FLEW (Fleetwood Bank) FCF Margin %: 1.01% (As of Dec. 2025) — 94% Below Median


FLEW Fleetwood Bank Corp FLEW
63 GF Score
Price $69.00
GF Value $65.84
Valuation Fairly Valued
! 2 Warning Signs
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What is Fleetwood Bank FCF Margin %?

Fleetwood Bank FLEW 63 FCF Margin % is 1.01% as of Dec. 2025, which is 94% below its 10-year median of 15.69. GuruFocus rates FLEW with a GF Score™ of 63/100 and a GF Value™ of $65.84 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,505 Banks companies, Fleetwood Bank ranks worse than 73.42% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Fleetwood Bank's Free Cash Flow for the six months ended in Dec. 2025 was $0.14 Mil. Fleetwood Bank's Revenue for the six months ended in Dec. 2025 was $13.56 Mil. Therefore, Fleetwood Bank's FCF Margin % for the quarter that ended in Dec. 2025 was 1.01%.

As of today, Fleetwood Bank's current FCF Yield % is 0.67%.

The historical rank and industry rank for Fleetwood Bank's FCF Margin % or its related term are showing as below:

FLEW' s FCF Margin % Range Over the Past 10 Years
Min: 1.01   Med: 15.69   Max: 32.22
Current: 1.01


During the past 7 years, the highest FCF Margin % of Fleetwood Bank was 32.22%. The lowest was 1.01%. And the median was 15.69%.

FLEW's FCF Margin % is ranked worse than
73.42% of 1505 companies
in the Banks industry
Industry Median: 26.42 vs FLEW: 1.01


Fleetwood Bank FCF Margin % Related Terms


Fleetwood Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for Fleetwood Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fleetwood Bank FCF Margin % Chart

Fleetwood Bank Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial 9.53 15.41 32.22 20.39 1.01

Fleetwood Bank Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin % Get a 7-Day Free Trial 9.53 15.41 32.22 20.39 1.01

FLEW vs MSBB, CIBN, CTYP: FCF Margin % Comparison

For the Banks - Regional subindustry, Fleetwood Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fleetwood Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Fleetwood Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Fleetwood Bank's FCF Margin % falls into.


FLEW
63GF Score
Fleetwood Bank Corp FLEW
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Fleetwood Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Fleetwood Bank's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=0.137/13.562
=1.01 %

Fleetwood Bank's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=0.137/13.562
=1.01 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 1.01% mean?
Fleetwood Bank (FLEW) has a FCF Margin % of 1.01% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Fleetwood Bank and its competitors. This is 94% below median its historical median of 15.69. Over the past decade, Fleetwood Bank's FCF Margin % has ranged from 1.01 to 32.22. According to the industry distribution chart, Fleetwood Bank ranks #1105 out of 1505 companies in the Banks industry, placing it in the top 73.4%.
Is Fleetwood Bank's FCF Margin % too high?
Fleetwood Bank's current FCF Margin % of 1.01% is 94% below median its 10-year median of 15.69. Over the past 10 years, this metric has ranged from a low of 1.01 to a high of 32.22. The Banks industry median FCF Margin % is 26.42. Fleetwood Bank's value of 1.01% is 96.2% below this industry median. Based on the distribution chart, Fleetwood Bank ranks #1105 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Fleetwood Bank has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fleetwood Bank's FCF Margin % compare to MSBB and CIBN?
According to the Banks industry distribution chart, Fleetwood Bank ranks #1105 out of 1505 companies for FCF Margin %. This places Fleetwood Bank in the lower half of its industry. The industry median FCF Margin % is 26.42. Fleetwood Bank's value of 1.01% is 96.2% below this benchmark. Historically, Fleetwood Bank's own FCF Margin % has ranged from 1.01 to 32.22 over the past decade. While the company's 10-year median is 15.69 vs. the industry median of 26.42, Fleetwood Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fleetwood Bank's current FCF Margin % of 1.01% is 96.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Fleetwood Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fleetwood Bank's current FCF Margin % is 1.01%, which is 94% below median its own 10-year median of 15.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fleetwood Bank stock overvalued right now?
Based on GuruFocus' analysis, Fleetwood Bank (FLEW) is currently considered Fairly Valued. The stock's GF Value™ is $65.84, compared to a current price of $69.00 — trading 4.8% above its estimated fair value. The current FCF Margin % is 1.01%, which is 94% below median its 10-year median of 15.69 and 96.2% below the Banks industry median of 26.42. Fleetwood Bank's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Fleetwood Bank (FLEW), the current FCF Margin % is 1.01% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fleetwood Bank (FLEW) Overvalued in 2026?

Based on GuruFocus' analysis, Fleetwood Bank stock appears to be overvalued. The current stock price of $69.00 is trading 4.8% above its estimated GF Value™ of $65.84. GuruFocus considers Fleetwood Bank to be Fairly Valued.

Key valuation signals for FLEW:

  • FCF Margin %: 1.01% (94% below median its 10-year median of 15.69)
  • GF Value™: $65.84 vs. price of $69.00 (4.8% above fair value)
  • GF Score™: 63/100 with 2 warning signs
  • Industry Position: 96.2% below the Banks median (#1105 of 1505)

No single metric tells the full story. See the FLEW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fleetwood Bank Business Description

Address P.O. Box 105, Fleetwood, PA, USA, 19522
Fleetwood Bank Corp provides personal and business banking services. It offers banking products such as savings account, loans and mortgages, cash management services, bill payments, and online banking services. It provides loans such as personal loans, home loans, car loans, and education loans and also support businesses with working capital loans, trade finance, and project financing. Additionally, the company offers investment, insurance, and wealth management services to help customers grow their money.
63GF Score

Get the complete analysis for FLEW

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$69.00
Price
$65.84
GF Value