Katilimevim Tasarruf Finansman AS (IST:KTLEV) ROE %: 102.89% (As of Mar. 2026) — 27% Above Median


IST:KTLEV Katilimevim Tasarruf Finansman AS IST:KTLEV
39 GF Score
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What is Katilimevim Tasarruf Finansman AS ROE %?

Katilimevim Tasarruf Finansman AS IST:KTLEV +0.82% 39 ROE % is 102.89% as of Mar. 2026, which is 27% above its 10-year median of 81.13. GuruFocus rates IST:KTLEV with a GF Score™ of 39/100. The stock has 6 warning signs investors should review. Among 529 Credit Services companies, Katilimevim Tasarruf Finansman AS ranks better than 97.92% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Katilimevim Tasarruf Finansman AS's annualized net income for the quarter that ended in Mar. 2026 was ₺13,446 Mil. Katilimevim Tasarruf Finansman AS's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ₺13,068 Mil. Therefore, Katilimevim Tasarruf Finansman AS's annualized ROE % for the quarter that ended in Mar. 2026 was 102.89%.

The historical rank and industry rank for Katilimevim Tasarruf Finansman AS's ROE % or its related term are showing as below:

IST:KTLEV' s ROE % Range Over the Past 10 Years
Min: 3.17   Med: 81.13   Max: 124.18
Current: 124.18

During the past 6 years, Katilimevim Tasarruf Finansman AS's highest ROE % was 124.18%. The lowest was 3.17%. And the median was 81.13%.

IST:KTLEV's ROE % is ranked better than
97.92% of 529 companies
in the Credit Services industry
Industry Median: 6.61 vs IST:KTLEV: 124.18

Katilimevim Tasarruf Finansman AS  (IST:KTLEV) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=13445.648/13068.141
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(13445.648 / 26087.872)*(26087.872 / 52067.726)*(52067.726 / 13068.141)
=Net Margin %*Asset Turnover*Equity Multiplier
=51.54 %*0.501*3.9843
=ROA %*Equity Multiplier
=25.82 %*3.9843
=102.89 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=13445.648/13068.141
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (13445.648 / 19053.1) * (19053.1 / 26087.872) * (26087.872 / 52067.726) * (52067.726 / 13068.141)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.7057 * 73.03 % * 0.501 * 3.9843
=102.89 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Katilimevim Tasarruf Finansman AS ROE % Related Terms


Katilimevim Tasarruf Finansman AS ROE % Historical Data

* Premium members only.

The historical data trend for Katilimevim Tasarruf Finansman AS's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Katilimevim Tasarruf Finansman AS ROE % Chart

Katilimevim Tasarruf Finansman AS Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial 33.00 58.42 103.83 103.88 119.92

Katilimevim Tasarruf Finansman AS Quarterly Data
Dec20 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 126.33 142.17 145.27 137.44 102.89

IST:KTLEV vs V, MA, AXP: ROE % Comparison

For the Credit Services subindustry, Katilimevim Tasarruf Finansman AS's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Katilimevim Tasarruf Finansman AS ROE % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Katilimevim Tasarruf Finansman AS's ROE % distribution charts can be found below:

* The bar in red indicates where Katilimevim Tasarruf Finansman AS's ROE % falls into.


IST:KTLEV
39GF Score
Katilimevim Tasarruf Finansman AS IST:KTLEV
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Katilimevim Tasarruf Finansman AS ROE % Calculation

Katilimevim Tasarruf Finansman AS's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=8620.5/( (2994.677+11382.607)/ 2 )
=8620.5/7188.642
=119.92 %

Katilimevim Tasarruf Finansman AS's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=13445.648/( (11382.607+14753.675)/ 2 )
=13445.648/13068.141
=102.89 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 102.89% mean?
Katilimevim Tasarruf Finansman AS (IST:KTLEV) has a ROE % of 102.89% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Katilimevim Tasarruf Finansman AS and its competitors. This is 27% above median its historical median of 81.13. Over the past decade, Katilimevim Tasarruf Finansman AS's ROE % has ranged from 3.17 to 124.18. According to the industry distribution chart, Katilimevim Tasarruf Finansman AS ranks #11 out of 529 companies in the Credit Services industry, placing it in the top 2.1%.
Is Katilimevim Tasarruf Finansman AS's ROE % too high?
Katilimevim Tasarruf Finansman AS's current ROE % of 102.89% is 27% above median its 10-year median of 81.13. Over the past 10 years, this metric has ranged from a low of 3.17 to a high of 124.18. The Credit Services industry median ROE % is 6.61. Katilimevim Tasarruf Finansman AS's value of 102.89% is 1456.6% above this industry median. Based on the distribution chart, Katilimevim Tasarruf Finansman AS ranks #11 out of 529 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Katilimevim Tasarruf Finansman AS has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Katilimevim Tasarruf Finansman AS's ROE % compare to V and MA?
According to the Credit Services industry distribution chart, Katilimevim Tasarruf Finansman AS ranks #11 out of 529 companies for ROE %. This places Katilimevim Tasarruf Finansman AS in the top 2% of its industry — outperforming the majority of peers. The industry median ROE % is 6.61. Katilimevim Tasarruf Finansman AS's value of 102.89% is 1456.6% above this benchmark. Historically, Katilimevim Tasarruf Finansman AS's own ROE % has ranged from 3.17 to 124.18 over the past decade. While the company's 10-year median is 81.13 vs. the industry median of 6.61, Katilimevim Tasarruf Finansman AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Credit Services company?
The median ROE % among Credit Services companies is 6.61, based on 529 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Katilimevim Tasarruf Finansman AS's current ROE % of 102.89% is 1456.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Katilimevim Tasarruf Finansman AS and its competitors. For the Credit Services industry, the median ROE % is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Katilimevim Tasarruf Finansman AS's current ROE % is 102.89%, which is 27% above median its own 10-year median of 81.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Katilimevim Tasarruf Finansman AS stock overvalued right now?
Katilimevim Tasarruf Finansman AS (IST:KTLEV) has a current ROE % of 102.89%. The current ROE % is 102.89%, which is 27% above median its 10-year median of 81.13 and 1456.6% above the Credit Services industry median of 6.61. Katilimevim Tasarruf Finansman AS's overall GF Score™ is 39/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Katilimevim Tasarruf Finansman AS (IST:KTLEV), the current ROE % is 102.89% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Katilimevim Tasarruf Finansman AS Business Description

Address Kale Street No: 21, Umraniye, Istanbul, TUR
Katilimevim Tasarruf Finansman AS provides financing to customers and manages the collected savings, according to the principles of interest-free financing for acquiring a house, roofed workplace, or vehicle, provided that the predetermined conditions are fulfilled within the scope of a contract. The Group classifies its activities under two main headings: Savings Financing and Shopping Mall Operations.
39GF Score

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