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Damaan Islamic Insurance Co (QPSC)DSMD:BEMA 89 Return-on-Tangible-Equity is 13.76% as of Mar. 2026, which is 7% above its 10-year median of 12.84. GuruFocus rates DSMD:BEMA with a GF Score™ of 89/100 and a GF Value™ of ر.ق6.84 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 497 Insurance companies, Damaan Islamic Insurance Co (QPSC) ranks better than 50.1% on this metric.
The historical rank and industry rank for Damaan Islamic Insurance Co (QPSC)'s Return-on-Tangible-Equity or its related term are showing as below:
DSMD:BEMA'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 9.91 Med: 12.84 Max: 30.73
Current: 13.36
During the past 7 years, Damaan Islamic Insurance Co (QPSC)'s highest Return-on-Tangible-Equity was 30.73%. The lowest was 9.91%. And the median was 12.84%.
DSMD:BEMA's Return-on-Tangible-Equity is ranked better than 50.1% of 497
companies
in the Insurance industry
Industry Median: 13.32
vs DSMD:BEMA: 13.36
Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Damaan Islamic Insurance Co (QPSC) Return-on-Tangible-Equity Related Terms
Damaan Islamic Insurance Co (QPSC) Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Damaan Islamic Insurance Co (QPSC) Return-on-Tangible-Equity Chart
DSMD:BEMA vs BRK.A, AIG, HIG: Return-on-Tangible-Equity Comparison
For the Insurance - Diversified subindustry, Damaan Islamic Insurance Co (QPSC)'s Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Damaan Islamic Insurance Co (QPSC) Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Damaan Islamic Insurance Co (QPSC)'s Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Damaan Islamic Insurance Co (QPSC)'s Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 13.76% mean?
Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) has a Return-on-Tangible-Equity of 13.76% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Damaan Islamic Insurance Co (QPSC) and its competitors. This is near median its historical median of 12.84. Over the past decade, Damaan Islamic Insurance Co (QPSC)'s Return-on-Tangible-Equity has ranged from 9.91 to 30.73. According to the industry distribution chart, Damaan Islamic Insurance Co (QPSC) ranks #248 out of 497 companies in the Insurance industry, placing it in the top 49.9%.
Is Damaan Islamic Insurance Co (QPSC)'s Return-on-Tangible-Equity too high?
Damaan Islamic Insurance Co (QPSC)'s current Return-on-Tangible-Equity of 13.76% is near median its 10-year median of 12.84. Over the past 10 years, this metric has ranged from a low of 9.91 to a high of 30.73. The Insurance industry median Return-on-Tangible-Equity is 13.32. Damaan Islamic Insurance Co (QPSC)'s value of 13.76% is 3.3% above this industry median. Based on the distribution chart, Damaan Islamic Insurance Co (QPSC) ranks #248 out of 497 companies in the Insurance industry, which is above the industry midpoint. Overall, Damaan Islamic Insurance Co (QPSC) has a GF Score™ of 89/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Damaan Islamic Insurance Co (QPSC)'s Return-on-Tangible-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Damaan Islamic Insurance Co (QPSC) ranks #248 out of 497 companies for Return-on-Tangible-Equity. This puts Damaan Islamic Insurance Co (QPSC) in the upper half of its industry. The industry median Return-on-Tangible-Equity is 13.32. Damaan Islamic Insurance Co (QPSC)'s value of 13.76% is 3.3% above this benchmark. Historically, Damaan Islamic Insurance Co (QPSC)'s own Return-on-Tangible-Equity has ranged from 9.91 to 30.73 over the past decade. While the company's 10-year median is 12.84 vs. the industry median of 13.32, Damaan Islamic Insurance Co (QPSC) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.32, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Damaan Islamic Insurance Co (QPSC)'s current Return-on-Tangible-Equity of 13.76% is 3.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Damaan Islamic Insurance Co (QPSC) and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Damaan Islamic Insurance Co (QPSC)'s current Return-on-Tangible-Equity is 13.76%, which is near median its own 10-year median of 12.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Damaan Islamic Insurance Co (QPSC) stock overvalued right now?
Based on GuruFocus' analysis, Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) is currently considered Significantly Undervalued. The stock's GF Value™ is ر.ق6.84, compared to a current price of ر.ق4.31 — trading 37% below its estimated fair value. The current Return-on-Tangible-Equity is 13.76%, which is near median its 10-year median of 12.84 and 3.3% above the Insurance industry median of 13.32. Damaan Islamic Insurance Co (QPSC)'s overall GF Score™ is 89/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA), the current Return-on-Tangible-Equity is 13.76% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) Overvalued in 2026?
Based on GuruFocus' analysis, Damaan Islamic Insurance Co (QPSC) stock appears to be undervalued.
The current stock price of ر.ق4.31 is trading 37% below its estimated GF Value™ of ر.ق6.84.
GuruFocus considers Damaan Islamic Insurance Co (QPSC) to be Significantly Undervalued.
Key valuation signals for DSMD:BEMA:
Return-on-Tangible-Equity: 13.76% (near median its 10-year median of 12.84)
GF Value™: ر.ق6.84 vs. price of ر.ق4.31 (37% below fair value)
Industry Position: 3.3% above the Insurance median (#248 of 497)
No single metric tells the full story. See the DSMD:BEMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Damaan Islamic Insurance Co (QPSC) Business Description
Damaan Islamic Insurance Co (QPSC) is engaged in the business of underwriting Marine, Aviation, Motor, Fire, General Accident, Takaful and Medical in accordance with the provisions of Islamic Shari'a. Company's reportable segments are Marine and Aviation, Motor Insurance, Fire & General Accidents, Takaful and Medical Insurance and Investments. Majority of revenue is generated from Takaful and Medical. The Company operates in State of Qatar only.
89GF Score
Get the complete analysis for DSMD:BEMA
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