Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) FCF Margin %: 14.33% (As of Mar. 2026) — 51% Below Median

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DSMD:BEMA Damaan Islamic Insurance Co (QPSC) DSMD:BEMA
89 GF Score
Price ر.ق4.31
GF Value ر.ق6.84
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Damaan Islamic Insurance Co (QPSC) FCF Margin %?

Damaan Islamic Insurance Co (QPSC) DSMD:BEMA 89 FCF Margin % is 14.33% as of Mar. 2026, which is 51% below its 10-year median of 29.24. GuruFocus rates DSMD:BEMA with a GF Score™ of 89/100 and a GF Value™ of ر.ق6.84 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 502 Insurance companies, Damaan Islamic Insurance Co (QPSC) ranks better than 83.07% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Damaan Islamic Insurance Co (QPSC)'s Free Cash Flow for the three months ended in Mar. 2026 was ر.ق24.8 Mil. Damaan Islamic Insurance Co (QPSC)'s Revenue for the three months ended in Mar. 2026 was ر.ق172.7 Mil. Therefore, Damaan Islamic Insurance Co (QPSC)'s FCF Margin % for the quarter that ended in Mar. 2026 was 14.33%.

As of today, Damaan Islamic Insurance Co (QPSC)'s current FCF Yield % is 24.89%.

The historical rank and industry rank for Damaan Islamic Insurance Co (QPSC)'s FCF Margin % or its related term are showing as below:

DSMD:BEMA' s FCF Margin % Range Over the Past 10 Years
Min: -32.26   Med: 29.24   Max: 78.11
Current: 27.87


During the past 7 years, the highest FCF Margin % of Damaan Islamic Insurance Co (QPSC) was 78.11%. The lowest was -32.26%. And the median was 29.24%.

DSMD:BEMA's FCF Margin % is ranked better than
83.07% of 502 companies
in the Insurance industry
Industry Median: 8.965 vs DSMD:BEMA: 27.87


Damaan Islamic Insurance Co (QPSC) FCF Margin % Related Terms


Damaan Islamic Insurance Co (QPSC) FCF Margin % Historical Data

* Premium members only.

The historical data trend for Damaan Islamic Insurance Co (QPSC)'s FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Damaan Islamic Insurance Co (QPSC) FCF Margin % Chart

Damaan Islamic Insurance Co (QPSC) Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial 31.86 78.11 -32.26 26.61 32.58

Damaan Islamic Insurance Co (QPSC) Quarterly Data
Dec20 Mar21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 36.13 41.92 25.25 30.19 14.33

DSMD:BEMA vs BRK.A, AIG, HIG: FCF Margin % Comparison

For the Insurance - Diversified subindustry, Damaan Islamic Insurance Co (QPSC)'s FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Damaan Islamic Insurance Co (QPSC) FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Damaan Islamic Insurance Co (QPSC)'s FCF Margin % distribution charts can be found below:

* The bar in red indicates where Damaan Islamic Insurance Co (QPSC)'s FCF Margin % falls into.


DSMD:BEMA
89GF Score
Damaan Islamic Insurance Co (QPSC) DSMD:BEMA
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Damaan Islamic Insurance Co (QPSC) FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Damaan Islamic Insurance Co (QPSC)'s FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=238.566/732.228
=32.58 %

Damaan Islamic Insurance Co (QPSC)'s FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=24.75/172.701
=14.33 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 14.33% mean?
Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) has a FCF Margin % of 14.33% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Damaan Islamic Insurance Co (QPSC) and its competitors. This is 51% below median its historical median of 29.24. According to the industry distribution chart, Damaan Islamic Insurance Co (QPSC) ranks #85 out of 502 companies in the Insurance industry, placing it in the top 16.9%.
Is Damaan Islamic Insurance Co (QPSC)'s FCF Margin % too high?
Damaan Islamic Insurance Co (QPSC)'s current FCF Margin % of 14.33% is 51% below median its 10-year median of 29.24. The Insurance industry median FCF Margin % is 8.97. Damaan Islamic Insurance Co (QPSC)'s value of 14.33% is 59.8% above this industry median. Based on the distribution chart, Damaan Islamic Insurance Co (QPSC) ranks #85 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Damaan Islamic Insurance Co (QPSC) has a GF Score™ of 89/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Damaan Islamic Insurance Co (QPSC)'s FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Damaan Islamic Insurance Co (QPSC) ranks #85 out of 502 companies for FCF Margin %. This places Damaan Islamic Insurance Co (QPSC) in the top 17% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 8.97. Damaan Islamic Insurance Co (QPSC)'s value of 14.33% is 59.8% above this benchmark. While the company's 10-year median is 29.24 vs. the industry median of 8.97, Damaan Islamic Insurance Co (QPSC) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 8.97, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Damaan Islamic Insurance Co (QPSC)'s current FCF Margin % of 14.33% is 59.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Damaan Islamic Insurance Co (QPSC) and its competitors. For the Insurance industry, the median FCF Margin % is 8.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Damaan Islamic Insurance Co (QPSC)'s current FCF Margin % is 14.33%, which is 51% below median its own 10-year median of 29.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Damaan Islamic Insurance Co (QPSC) stock overvalued right now?
Based on GuruFocus' analysis, Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) is currently considered Significantly Undervalued. The stock's GF Value™ is ر.ق6.84, compared to a current price of ر.ق4.31 — trading 37% below its estimated fair value. The current FCF Margin % is 14.33%, which is 51% below median its 10-year median of 29.24 and 59.8% above the Insurance industry median of 8.97. Damaan Islamic Insurance Co (QPSC)'s overall GF Score™ is 89/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA), the current FCF Margin % is 14.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) Overvalued in 2026?

Based on GuruFocus' analysis, Damaan Islamic Insurance Co (QPSC) stock appears to be undervalued. The current stock price of ر.ق4.31 is trading 37% below its estimated GF Value™ of ر.ق6.84. GuruFocus considers Damaan Islamic Insurance Co (QPSC) to be Significantly Undervalued.

Key valuation signals for DSMD:BEMA:

  • FCF Margin %: 14.33% (51% below median its 10-year median of 29.24)
  • GF Value™: ر.ق6.84 vs. price of ر.ق4.31 (37% below fair value)
  • GF Score™: 89/100 with 3 warning signs
  • Industry Position: 59.8% above the Insurance median (#85 of 502)

No single metric tells the full story. See the DSMD:BEMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Damaan Islamic Insurance Co (QPSC) Business Description

Address Street 134, Zone 69, P.O. Box 11068, Building 72, Near Energy City South Tram Station, Energy City Qatar, Lusail, QAT
Damaan Islamic Insurance Co (QPSC) is engaged in the business of underwriting Marine, Aviation, Motor, Fire, General Accident, Takaful and Medical in accordance with the provisions of Islamic Shari'a. Company's reportable segments are Marine and Aviation, Motor Insurance, Fire & General Accidents, Takaful and Medical Insurance and Investments. Majority of revenue is generated from Takaful and Medical. The Company operates in State of Qatar only.
89GF Score

Get the complete analysis for DSMD:BEMA

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق4.31
Price
ر.ق6.84
GF Value