Fleetwood BankFLEW 63 Net Margin % is 17.34% as of Dec. 2025, which is 30% above its 10-year median of 13.30. GuruFocus rates FLEW with a GF Score™ of 63/100 and a GF Value™ of $65.84 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,526 Banks companies, Fleetwood Bank ranks worse than 76.87% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Fleetwood Bank's Net Income for the
six
months ended in Dec. 2025 was $2.35 Mil. Fleetwood Bank's Revenue for the
six
months ended in Dec. 2025 was $13.56 Mil. Therefore, Fleetwood Bank's net margin for the quarter that ended in Dec. 2025 was 17.34%.
The historical rank and industry rank for Fleetwood Bank's Net Margin % or its related term are showing as below:
FLEW'
s Net Margin % Range Over the Past 10 Years
Min: 12.13 Med: 13.3 Max: 19.78
Current: 17.34
FLEW's Net Margin % is ranked worse than 76.87% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs FLEW: 17.34
Fleetwood Bank (OTCPK:FLEW) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Fleetwood Bank Net Margin % Related Terms
Fleetwood Bank Net Margin % Historical Data
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The historical data trend for Fleetwood Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Fleetwood Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fleetwood Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Fleetwood Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Fleetwood Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fleetwood Bank (FLEW) has a Net Margin % of 17.34% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Fleetwood Bank and its competitors. This is 30% above median its historical median of 13.30. Over the past decade, Fleetwood Bank's Net Margin % has ranged from 12.13 to 19.78. According to the industry distribution chart, Fleetwood Bank ranks #1173 out of 1526 companies in the Banks industry, placing it in the top 76.9%.
Is Fleetwood Bank's Net Margin % too high?
Fleetwood Bank's current Net Margin % of 17.34% is 30% above median its 10-year median of 13.30. Over the past 10 years, this metric has ranged from a low of 12.13 to a high of 19.78. The Banks industry median Net Margin % is 26.97. Fleetwood Bank's value of 17.34% is 35.7% below this industry median. Based on the distribution chart, Fleetwood Bank ranks #1173 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Fleetwood Bank has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fleetwood Bank's Net Margin % compare to MSBB and CIBN?
According to the Banks industry distribution chart, Fleetwood Bank ranks #1173 out of 1526 companies for Net Margin %. This places Fleetwood Bank in the lower half of its industry. The industry median Net Margin % is 26.97. Fleetwood Bank's value of 17.34% is 35.7% below this benchmark. Historically, Fleetwood Bank's own Net Margin % has ranged from 12.13 to 19.78 over the past decade. While the company's 10-year median is 13.30 vs. the industry median of 26.97, Fleetwood Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fleetwood Bank's current Net Margin % of 17.34% is 35.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Fleetwood Bank and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fleetwood Bank's current Net Margin % is 17.34%, which is 30% above median its own 10-year median of 13.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fleetwood Bank stock overvalued right now?
Based on GuruFocus' analysis, Fleetwood Bank (FLEW) is currently considered Fairly Valued. The stock's GF Value™ is $65.84, compared to a current price of $69.00 — trading 4.8% above its estimated fair value. The current Net Margin % is 17.34%, which is 30% above median its 10-year median of 13.30 and 35.7% below the Banks industry median of 26.97. Fleetwood Bank's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Fleetwood Bank (FLEW), the current Net Margin % is 17.34% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fleetwood Bank (FLEW) Overvalued in 2026?
Based on GuruFocus' analysis, Fleetwood Bank stock appears to be overvalued.
The current stock price of $69.00 is trading 4.8% above its estimated GF Value™ of $65.84.
GuruFocus considers Fleetwood Bank to be Fairly Valued.
Key valuation signals for FLEW:
Net Margin %: 17.34% (30% above median its 10-year median of 13.30)
GF Value™: $65.84 vs. price of $69.00 (4.8% above fair value)
Industry Position: 35.7% below the Banks median (#1173 of 1526)
No single metric tells the full story. See the FLEW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fleetwood Bank Corp provides personal and business banking services. It offers banking products such as savings account, loans and mortgages, cash management services, bill payments, and online banking services. It provides loans such as personal loans, home loans, car loans, and education loans and also support businesses with working capital loans, trade finance, and project financing. Additionally, the company offers investment, insurance, and wealth management services to help customers grow their money.
63GF Score
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