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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Fulton Financial's Debt-to-Equity or its related term are showing as below:
FRA:FU5'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.18 Med: 0.59 Max: 1.12
Current: 0.45
During the past 13 years, the highest Debt-to-Equity Ratio of Fulton Financial was 1.12. The lowest was 0.18. And the median was 0.59.
FRA:FU5's Debt-to-Equity is ranked better than 58.57% of 1417
companies
in the Banks industry
Industry Median: 0.58
vs FRA:FU5: 0.45
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Fulton Financial Debt-to-Equity Related Terms
Fulton Financial Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Fulton Financial's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:FU5 vs IBOC, SFBS, FFIN: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Fulton Financial's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fulton Financial Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Fulton Financial's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Fulton Financial's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fulton Financial (FRA:FU5) has a Debt-to-Equity of 0.45 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Fulton Financial and its competitors. This is 24% below median its historical median of 0.59. Over the past decade, Fulton Financial's Debt-to-Equity has ranged from 0.18 to 1.12. According to the industry distribution chart, Fulton Financial ranks #587 out of 1417 companies in the Banks industry, placing it in the top 41.4%.
Is Fulton Financial's Debt-to-Equity too high?
Fulton Financial's current Debt-to-Equity of 0.45 is 24% below median its 10-year median of 0.59. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 1.12. The Banks industry median Debt-to-Equity is 0.58. Fulton Financial's value of 0.45 is 22.4% below this industry median. Based on the distribution chart, Fulton Financial ranks #587 out of 1417 companies in the Banks industry, which is above the industry midpoint. Overall, Fulton Financial has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Fulton Financial's Debt-to-Equity compare to IBOC and SFBS?
According to the Banks industry distribution chart, Fulton Financial ranks #587 out of 1417 companies for Debt-to-Equity. This puts Fulton Financial in the upper half of its industry. The industry median Debt-to-Equity is 0.58. Fulton Financial's value of 0.45 is 22.4% below this benchmark. Historically, Fulton Financial's own Debt-to-Equity has ranged from 0.18 to 1.12 over the past decade. While the company's 10-year median is 0.59 vs. the industry median of 0.58, Fulton Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,417 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fulton Financial's current Debt-to-Equity of 0.45 is 22.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Fulton Financial and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fulton Financial's current Debt-to-Equity is 0.45, which is 24% below median its own 10-year median of 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fulton Financial stock overvalued right now?
Fulton Financial (FRA:FU5) has a current Debt-to-Equity of 0.45. The stock's GF Value™ is €15.56, compared to a current price of €19.50 — trading 25.3% above its estimated fair value. The current Debt-to-Equity is 0.45, which is 24% below median its 10-year median of 0.59 and 22.4% below the Banks industry median of 0.58. Fulton Financial's overall GF Score™ is 66/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Fulton Financial (FRA:FU5), the current Debt-to-Equity is 0.45 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fulton Financial (FRA:FU5) Overvalued in 2026?
Based on GuruFocus' analysis, Fulton Financial stock appears to be overvalued.
The current stock price of €19.50 is trading 25.3% above its estimated GF Value™ of €15.56.
Key valuation signals for FRA:FU5:
Debt-to-Equity: 0.45 (24% below median its 10-year median of 0.59)
GF Value™: €15.56 vs. price of €19.50 (25.3% above fair value)
Industry Position: 22.4% below the Banks median (#587 of 1417)
No single metric tells the full story. See the FRA:FU5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fulton Financial Corp is a U.S.-based financial services holding company that operates in five states: Pennsylvania, Delaware, Maryland, New Jersey and Virginia. It offers a range of consumer and commercial banking products and services, such as checking and savings deposit products and loan products. It offers consumer and commercial banking products and services, as well as wealth management products and services. The bank derives its revenue from non-interest income, led by its Wealth Management division.
66GF Score
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