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Damaan Islamic Insurance Co (QPSC)DSMD:BEMA 89 Dividend Payout Ratio is 1.97 as of Mar. 2026, which is 358% above its 10-year median of 0.43. GuruFocus rates DSMD:BEMA with a GF Score™ of 89/100 and a GF Value™ of ر.ق6.84 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 334 Insurance companies, Damaan Islamic Insurance Co (QPSC) ranks worse than 67.37% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Damaan Islamic Insurance Co (QPSC)'s Dividend Payout Ratio for the
months ended in Mar. 2026 was 1.97.
The historical rank and industry rank for Damaan Islamic Insurance Co (QPSC)'s Dividend Payout Ratio or its related term are showing as below:
DSMD:BEMA'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.42 Med: 0.43 Max: 0.51
Current: 0.51
During the past 7 years, the highest Dividend Payout Ratio of Damaan Islamic Insurance Co (QPSC) was 0.51. The lowest was 0.42. And the median was 0.43.
DSMD:BEMA's Dividend Payout Ratio is ranked worse than 67.37% of 334
companies
in the Insurance industry
Industry Median: 0.38
vs DSMD:BEMA: 0.51
During the past 7 years, the highest Trailing Annual Dividend Yield of Damaan Islamic Insurance Co (QPSC) was 5.82%. The lowest was 4.00%. And the median was 4.62%.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Damaan Islamic Insurance Co (QPSC) Dividend Payout Ratio Related Terms
Damaan Islamic Insurance Co (QPSC) Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Damaan Islamic Insurance Co (QPSC) Dividend Payout Ratio Chart
DSMD:BEMA vs BRK.A, AIG, HIG: Dividend Payout Ratio Comparison
For the Insurance - Diversified subindustry, Damaan Islamic Insurance Co (QPSC)'s Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Damaan Islamic Insurance Co (QPSC) Dividend Payout Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Damaan Islamic Insurance Co (QPSC)'s Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Damaan Islamic Insurance Co (QPSC)'s Dividend Payout Ratio falls into.
Damaan Islamic Insurance Co (QPSC) Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) has a Dividend Payout Ratio of 1.97 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Damaan Islamic Insurance Co (QPSC) and its competitors. This is 358% above median its historical median of 0.43. Over the past decade, Damaan Islamic Insurance Co (QPSC)'s Dividend Payout Ratio has ranged from 0.42 to 0.51. According to the industry distribution chart, Damaan Islamic Insurance Co (QPSC) ranks #225 out of 334 companies in the Insurance industry, placing it in the top 67.4%.
Is Damaan Islamic Insurance Co (QPSC)'s Dividend Payout Ratio too high?
Damaan Islamic Insurance Co (QPSC)'s current Dividend Payout Ratio of 1.97 is 358% above median its 10-year median of 0.43. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 0.51. The Insurance industry median Dividend Payout Ratio is 0.38. Damaan Islamic Insurance Co (QPSC)'s value of 1.97 is 418.4% above this industry median. Based on the distribution chart, Damaan Islamic Insurance Co (QPSC) ranks #225 out of 334 companies in the Insurance industry, which is below the industry midpoint. Overall, Damaan Islamic Insurance Co (QPSC) has a GF Score™ of 89/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Damaan Islamic Insurance Co (QPSC)'s Dividend Payout Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Damaan Islamic Insurance Co (QPSC) ranks #225 out of 334 companies for Dividend Payout Ratio. This places Damaan Islamic Insurance Co (QPSC) in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. Damaan Islamic Insurance Co (QPSC)'s value of 1.97 is 418.4% above this benchmark. Historically, Damaan Islamic Insurance Co (QPSC)'s own Dividend Payout Ratio has ranged from 0.42 to 0.51 over the past decade. While the company's 10-year median is 0.43 vs. the industry median of 0.38, Damaan Islamic Insurance Co (QPSC) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 334 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Damaan Islamic Insurance Co (QPSC)'s current Dividend Payout Ratio of 1.97 is 418.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Damaan Islamic Insurance Co (QPSC) and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Damaan Islamic Insurance Co (QPSC)'s current Dividend Payout Ratio is 1.97, which is 358% above median its own 10-year median of 0.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Damaan Islamic Insurance Co (QPSC) stock overvalued right now?
Based on GuruFocus' analysis, Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) is currently considered Significantly Undervalued. The stock's GF Value™ is ر.ق6.84, compared to a current price of ر.ق4.31 — trading 37% below its estimated fair value. The current Dividend Payout Ratio is 1.97, which is 358% above median its 10-year median of 0.43 and 418.4% above the Insurance industry median of 0.38. Damaan Islamic Insurance Co (QPSC)'s overall GF Score™ is 89/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA), the current Dividend Payout Ratio is 1.97 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) Overvalued in 2026?
Based on GuruFocus' analysis, Damaan Islamic Insurance Co (QPSC) stock appears to be undervalued.
The current stock price of ر.ق4.31 is trading 37% below its estimated GF Value™ of ر.ق6.84.
GuruFocus considers Damaan Islamic Insurance Co (QPSC) to be Significantly Undervalued.
Key valuation signals for DSMD:BEMA:
Dividend Payout Ratio: 1.97 (358% above median its 10-year median of 0.43)
GF Value™: ر.ق6.84 vs. price of ر.ق4.31 (37% below fair value)
Industry Position: 418.4% above the Insurance median (#225 of 334)
No single metric tells the full story. See the DSMD:BEMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Damaan Islamic Insurance Co (QPSC) Business Description
Damaan Islamic Insurance Co (QPSC) is engaged in the business of underwriting Marine, Aviation, Motor, Fire, General Accident, Takaful and Medical in accordance with the provisions of Islamic Shari'a. Company's reportable segments are Marine and Aviation, Motor Insurance, Fire & General Accidents, Takaful and Medical Insurance and Investments. Majority of revenue is generated from Takaful and Medical. The Company operates in State of Qatar only.
89GF Score
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