Fulton Financial (FRA:FU5) FCF Margin %: 34.12% (As of Mar. 2026) — 11% Above Median

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FRA:FU5 Fulton Financial Corp FRA:FU5
67 GF Score
Price €20.80
GF Value €14.72
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Fulton Financial FCF Margin %?

Fulton Financial FRA:FU5 -0.95% 67 FCF Margin % is 34.12% as of Mar. 2026, which is 11% above its 10-year median of 30.81. GuruFocus rates FRA:FU5 with a GF Score™ of 67/100 and a GF Value™ of €14.72 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,502 Banks companies, Fulton Financial ranks better than 56.39% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Fulton Financial's Free Cash Flow for the three months ended in Mar. 2026 was €98 Mil. Fulton Financial's Revenue for the three months ended in Mar. 2026 was €287 Mil. Therefore, Fulton Financial's FCF Margin % for the quarter that ended in Mar. 2026 was 34.12%.

As of today, Fulton Financial's current FCF Yield % is 8.72%.

The historical rank and industry rank for Fulton Financial's FCF Margin % or its related term are showing as below:

FRA:FU5' s FCF Margin % Range Over the Past 10 Years
Min: 10.87   Med: 30.81   Max: 56.86
Current: 29.71


During the past 13 years, the highest FCF Margin % of Fulton Financial was 56.86%. The lowest was 10.87%. And the median was 30.81%.

FRA:FU5's FCF Margin % is ranked better than
56.39% of 1502 companies
in the Banks industry
Industry Median: 25.845 vs FRA:FU5: 29.71


Fulton Financial FCF Margin % Related Terms


Fulton Financial FCF Margin % Historical Data

* Premium members only.

The historical data trend for Fulton Financial's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fulton Financial FCF Margin % Chart

Fulton Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 34.21 56.86 30.50 31.74 21.65

Fulton Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.06 34.48 26.76 34.12 0.00

FRA:FU5 vs IBOC, SFBS, FFIN: FCF Margin % Comparison

For the Banks - Regional subindustry, Fulton Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fulton Financial FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Fulton Financial's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Fulton Financial's FCF Margin % falls into.


FRA:FU5
67GF Score
Fulton Financial Corp FRA:FU5
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fulton Financial FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Fulton Financial's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=242.823/1121.399
=21.65 %

Fulton Financial's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=97.938/287.062
=34.12 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 34.12% mean?
Fulton Financial (FRA:FU5) has a FCF Margin % of 34.12% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Fulton Financial and its competitors. This is 11% above median its historical median of 30.81. Over the past decade, Fulton Financial's FCF Margin % has ranged from 10.87 to 56.86. According to the industry distribution chart, Fulton Financial ranks #655 out of 1502 companies in the Banks industry, placing it in the top 43.6%.
Is Fulton Financial's FCF Margin % too high?
Fulton Financial's current FCF Margin % of 34.12% is 11% above median its 10-year median of 30.81. Over the past 10 years, this metric has ranged from a low of 10.87 to a high of 56.86. The Banks industry median FCF Margin % is 25.85. Fulton Financial's value of 34.12% is 32% above this industry median. Based on the distribution chart, Fulton Financial ranks #655 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Fulton Financial has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fulton Financial's FCF Margin % compare to IBOC and SFBS?
According to the Banks industry distribution chart, Fulton Financial ranks #655 out of 1502 companies for FCF Margin %. This puts Fulton Financial in the upper half of its industry. The industry median FCF Margin % is 25.85. Fulton Financial's value of 34.12% is 32% above this benchmark. Historically, Fulton Financial's own FCF Margin % has ranged from 10.87 to 56.86 over the past decade. While the company's 10-year median is 30.81 vs. the industry median of 25.85, Fulton Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 25.85, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fulton Financial's current FCF Margin % of 34.12% is 32% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Fulton Financial and its competitors. For the Banks industry, the median FCF Margin % is 25.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fulton Financial's current FCF Margin % is 34.12%, which is 11% above median its own 10-year median of 30.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fulton Financial stock overvalued right now?
Based on GuruFocus' analysis, Fulton Financial (FRA:FU5) is currently considered Significantly Overvalued. The stock's GF Value™ is €14.72, compared to a current price of €20.80 — trading 41.3% above its estimated fair value. The current FCF Margin % is 34.12%, which is 11% above median its 10-year median of 30.81 and 32% above the Banks industry median of 25.85. Fulton Financial's overall GF Score™ is 67/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Fulton Financial (FRA:FU5), the current FCF Margin % is 34.12% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fulton Financial (FRA:FU5) Overvalued in 2026?

Based on GuruFocus' analysis, Fulton Financial stock appears to be overvalued. The current stock price of €20.80 is trading 41.3% above its estimated GF Value™ of €14.72. GuruFocus considers Fulton Financial to be Significantly Overvalued.

Key valuation signals for FRA:FU5:

  • FCF Margin %: 34.12% (11% above median its 10-year median of 30.81)
  • GF Value™: €14.72 vs. price of €20.80 (41.3% above fair value)
  • GF Score™: 67/100 with 8 warning signs
  • Industry Position: 32% above the Banks median (#655 of 1502)

No single metric tells the full story. See the FRA:FU5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fulton Financial Business Description

Other Exchanges FULTP.PFD:USAFULT:USA
Address One Penn Square, P.O Box 4887, Lancaster, PA, USA, 17604
Fulton Financial Corp is a U.S.-based financial services holding company that operates in five states: Pennsylvania, Delaware, Maryland, New Jersey and Virginia. It offers a range of consumer and commercial banking products and services, such as checking and savings deposit products and loan products. It offers consumer and commercial banking products and services, as well as wealth management products and services. The bank derives its revenue from non-interest income, led by its Wealth Management division.
67GF Score

Get the complete analysis for FRA:FU5

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€20.80
Price
€14.72
GF Value