Fleetwood BankFLEW 63 Pretax Margin % is 20.49% as of Dec. 2025, which is 33% above its 10-year median of 15.37. GuruFocus rates FLEW with a GF Score™ of 63/100 and a GF Value™ of $65.84 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,526 Banks companies, Fleetwood Bank ranks worse than 80.47% on this metric.
The historical rank and industry rank for Fleetwood Bank's Pretax Margin % or its related term are showing as below:
FLEW'
s Pretax Margin % Range Over the Past 10 Years
Min: 13.8 Med: 15.37 Max: 23.37
Current: 20.49
FLEW's Pretax Margin % is ranked worse than 80.47% of 1526
companies
in the Banks industry
Industry Median: 34.885
vs FLEW: 20.49
Fleetwood Bank (OTCPK:FLEW) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Fleetwood Bank Pretax Margin % Related Terms
Fleetwood Bank Pretax Margin % Historical Data
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The historical data trend for Fleetwood Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FLEW vs MSBB, CIBN, CTYP: Pretax Margin % Comparison
For the Banks - Regional subindustry, Fleetwood Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fleetwood Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Fleetwood Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Fleetwood Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fleetwood Bank (FLEW) has a Pretax Margin % of 20.49% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Fleetwood Bank and its competitors. This is 33% above median its historical median of 15.37. Over the past decade, Fleetwood Bank's Pretax Margin % has ranged from 13.80 to 23.37. According to the industry distribution chart, Fleetwood Bank ranks #1228 out of 1526 companies in the Banks industry, placing it in the top 80.5%.
Is Fleetwood Bank's Pretax Margin % too high?
Fleetwood Bank's current Pretax Margin % of 20.49% is 33% above median its 10-year median of 15.37. Over the past 10 years, this metric has ranged from a low of 13.80 to a high of 23.37. The Banks industry median Pretax Margin % is 34.89. Fleetwood Bank's value of 20.49% is 41.3% below this industry median. Based on the distribution chart, Fleetwood Bank ranks #1228 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Fleetwood Bank has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fleetwood Bank's Pretax Margin % compare to MSBB and CIBN?
According to the Banks industry distribution chart, Fleetwood Bank ranks #1228 out of 1526 companies for Pretax Margin %. This places Fleetwood Bank in the lower half of its industry. The industry median Pretax Margin % is 34.89. Fleetwood Bank's value of 20.49% is 41.3% below this benchmark. Historically, Fleetwood Bank's own Pretax Margin % has ranged from 13.80 to 23.37 over the past decade. While the company's 10-year median is 15.37 vs. the industry median of 34.89, Fleetwood Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.89, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fleetwood Bank's current Pretax Margin % of 20.49% is 41.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Fleetwood Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fleetwood Bank's current Pretax Margin % is 20.49%, which is 33% above median its own 10-year median of 15.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fleetwood Bank stock overvalued right now?
Based on GuruFocus' analysis, Fleetwood Bank (FLEW) is currently considered Fairly Valued. The stock's GF Value™ is $65.84, compared to a current price of $69.00 — trading 4.8% above its estimated fair value. The current Pretax Margin % is 20.49%, which is 33% above median its 10-year median of 15.37 and 41.3% below the Banks industry median of 34.89. Fleetwood Bank's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Fleetwood Bank (FLEW), the current Pretax Margin % is 20.49% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fleetwood Bank (FLEW) Overvalued in 2026?
Based on GuruFocus' analysis, Fleetwood Bank stock appears to be overvalued.
The current stock price of $69.00 is trading 4.8% above its estimated GF Value™ of $65.84.
GuruFocus considers Fleetwood Bank to be Fairly Valued.
Key valuation signals for FLEW:
Pretax Margin %: 20.49% (33% above median its 10-year median of 15.37)
GF Value™: $65.84 vs. price of $69.00 (4.8% above fair value)
Industry Position: 41.3% below the Banks median (#1228 of 1526)
No single metric tells the full story. See the FLEW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fleetwood Bank Corp provides personal and business banking services. It offers banking products such as savings account, loans and mortgages, cash management services, bill payments, and online banking services. It provides loans such as personal loans, home loans, car loans, and education loans and also support businesses with working capital loans, trade finance, and project financing. Additionally, the company offers investment, insurance, and wealth management services to help customers grow their money.
63GF Score
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