FLEW (Fleetwood Bank) EV-to-OCF: 30.30 (As of Aug. 09, 2026)

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FLEW Fleetwood Bank Corp FLEW
62 GF Score
Price $78.00
GF Value $66.35
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Fleetwood Bank EV-to-OCF?

Fleetwood Bank FLEW 62 EV-to-OCF is 30.30 as of Aug. 09, 2026. GuruFocus rates FLEW with a GF Score™ of 62/100 and a GF Value™ of $66.35 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,498 Banks companies, Fleetwood Bank ranks worse than 92.32% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Fleetwood Bank's Enterprise Value is $18.73 Mil. Fleetwood Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $0.62 Mil. Therefore, Fleetwood Bank's EV-to-OCF for today is 30.30.

The historical rank and industry rank for Fleetwood Bank's EV-to-OCF or its related term are showing as below:

FLEW' s EV-to-OCF Range Over the Past 10 Years
Min: -23.28   Med: -0.1   Max: 32.03
Current: 30.3

During the past 7 years, the highest EV-to-OCF of Fleetwood Bank was 32.03. The lowest was -23.28. And the median was -0.10.

FLEW's EV-to-OCF is ranked worse than
92.32% of 1498 companies
in the Banks industry
Industry Median: 4.04 vs FLEW: 30.30

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-09), Fleetwood Bank's stock price is $78.00. Fleetwood Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $8.100. Therefore, Fleetwood Bank's PE Ratio (TTM) for today is 9.63.


Fleetwood Bank  (OTCPK:FLEW) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Fleetwood Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=78.00/8.100
=9.63

Fleetwood Bank's share price for today is $78.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Fleetwood Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $8.100.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Fleetwood Bank EV-to-OCF Related Terms


Fleetwood Bank EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Fleetwood Bank's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fleetwood Bank EV-to-OCF Chart

Fleetwood Bank Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial -7.44 -0.51 1.63 0.09 20.77

Fleetwood Bank Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF Get a 7-Day Free Trial -7.44 -0.51 1.63 0.09 20.77

FLEW vs MKIN, BCCB, TDCB: EV-to-OCF Comparison

For the Banks - Regional subindustry, Fleetwood Bank's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fleetwood Bank EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Fleetwood Bank's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Fleetwood Bank's EV-to-OCF falls into.


FLEW
62GF Score
Fleetwood Bank Corp FLEW
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fleetwood Bank EV-to-OCF Calculation

Fleetwood Bank's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=18.726/0.618
=30.30

Fleetwood Bank's current Enterprise Value is $18.73 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Fleetwood Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $0.62 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 30.30 mean?
Fleetwood Bank (FLEW) has a EV-to-OCF of 30.30 as of Aug. 09, 2026. According to the industry distribution chart, Fleetwood Bank ranks #1383 out of 1498 companies in the Banks industry, placing it in the top 92.3%.
Is Fleetwood Bank's EV-to-OCF too high?
Fleetwood Bank's current EV-to-OCF is 30.30. The Banks industry median EV-to-OCF is 4.04. Fleetwood Bank's value of 30.30 is 650% above this industry median. Based on the distribution chart, Fleetwood Bank ranks #1383 out of 1498 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Fleetwood Bank has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fleetwood Bank's EV-to-OCF compare to MKIN and BCCB?
According to the Banks industry distribution chart, Fleetwood Bank ranks #1383 out of 1498 companies for EV-to-OCF. This places Fleetwood Bank in the lower half of its industry. The industry median EV-to-OCF is 4.04. Fleetwood Bank's value of 30.30 is 650% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.04, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fleetwood Bank's current EV-to-OCF of 30.30 is 650% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fleetwood Bank's current EV-to-OCF is 30.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fleetwood Bank stock overvalued right now?
Based on GuruFocus' analysis, Fleetwood Bank (FLEW) is currently considered Modestly Overvalued. The stock's GF Value™ is $66.35, compared to a current price of $78.00 — trading 17.6% above its estimated fair value. The current EV-to-OCF is 30.30 and 650% above the Banks industry median of 4.04. Fleetwood Bank's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Fleetwood Bank (FLEW), the current EV-to-OCF is 30.30 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fleetwood Bank (FLEW) Overvalued in 2026?

Based on GuruFocus' analysis, Fleetwood Bank stock appears to be overvalued. The current stock price of $78.00 is trading 17.6% above its estimated GF Value™ of $66.35. GuruFocus considers Fleetwood Bank to be Modestly Overvalued.

Key valuation signals for FLEW:

  • EV-to-OCF: 30.30
  • GF Value™: $66.35 vs. price of $78.00 (17.6% above fair value)
  • GF Score™: 62/100 with 6 warning signs
  • Industry Position: 650% above the Banks median (#1383 of 1498)

No single metric tells the full story. See the FLEW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fleetwood Bank Business Description

Address P.O. Box 105, Fleetwood, PA, USA, 19522
Fleetwood Bank Corp provides personal and business banking services. It offers banking products such as savings account, loans and mortgages, cash management services, bill payments, and online banking services. It provides loans such as personal loans, home loans, car loans, and education loans and also support businesses with working capital loans, trade finance, and project financing. Additionally, the company offers investment, insurance, and wealth management services to help customers grow their money.
62GF Score

Get the complete analysis for FLEW

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$78.00
Price
$66.35
GF Value