Katilimevim Tasarruf Finansman AS (IST:KTLEV) Debt-to-Equity: 2.31 (As of Mar. 2026) — Near Median

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IST:KTLEV Katilimevim Tasarruf Finansman AS IST:KTLEV
40 GF Score
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What is Katilimevim Tasarruf Finansman AS Debt-to-Equity?

Katilimevim Tasarruf Finansman AS IST:KTLEV -70.67% 40 Debt-to-Equity is 2.31 as of Mar. 2026, which is 9% below its 10-year median of 2.54. GuruFocus rates IST:KTLEV with a GF Score™ of 40/100. The stock has 2 warning signs investors should review. Among 455 Credit Services companies, Katilimevim Tasarruf Finansman AS ranks worse than 65.49% on this metric.

Katilimevim Tasarruf Finansman AS's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₺0 Mil. Katilimevim Tasarruf Finansman AS's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₺34,122 Mil. Katilimevim Tasarruf Finansman AS's Total Stockholders Equity for the quarter that ended in Mar. 2026 was ₺14,754 Mil. Katilimevim Tasarruf Finansman AS's debt to equity for the quarter that ended in Mar. 2026 was 2.31.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Katilimevim Tasarruf Finansman AS's Debt-to-Equity or its related term are showing as below:

IST:KTLEV' s Debt-to-Equity Range Over the Past 10 Years
Min: 1.11   Med: 2.54   Max: 5.27
Current: 2.31

During the past 6 years, the highest Debt-to-Equity Ratio of Katilimevim Tasarruf Finansman AS was 5.27. The lowest was 1.11. And the median was 2.54.

IST:KTLEV's Debt-to-Equity is ranked worse than
65.49% of 455 companies
in the Credit Services industry
Industry Median: 1.23 vs IST:KTLEV: 2.31

Katilimevim Tasarruf Finansman AS  (IST:KTLEV) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Katilimevim Tasarruf Finansman AS Debt-to-Equity Related Terms


Katilimevim Tasarruf Finansman AS Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Katilimevim Tasarruf Finansman AS's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Katilimevim Tasarruf Finansman AS Debt-to-Equity Chart

Katilimevim Tasarruf Finansman AS Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial 3.34 2.31 1.67 3.99 2.54

Katilimevim Tasarruf Finansman AS Quarterly Data
Dec20 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.78 2.75 2.77 2.54 2.31

IST:KTLEV vs V, MA, AXP: Debt-to-Equity Comparison

For the Credit Services subindustry, Katilimevim Tasarruf Finansman AS's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Katilimevim Tasarruf Finansman AS Debt-to-Equity vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Katilimevim Tasarruf Finansman AS's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Katilimevim Tasarruf Finansman AS's Debt-to-Equity falls into.


IST:KTLEV
40GF Score
Katilimevim Tasarruf Finansman AS IST:KTLEV
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Katilimevim Tasarruf Finansman AS Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Katilimevim Tasarruf Finansman AS's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Katilimevim Tasarruf Finansman AS's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 2.31 mean?
Katilimevim Tasarruf Finansman AS (IST:KTLEV) has a Debt-to-Equity of 2.31 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Katilimevim Tasarruf Finansman AS and its competitors. This is near median its historical median of 2.54. Over the past decade, Katilimevim Tasarruf Finansman AS's Debt-to-Equity has ranged from 1.11 to 5.27. According to the industry distribution chart, Katilimevim Tasarruf Finansman AS ranks #298 out of 455 companies in the Credit Services industry, placing it in the top 65.5%.
Is Katilimevim Tasarruf Finansman AS's Debt-to-Equity too high?
Katilimevim Tasarruf Finansman AS's current Debt-to-Equity of 2.31 is near median its 10-year median of 2.54. Over the past 10 years, this metric has ranged from a low of 1.11 to a high of 5.27. The Credit Services industry median Debt-to-Equity is 1.23. Katilimevim Tasarruf Finansman AS's value of 2.31 is 87.8% above this industry median. Based on the distribution chart, Katilimevim Tasarruf Finansman AS ranks #298 out of 455 companies in the Credit Services industry, which is below the industry midpoint. Overall, Katilimevim Tasarruf Finansman AS has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Katilimevim Tasarruf Finansman AS's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Katilimevim Tasarruf Finansman AS ranks #298 out of 455 companies for Debt-to-Equity. This places Katilimevim Tasarruf Finansman AS in the lower half of its industry. The industry median Debt-to-Equity is 1.23. Katilimevim Tasarruf Finansman AS's value of 2.31 is 87.8% above this benchmark. Historically, Katilimevim Tasarruf Finansman AS's own Debt-to-Equity has ranged from 1.11 to 5.27 over the past decade. While the company's 10-year median is 2.54 vs. the industry median of 1.23, Katilimevim Tasarruf Finansman AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.23, based on 455 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Katilimevim Tasarruf Finansman AS's current Debt-to-Equity of 2.31 is 87.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Katilimevim Tasarruf Finansman AS and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Katilimevim Tasarruf Finansman AS's current Debt-to-Equity is 2.31, which is near median its own 10-year median of 2.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Katilimevim Tasarruf Finansman AS stock overvalued right now?
Katilimevim Tasarruf Finansman AS (IST:KTLEV) has a current Debt-to-Equity of 2.31. The current Debt-to-Equity is 2.31, which is near median its 10-year median of 2.54 and 87.8% above the Credit Services industry median of 1.23. Katilimevim Tasarruf Finansman AS's overall GF Score™ is 40/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Katilimevim Tasarruf Finansman AS (IST:KTLEV), the current Debt-to-Equity is 2.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Katilimevim Tasarruf Finansman AS Business Description

Address Kale Street No: 21, Umraniye, Istanbul, TUR
Katilimevim Tasarruf Finansman AS provides financing to customers and manages the collected savings, according to the principles of interest-free financing for acquiring a house, roofed workplace, or vehicle, provided that the predetermined conditions are fulfilled within the scope of a contract. The Group classifies its activities under two main headings: Savings Financing and Shopping Mall Operations.
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