Katilimevim Tasarruf Finansman AS (IST:KTLEV) Return-on-Tangible-Asset: 25.97% (As of Mar. 2026) — 48% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IST:KTLEV Katilimevim Tasarruf Finansman AS IST:KTLEV
34 GF Score
Price ₺196.10
! 6 Warning Signs
View Full Analysis

What is Katilimevim Tasarruf Finansman AS Return-on-Tangible-Asset?

Katilimevim Tasarruf Finansman AS IST:KTLEV +0.05% 34 Return-on-Tangible-Asset is 25.97% as of Mar. 2026, which is 48% above its 10-year median of 17.57. GuruFocus rates IST:KTLEV with a GF Score™ of 34/100. The stock has 6 warning signs investors should review. Among 545 Credit Services companies, Katilimevim Tasarruf Finansman AS ranks better than 98.9% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Katilimevim Tasarruf Finansman AS's annualized Net Income for the quarter that ended in Mar. 2026 was ₺13,446 Mil. Katilimevim Tasarruf Finansman AS's average total tangible assets for the quarter that ended in Mar. 2026 was ₺51,767 Mil. Therefore, Katilimevim Tasarruf Finansman AS's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 25.97%.

The historical rank and industry rank for Katilimevim Tasarruf Finansman AS's Return-on-Tangible-Asset or its related term are showing as below:

IST:KTLEV' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.49   Med: 17.57   Max: 34.18
Current: 30.04

During the past 6 years, Katilimevim Tasarruf Finansman AS's highest Return-on-Tangible-Asset was 34.18%. The lowest was 0.49%. And the median was 17.57%.

IST:KTLEV's Return-on-Tangible-Asset is ranked better than
98.9% of 545 companies
in the Credit Services industry
Industry Median: 1.91 vs IST:KTLEV: 30.04

Katilimevim Tasarruf Finansman AS  (IST:KTLEV) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Katilimevim Tasarruf Finansman AS Return-on-Tangible-Asset Related Terms


Katilimevim Tasarruf Finansman AS Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Katilimevim Tasarruf Finansman AS's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Katilimevim Tasarruf Finansman AS Return-on-Tangible-Asset Chart

Katilimevim Tasarruf Finansman AS Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial 6.36 15.18 34.18 19.95 26.35

Katilimevim Tasarruf Finansman AS Quarterly Data
Dec20 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.07 31.97 33.60 32.59 25.97

IST:KTLEV vs V, MA, AXP: Return-on-Tangible-Asset Comparison

For the Credit Services subindustry, Katilimevim Tasarruf Finansman AS's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Katilimevim Tasarruf Finansman AS Return-on-Tangible-Asset vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Katilimevim Tasarruf Finansman AS's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Katilimevim Tasarruf Finansman AS's Return-on-Tangible-Asset falls into.


IST:KTLEV
34GF Score
Katilimevim Tasarruf Finansman AS IST:KTLEV
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Katilimevim Tasarruf Finansman AS Return-on-Tangible-Asset Calculation

Katilimevim Tasarruf Finansman AS's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=8620.5/( (18258.329+47163.842)/ 2 )
=8620.5/32711.0855
=26.35 %

Katilimevim Tasarruf Finansman AS's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=13445.648/( (47163.842+56369.41)/ 2 )
=13445.648/51766.626
=25.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data.

What does a Return-on-Tangible-Asset of 25.97% mean?
Katilimevim Tasarruf Finansman AS (IST:KTLEV) has a Return-on-Tangible-Asset of 25.97% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Katilimevim Tasarruf Finansman AS and its competitors. This is 48% above median its historical median of 17.57. Over the past decade, Katilimevim Tasarruf Finansman AS's Return-on-Tangible-Asset has ranged from 0.49 to 34.18. According to the industry distribution chart, Katilimevim Tasarruf Finansman AS ranks #6 out of 545 companies in the Credit Services industry, placing it in the top 1.1%.
Is Katilimevim Tasarruf Finansman AS's Return-on-Tangible-Asset too high?
Katilimevim Tasarruf Finansman AS's current Return-on-Tangible-Asset of 25.97% is 48% above median its 10-year median of 17.57. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 34.18. The Credit Services industry median Return-on-Tangible-Asset is 1.91. Katilimevim Tasarruf Finansman AS's value of 25.97% is 1259.7% above this industry median. Based on the distribution chart, Katilimevim Tasarruf Finansman AS ranks #6 out of 545 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Katilimevim Tasarruf Finansman AS has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Katilimevim Tasarruf Finansman AS's Return-on-Tangible-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Katilimevim Tasarruf Finansman AS ranks #6 out of 545 companies for Return-on-Tangible-Asset. This places Katilimevim Tasarruf Finansman AS in the top 1% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 1.91. Katilimevim Tasarruf Finansman AS's value of 25.97% is 1259.7% above this benchmark. Historically, Katilimevim Tasarruf Finansman AS's own Return-on-Tangible-Asset has ranged from 0.49 to 34.18 over the past decade. While the company's 10-year median is 17.57 vs. the industry median of 1.91, Katilimevim Tasarruf Finansman AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Credit Services company?
The median Return-on-Tangible-Asset among Credit Services companies is 1.91, based on 545 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Katilimevim Tasarruf Finansman AS's current Return-on-Tangible-Asset of 25.97% is 1259.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Katilimevim Tasarruf Finansman AS and its competitors. For the Credit Services industry, the median Return-on-Tangible-Asset is 1.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Katilimevim Tasarruf Finansman AS's current Return-on-Tangible-Asset is 25.97%, which is 48% above median its own 10-year median of 17.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Katilimevim Tasarruf Finansman AS stock overvalued right now?
Katilimevim Tasarruf Finansman AS (IST:KTLEV) has a current Return-on-Tangible-Asset of 25.97%. The current Return-on-Tangible-Asset is 25.97%, which is 48% above median its 10-year median of 17.57 and 1259.7% above the Credit Services industry median of 1.91. Katilimevim Tasarruf Finansman AS's overall GF Score™ is 34/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Katilimevim Tasarruf Finansman AS (IST:KTLEV), the current Return-on-Tangible-Asset is 25.97% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Katilimevim Tasarruf Finansman AS Business Description

Address Kale Street No: 21, Umraniye, Istanbul, TUR
Katilimevim Tasarruf Finansman AS provides financing to customers and manages the collected savings, according to the principles of interest-free financing for acquiring a house, roofed workplace, or vehicle, provided that the predetermined conditions are fulfilled within the scope of a contract. The Group classifies its activities under two main headings: Savings Financing and Shopping Mall Operations.
34GF Score

Get the complete analysis for IST:KTLEV

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺196.10
Price