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Fleetwood BankFLEW 63 Debt-to-Equity is 0.50 as of Dec. 2025, which is at its 10-year median of 0.50. GuruFocus rates FLEW with a GF Score™ of 63/100 and a GF Value™ of $66.10 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,423 Banks companies, Fleetwood Bank ranks better than 53.69% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Fleetwood Bank's Debt-to-Equity or its related term are showing as below:
FLEW'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.13 Med: 0.5 Max: 0.66
Current: 0.5
During the past 7 years, the highest Debt-to-Equity Ratio of Fleetwood Bank was 0.66. The lowest was 0.13. And the median was 0.50.
FLEW's Debt-to-Equity is ranked better than 53.69% of 1423
companies
in the Banks industry
Industry Median: 0.56
vs FLEW: 0.50
Fleetwood Bank (OTCPK:FLEW) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Fleetwood Bank Debt-to-Equity Related Terms
Fleetwood Bank Debt-to-Equity Historical Data
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The historical data trend for Fleetwood Bank's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FLEW vs GWBK, BCCB, SNNF: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Fleetwood Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fleetwood Bank Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Fleetwood Bank's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Fleetwood Bank's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fleetwood Bank (FLEW) has a Debt-to-Equity of 0.50 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Fleetwood Bank and its competitors. This is near median its historical median of 0.50. Over the past decade, Fleetwood Bank's Debt-to-Equity has ranged from 0.13 to 0.66. According to the industry distribution chart, Fleetwood Bank ranks #659 out of 1423 companies in the Banks industry, placing it in the top 46.3%.
Is Fleetwood Bank's Debt-to-Equity too high?
Fleetwood Bank's current Debt-to-Equity of 0.50 is near median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 0.66. The Banks industry median Debt-to-Equity is 0.56. Fleetwood Bank's value of 0.50 is 10.7% below this industry median. Based on the distribution chart, Fleetwood Bank ranks #659 out of 1423 companies in the Banks industry, which is above the industry midpoint. Overall, Fleetwood Bank has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fleetwood Bank's Debt-to-Equity compare to GWBK and BCCB?
According to the Banks industry distribution chart, Fleetwood Bank ranks #659 out of 1423 companies for Debt-to-Equity. This puts Fleetwood Bank in the upper half of its industry. The industry median Debt-to-Equity is 0.56. Fleetwood Bank's value of 0.50 is 10.7% below this benchmark. Historically, Fleetwood Bank's own Debt-to-Equity has ranged from 0.13 to 0.66 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 0.56, Fleetwood Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,423 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fleetwood Bank's current Debt-to-Equity of 0.50 is 10.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Fleetwood Bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fleetwood Bank's current Debt-to-Equity is 0.50, which is near median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fleetwood Bank stock overvalued right now?
Based on GuruFocus' analysis, Fleetwood Bank (FLEW) is currently considered Fairly Valued. The stock's GF Value™ is $66.10, compared to a current price of $72.00 — trading 8.9% above its estimated fair value. The current Debt-to-Equity is 0.50, which is near median its 10-year median of 0.50 and 10.7% below the Banks industry median of 0.56. Fleetwood Bank's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Fleetwood Bank (FLEW), the current Debt-to-Equity is 0.50 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fleetwood Bank (FLEW) Overvalued in 2026?
Based on GuruFocus' analysis, Fleetwood Bank stock appears to be overvalued.
The current stock price of $72.00 is trading 8.9% above its estimated GF Value™ of $66.10.
GuruFocus considers Fleetwood Bank to be Fairly Valued.
Key valuation signals for FLEW:
Debt-to-Equity: 0.50 (near median its 10-year median of 0.50)
GF Value™: $66.10 vs. price of $72.00 (8.9% above fair value)
Industry Position: 10.7% below the Banks median (#659 of 1423)
No single metric tells the full story. See the FLEW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fleetwood Bank Corp provides personal and business banking services. It offers banking products such as savings account, loans and mortgages, cash management services, bill payments, and online banking services. It provides loans such as personal loans, home loans, car loans, and education loans and also support businesses with working capital loans, trade finance, and project financing. Additionally, the company offers investment, insurance, and wealth management services to help customers grow their money.
63GF Score
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