islamic Insurance Co (QPSC)s Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2025 is calculated as

Earnings Yield (Joel Greenblatt)=EBIT/Enterprise Value
=110.087187/872.465558
=12.62 %

Damaan Islamic Insurance Co (QPSC)'s EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ق104.5 Mil.


What does a Earnings Yield (Joel Greenblatt) % of 12.08% mean?
Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) has a Earnings Yield (Joel Greenblatt) % of 12.08% as of Jun. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Damaan Islamic Insurance Co (QPSC) and its competitors. This is 12% below median its historical median of 13.67. Over the past decade, Damaan Islamic Insurance Co (QPSC)'s Earnings Yield (Joel Greenblatt) % has ranged from 6.61 to 22.03. According to the industry distribution chart, Damaan Islamic Insurance Co (QPSC) ranks #82 out of 507 companies in the Insurance industry, placing it in the top 16.2%.
Is Damaan Islamic Insurance Co (QPSC)'s Earnings Yield (Joel Greenblatt) % too high?
Damaan Islamic Insurance Co (QPSC)'s current Earnings Yield (Joel Greenblatt) % of 12.08% is 12% below median its 10-year median of 13.67. Over the past 10 years, this metric has ranged from a low of 6.61 to a high of 22.03. The Insurance industry median Earnings Yield (Joel Greenblatt) % is 7.49. Damaan Islamic Insurance Co (QPSC)'s value of 12.08% is 61.3% above this industry median. Based on the distribution chart, Damaan Islamic Insurance Co (QPSC) ranks #82 out of 507 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Damaan Islamic Insurance Co (QPSC) has a GF Score™ of 91/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Damaan Islamic Insurance Co (QPSC)'s Earnings Yield (Joel Greenblatt) % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Damaan Islamic Insurance Co (QPSC) ranks #82 out of 507 companies for Earnings Yield (Joel Greenblatt) %. This places Damaan Islamic Insurance Co (QPSC) in the top 16% of its industry — outperforming the majority of peers. The industry median Earnings Yield (Joel Greenblatt) % is 7.49. Damaan Islamic Insurance Co (QPSC)'s value of 12.08% is 61.3% above this benchmark. Historically, Damaan Islamic Insurance Co (QPSC)'s own Earnings Yield (Joel Greenblatt) % has ranged from 6.61 to 22.03 over the past decade. While the company's 10-year median is 13.67 vs. the industry median of 7.49, Damaan Islamic Insurance Co (QPSC) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for an Insurance company?
The median Earnings Yield (Joel Greenblatt) % among Insurance companies is 7.49, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Damaan Islamic Insurance Co (QPSC)'s current Earnings Yield (Joel Greenblatt) % of 12.08% is 61.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Damaan Islamic Insurance Co (QPSC) and its competitors. For the Insurance industry, the median Earnings Yield (Joel Greenblatt) % is 7.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Damaan Islamic Insurance Co (QPSC)'s current Earnings Yield (Joel Greenblatt) % is 12.08%, which is 12% below median its own 10-year median of 13.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Damaan Islamic Insurance Co (QPSC) stock overvalued right now?
Based on GuruFocus' analysis, Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) is currently considered Significantly Undervalued. The stock's GF Value™ is ر.ق7.02, compared to a current price of ر.ق4.70 — trading 33% below its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 12.08%, which is 12% below median its 10-year median of 13.67 and 61.3% above the Insurance industry median of 7.49. Damaan Islamic Insurance Co (QPSC)'s overall GF Score™ is 91/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA), the current Earnings Yield (Joel Greenblatt) % is 12.08% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) Overvalued in 2026?

Based on GuruFocus' analysis, Damaan Islamic Insurance Co (QPSC) stock appears to be undervalued. The current stock price of ر.ق4.70 is trading 33% below its estimated GF Value™ of ر.ق7.02. GuruFocus considers Damaan Islamic Insurance Co (QPSC) to be Significantly Undervalued.

Key valuation signals for DSMD:BEMA:

  • Earnings Yield (Joel Greenblatt) %: 12.08% (12% below median its 10-year median of 13.67)
  • GF Value™: ر.ق7.02 vs. price of ر.ق4.70 (33% below fair value)
  • GF Score™: 91/100 with 2 warning signs
  • Industry Position: 61.3% above the Insurance median (#82 of 507)

No single metric tells the full story. See the DSMD:BEMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Damaan Islamic Insurance Co (QPSC) Business Description

Address Street 134, Zone 69, P.O. Box 11068, Building 72, Near Energy City South Tram Station, Energy City Qatar, Lusail, QAT
Damaan Islamic Insurance Co (QPSC) is engaged in the business of underwriting Marine, Aviation, Motor, Fire, General Accident, Takaful and Medical in accordance with the provisions of Islamic Shari'a. Company's reportable segments are Marine and Aviation, Motor Insurance, Fire & General Accidents, Takaful and Medical Insurance and Investments. Majority of revenue is generated from Takaful and Medical. The Company operates in State of Qatar only.
91GF Score

Get the complete analysis for DSMD:BEMA

Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق4.70
Price
ر.ق7.02
GF Value